City profile · Florida · Census ACS 2023

North Bay, FL

Population, income, housing, safety, climate and schools for North Bay - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

8,004
Residents
$80,761
Median income
$448,000
Median home
$2,436
Median rent (state)

North Bay - the verdict

Nationally, North Bay sits in the 62nd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

62nd
percentile, household income
81st
percentile, home value
91st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: North Bay, FL

Florida's North Bay is a small town, with 8,004 residents per the latest Census Bureau ACS figures. North Bay households earn a median of $80,761 annually, above the median for U.S. cities on this measure, with a poverty rate of 4.7%. Typical homes in North Bay are valued around $448,000, and the median resident age is 46.6 years. About 51.0% of adults hold a bachelor's degree or higher, while 73.0% of working-age residents are in the labor force.

In 2024, 0 residential building permits were authorized in North Bay (No Permits), down 100% from five years earlier, per Census BPS data.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,436 monthly. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 99.6 out of 100 (Very High).

Population

8,004 residents

Census ACS 2023 - Florida

Median Household Income

$80,761 /yr

Poverty 4.7%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does North Bay compare to other US cities?

Where North Bay sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 62% higher than other cities
Home value 81% pricier than other cities
Median rent 91% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares North Bay against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent is North Bay's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, North Bay ranks #10 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares North Bay only against its own state's cities, not the full US field.

Median Household Income
#309 of 903
66th percentile in Florida
Median Gross Rent
#10 of 930
93rd percentile in Florida
Median Home Value
#187 of 894
79th percentile in Florida
Poverty Rate
#650 of 930
29th percentile in Florida
Bachelor's Degree or Higher
#130 of 930
86th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

62ndIncome percentile

62nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How North Bay's home value compares nationally

Median home value vs. every US city (population 1,000+)

$448,000 19th percentile more affordable than 19% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). This entry sits in this band. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. North Bay $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - North Bay, FL North Bay, FL's reported median household income shown against the U.S. national quintile-share pattern (not North Bay, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution North Bay, FL median $80,761/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
North Bay, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for North Bay, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 51.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 73.0%

Census ACS S2301, share of working-age residents in the labor force

Population
8,004
Median Income
$80,761
Median Home Value
$448,000
Median Age
46.6
Poverty Rate
4.7%
Labor force participation
73.0%
Bachelor's Degree+
51.0%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
7,900 residents8,000 residents8,100 residents8,200 residents8,300 residents 202020212022202320242025 8,119 residents 8,099 residents ▼ -0.2%
North Bay's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 3
2020 0
2021 1
2022 54
2023 0
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
58.3%
Carpool
9.5%
Public Transit
1.7%
Walk
0.0%
Work from Home
21.5%
Other
9.0%

Based on 5,034 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county North Bay sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,436/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

North Weeki Wachee
7,967 people
Springfield
8,157 people
Odessa
8,170 people
Quincy
7,818 people
McGregor
8,198 people
Broadview Park
7,802 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to North Bay's 8,004 residents (Census ACS 5-Year 2023).

Latrobe, PA
8,002 people
Timnath, CO
8,007 people
Golden Valley, AZ
7,999 people
Fruitvale, CO
7,998 people
Nevada, MO
7,998 people
Kaufman, TX
8,010 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to North Bay's $80,761 (Census ACS 5-Year 2023, table B19013).

Walkertown, NC
$80,761 median income
North Riverside, IL
$80,753 median income
Rosewood Heights, IL
$80,753 median income
Fruitport, MI
$80,769 median income
Rockvale, TN
$80,750 median income
Bellevue, WI
$80,750 median income

Race & Ethnicity Composition

Race and ethnicity - North Bay, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition North Bay, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 41.4% 15.4% 33.2% ETHNICITY, Hispanic or Latino (any race) 60.4% White 41.4% Black or African American 5.5% Asian 4.6% American Indian 0.0% Native Hawaiian 0.0% Some other race 15.4% Two or more races 33.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How North Bay compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
North Bay (this city) 8,004 $80,761
North Weeki Wachee 7,967 $63,235
Springfield 8,157 $51,640
Odessa 8,170 $116,870
Census ACS 5-year FIPS FL Census BPS 2024 OMB Bulletin 23-01

What do people ask about North Bay, FL?

What is the population of North Bay, FL? +

North Bay, FL counts 8,004 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in North Bay, FL? +

North Bay households earn a median of $80,761 annually, based on Census ACS 2023 data.

What is the cost of living in North Bay? +

BEA does not publish a city-level cost-of-living figure for North Bay; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in North Bay, FL? +

The median home value in North Bay is $448,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.