Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetFL-ON-TOP-OF-THE-WORLD-FL · On Top of the World, FL 13,772 pop · income 32nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around On Top of the World
Lowest/highest poles plus peers nearest On Top of the World on median household income. Full ladder: /browse and /rankings.
median HH income
McMinnville · lowest
43,348
McMinnville · lowest
43,348 median HH income
21.9% of the leader · rank #1
West Carrollt… · near
57,758
West Carrollt… · near
57,758 median HH income
29.2% of the leader · rank #2
Gatlinburg · near
57,760
Gatlinburg · near
57,760 median HH income
29.2% of the leader · rank #3
On Top of the… · this city
57,765
On Top of the… · this city
57,765 median HH income
29.2% of the leader · rank #4
Burton · near
57,767
Burton · near
57,767 median HH income
29.2% of the leader · rank #5
Oakland · near
57,768
Oakland · near
57,768 median HH income
29.2% of the leader · rank #6
Snoqualmie · highest
197,531
Snoqualmie · highest
197,531 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for On Top of the World on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 13,772.
Out of every US city with 1,000+ residents, On Top of the World places in the 32nd percentile for household income. Source: Census ACS.
32nd
percentile, household income
61st
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: On Top of the World, FL
Florida's On Top of the World is a small town, with 13,772 residents per the latest Census Bureau ACS figures. On Top of the World households earn a median of $57,765 annually, below the median for U.S. cities on this measure, with a poverty rate of 3.5%. On Top of the World's housing stock carries a median value of $275,000, and the median resident age is 72.3 years. 38.3% of adults here have a bachelor's degree or higher; 11.4% of working-age residents are in the labor force.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 75.7 out of 100 (High).
A decision-led reading path
Useful questions to ask of On Top of the World's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For On Top of the World, city-specific coverage includes commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count, annual population history, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in On Top of the World?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.8 times median household income. The ACS poverty estimate is 3.5%, which keeps the citywide median from describing every household.
Which cities make useful reference points for On Top of the World?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Florida, the closest population matches are Orange City (13,768 residents, $51,077 income); Cheval (13,694 residents, $92,095 income); Gonzalez (13,861 residents, $81,080 income). Outside the state, the closest population matches in this dataset are Maumee, OH (13,765 residents); McMinnville, TN (13,765 residents); Auburn, CA (13,758 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in On Top of the World?
Driving alone is the largest reported mode at 71.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Above-average cost · BEA RPP 2024, Florida average
D
City profile score · On Top of the World, FL
48/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B+
3.5%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B
38.3%
Adults with a bachelor's degree or higher; ACS.
Household income F
$57,765
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
On Top of the World profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 75/100 (B+) · 3.5%
Bachelor's+ share: 72/100 (B) · 38.3%
Household income: 31/100 (F) · $57,765
Cost of living: 25/100 (F) · 103.4 index
How does On Top of the World compare to other US cities?
On Top of the World measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income32% higher than other cities
Home value61% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares On Top of the World against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places On Top of the World near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, On Top of the World ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares On Top of the World only against its own state's cities, not the full US field.
Median Household Income
#630 of 903
30th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#502 of 894
44th percentile in Florida
Poverty Rate
#729 of 930
21st percentile in Florida
Bachelor's Degree or Higher
#269 of 930
71st percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
32nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How On Top of the World's home value compares nationally
Median home value vs. every US city (population 1,000+)
$275,00039th percentilemore affordable than 39% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
On Top of the World's home-value-to-income ratio: 4.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,485 of 15,516
More affordable than 20% of tracked cities (pop. 1,000+)
Size class
#2,496 of 3,317
Small cities (10,000–49,999)
At 4.8×, On Top of the World sits in the moderate band:
national rank #12,485 of 15,516 and #2,496 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$57,765On Top of the World, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context On Top of the World, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for On Top of the World, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)38.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)11.4%
Census ACS S2301, share of working-age residents in the labor force
Population
13,772
Median Income
$57,765
Median Home Value
$275,000
Median Age
72.3
Poverty Rate
3.5%
Labor force participation
11.4%
Bachelor's Degree+
38.3%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
71.2%
Carpool
0.7%
Public Transit
0.0%
Walk
0.9%
Work from Home
24.5%
Other
2.7%
Based on 1,499 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for On Top of the World. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around On Top of the World is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county On Top of the World sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How On Top of the World compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.