City profile · Florida · Census ACS 2023

Palm Coast, FL

Population, income, housing, safety, climate and schools for Palm Coast - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

94,362
Residents
$71,840
Median income
$317,200
Median home
$1,806
Median rent (state)

Palm Coast - the verdict

Palm Coast ranks in the 52nd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

52nd
percentile, household income
67th
percentile, home value
74th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Palm Coast, FL

Florida's Palm Coast is a small city, with 94,362 residents per the latest Census Bureau ACS figures. Median household income here is $71,840 per year, above the median for U.S. cities on this measure, with a poverty rate of 6.9%. Palm Coast's housing stock carries a median value of $317,200, and the median resident age is 50.8 years. Educational attainment runs 28.8% of adults with a bachelor's degree or higher. Separately, 49.2% of working-age residents are in the labor force.

In 2024, 2,095 residential building permits were authorized in Palm Coast (Building Boom), up 69% from five years earlier, per Census BPS data. The annual average temperature per NOAA climate normals runs 71.4°F with 51.4 inches of precipitation per year.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,806 per month statewide. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 82.8 out of 100 for natural-hazard exposure (High).

Population

94,362 residents

Census ACS 2023 - Florida

Median Household Income

$71,840 /yr

Poverty 6.9%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Palm Coast compare to other US cities?

Here's how Palm Coast stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 52% higher than other cities
Home value 67% pricier than other cities
Median rent 74% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Palm Coast's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

52ndIncome percentile

52nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Palm Coast's home value compares nationally

Median home value vs. every US city (population 1,000+)

$317,200 33rd percentile more affordable than 33% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). This entry sits in this band. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Palm Coast $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Palm Coast, FL Palm Coast, FL's reported median household income shown against the U.S. national quintile-share pattern (not Palm Coast, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Palm Coast, FL median $71,840/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Palm Coast, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Palm Coast, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 28.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 6.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 49.2%

Census ACS S2301, share of working-age residents in the labor force

Population
94,362
Median Income
$71,840
Median Home Value
$317,200
Median Age
50.8
Poverty Rate
6.9%
Labor force participation
49.2%
Bachelor's Degree+
28.8%

Climate

Avg Temperature
71.4°F
Annual Precipitation
51.4"
Annual Snowfall
N/A

Schools

Total Schools
8
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
80,000 residents90,000 residents100,000 residents110,000 residents120,000 residents 202020212022202320242025 89,713 residents 109,886 residents ▲ +22.5%
Palm Coast's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
2,095
housing units authorized
Single-Family
1,891
detached homes
Multifamily
204
apartments & condos
Supply Intensity
22.2
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1,240
2020 1,482
2021 2,280
2022 2,346
2023 2,136
2024 2,095

Permit volume increased 69% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
69.9%
Carpool
12.6%
Public Transit
0.3%
Walk
0.4%
Work from Home
15.2%
Other
1.6%

Based on 38,500 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Palm Coast sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,806/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
82.8 / 100
High
FEMA NRI composite score (county)

Similar Cities in Florida

Plantation
94,002 people
Deltona
95,682 people
Sunrise
96,633 people
Fort Myers
91,730 people
Alafaya
90,874 people
Boca Raton
98,833 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Palm Coast's 94,362 residents (Census ACS 5-Year 2023).

Asheville, NC
94,369 people
Erie, PA
94,156 people
San Marcos, CA
94,078 people
Livonia, MI
94,058 people
Sandy, UT
94,723 people
Atascocita, TX
93,926 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Palm Coast's $71,840 (Census ACS 5-Year 2023, table B19013).

Mesquite, TX
$71,843 median income
Boulder Canyon, SD
$71,846 median income
Kent Acres, DE
$71,848 median income
Center Point, TX
$71,848 median income
Prince George, VA
$71,831 median income
Parkland, WA
$71,829 median income

Race & Ethnicity Composition

Race and ethnicity - Palm Coast, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Palm Coast, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 74.0% 10.9% 8.1% ETHNICITY, Hispanic or Latino (any race) 13.2% White 74.0% Black or African American 10.9% Asian 2.5% American Indian 0.1% Native Hawaiian 0.1% Some other race 4.2% Two or more races 8.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Palm Coast compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Palm Coast (this city) 94,362 $71,840
Plantation 94,002 $87,077
Deltona 95,682 $72,967
Sunrise 96,633 $72,107
Census ACS 5-year FIPS FL NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Palm Coast, FL?

What is the population of Palm Coast, FL? +

Palm Coast, FL counts 94,362 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Palm Coast, FL? +

The median household income in Palm Coast is $71,840 per year, based on Census ACS 2023 data.

What is the cost of living in Palm Coast? +

BEA does not publish a city-level cost-of-living figure for Palm Coast; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Palm Coast, FL? +

The median home value in Palm Coast is $317,200, according to Census ACS 2023 estimates.

What is the climate like in Palm Coast? +

The average annual temperature in Palm Coast runs 71.4°F, 51.4 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.