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Place dossier plate
SheetFL-OSPREY-FL · Osprey, FL 5,790 pop · income 74th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Osprey
Lowest/highest poles plus peers nearest Osprey on median household income. Full ladder: /browse and /rankings.
median HH income
Starke · lowest
46,291
Starke · lowest
46,291 median HH income
36.0% of the leader · rank #1
Jersey City · near
94,813
Jersey City · near
94,813 median HH income
73.7% of the leader · rank #2
Osprey · this city
94,815
Osprey · this city
94,815 median HH income
73.7% of the leader · rank #3
Candlewick La… · near
94,820
Candlewick La… · near
94,820 median HH income
73.7% of the leader · rank #4
Lake Catherine · near
94,821
Lake Catherine · near
94,821 median HH income
73.7% of the leader · rank #5
Sewickley · near
94,828
Sewickley · near
94,828 median HH income
73.7% of the leader · rank #6
Lakeview · highest
128,591
Lakeview · highest
128,591 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Osprey on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,790.
Measured against every US city with at least 1,000 residents, Osprey lands in the 74th percentile for household income. Source: Census ACS.
74th
percentile, household income
92nd
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Osprey, FL
Osprey is a small town in Florida, home to 5,790 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Osprey brings in $94,815 a year, above the median for U.S. cities on this measure, with a poverty rate of 3.7%. Home values in Osprey run a median of $680,200, and the median resident age is 64.2 years. Educational attainment runs 54.5% of adults with a bachelor's degree or higher. Separately, 31.9% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Osprey's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to comparison shortlist to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Osprey, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for local building permits, annual population history, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Osprey?
Driving alone is the largest reported mode at 63.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in Osprey?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.2 times median household income. The ACS poverty estimate is 3.7%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Osprey?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Florida, the closest population matches are Lochmoor Waterway Estates (5,791 residents, $87,606 income); Bay Harbor Islands (5,793 residents, $84,750 income); Jan Phyl (5,798 residents, $58,520 income). Outside the state, the closest population matches in this dataset are Silver Lakes, CA (5,789 residents); Bear Valley Springs, CA (5,787 residents); Walkertown, NC (5,793 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 54.5% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Above median income · poverty 3.7% (Below-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
C+
City profile score · Osprey, FL
64/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A
54.5%
Adults with a bachelor's degree or higher; ACS.
Household income B
$94,815
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B
3.7%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Osprey profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 88/100 (A) · 54.5%
Household income: 74/100 (B) · $94,815
Poverty rate: 74/100 (B) · 3.7%
Cost of living: 25/100 (F) · 103.4 index
How does Osprey compare to other US cities?
Osprey measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income74% higher than other cities
Home value92% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Osprey against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Osprey near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Osprey ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Osprey only against its own state's cities, not the full US field.
Median Household Income
#193 of 903
79th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#57 of 894
94th percentile in Florida
Poverty Rate
#712 of 930
22nd percentile in Florida
Bachelor's Degree or Higher
#98 of 930
89th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
74th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Osprey's home value compares nationally
Median home value vs. every US city (population 1,000+)
$680,2008th percentilemore affordable than 8% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Osprey's home-value-to-income ratio: 7.2×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,752 of 15,516
More affordable than 5% of tracked cities (pop. 1,000+)
Size class
#10,847 of 11,323
Micro cities (under 10,000)
At 7.2×, Osprey sits in the pressured band:
national rank #14,752 of 15,516 and #10,847 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$94,815Osprey, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Osprey, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Osprey, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)54.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)31.9%
Census ACS S2301, share of working-age residents in the labor force
Population
5,790
Median Income
$94,815
Median Home Value
$680,200
Median Age
64.2
Poverty Rate
3.7%
Labor force participation
31.9%
Bachelor's Degree+
54.5%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
63.4%
Carpool
4.3%
Public Transit
0.0%
Walk
4.6%
Work from Home
22.1%
Other
5.6%
Based on 1,687 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Osprey. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Osprey is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Osprey sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Osprey compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.