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Place dossier plate
SheetFL-PALM-COAST-FL · Palm Coast, FL 94,362 pop · income 52nd pct · 24 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Palm Coast
Lowest/highest poles plus peers nearest Palm Coast on median household income. Full ladder: /browse and /rankings.
median HH income
Erie · lowest
43,397
Erie · lowest
43,397 median HH income
37.9% of the leader · rank #1
Palm Coast · this city
71,840
Palm Coast · this city
71,840 median HH income
62.8% of the leader · rank #2
Mesquite · near
71,843
Mesquite · near
71,843 median HH income
62.8% of the leader · rank #3
Boulder Canyon · near
71,846
Boulder Canyon · near
71,846 median HH income
62.8% of the leader · rank #4
Kent Acres · near
71,848
Kent Acres · near
71,848 median HH income
62.8% of the leader · rank #5
Center Point · near
71,848
Center Point · near
71,848 median HH income
62.8% of the leader · rank #6
Atascocita · highest
114,443
Atascocita · highest
114,443 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Palm Coast on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 94,362.
Palm Coast ranks in the 52nd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
52nd
percentile, household income
67th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Palm Coast, FL
Florida's Palm Coast is a small city, with 94,362 residents per the latest Census Bureau ACS figures. The typical household in Palm Coast brings in $71,840 a year, above the median for U.S. cities on this measure, with a poverty rate of 6.9%. Palm Coast's housing stock carries a median value of $317,200, and the median resident age is 50.8 years. Educational attainment runs 28.8% of adults with a bachelor's degree or higher. Separately, 49.2% of working-age residents are in the labor force.
In 2024, 2,095 residential building permits were authorized in Palm Coast (Building Boom), up 69% from five years earlier, per Census BPS data. The annual average temperature per NOAA climate normals runs 71.4°F with 51.4 inches of precipitation per year.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).
A decision-led reading path
Useful questions to ask of Palm Coast's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from climate and hazard context to comparison shortlist to within-city variation to population change to work and mobility to housing and income to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Palm Coast, city-specific coverage includes matched public-school count, annual population history, local building permits, commute-mode shares, within-city Census tract profiles.
No matched row is reported here for FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What physical conditions frame life in Palm Coast?
NOAA normals put the annual mean temperature at 71.4°F, with 51.4 inches of precipitation. FEMA's state-averaged National Risk Index score for Florida is 75.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Which cities make useful reference points for Palm Coast?
Within Florida, the closest population matches are Plantation (94,002 residents, $87,077 income); Deltona (95,682 residents, $72,967 income); Sunrise (96,633 residents, $72,107 income). Outside the state, the closest population matches in this dataset are Asheville, NC (94,369 residents); Erie, PA (94,156 residents); San Marcos, CA (94,078 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What can 24 Census tracts reveal inside Palm Coast?
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
PlainCities matches 24 Census tracts to this city.
Is Palm Coast growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +20,173 residents from 2020 to 2025, a +22.5% change. Separately, Census BPS recorded 2,095 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Palm Coast?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 69.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.3%
Work from home
15.2%
Drive alone
69.9%
City-level Census ACS commuting estimates covering 38,500 workers age 16+.
How far does income reach against housing in Palm Coast?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.4 times median household income. The ACS poverty estimate is 6.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Household income
$71,840
Home value
$317,200
Value / income
4.4×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
What does the education layer cover for Palm Coast?
The NCES join finds 8 public schools within the city match. 28.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
8
Bachelor's degree+
28.8%
Poverty estimate
6.9%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above median income · poverty 6.9% (Below-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
D
City profile score · Palm Coast, FL
46/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share C
28.8%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C-
6.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income C-
$71,840
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Palm Coast profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 56/100 (C) · 28.8%
Poverty rate: 53/100 (C-) · 6.9%
Household income: 51/100 (C-) · $71,840
Cost of living: 25/100 (F) · 103.4 index
How does Palm Coast compare to other US cities?
Here's how Palm Coast stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income52% higher than other cities
Home value67% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Palm Coast against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Palm Coast near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Palm Coast ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Palm Coast only against its own state's cities, not the full US field.
Median Household Income
#406 of 903
55th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#397 of 894
56th percentile in Florida
Poverty Rate
#517 of 930
44th percentile in Florida
Bachelor's Degree or Higher
#442 of 930
52nd percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
52nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Palm Coast's home value compares nationally
Median home value vs. every US city (population 1,000+)
$317,20033rd percentilemore affordable than 33% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Palm Coast's home-value-to-income ratio: 4.4×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,810 of 15,516
More affordable than 24% of tracked cities (pop. 1,000+)
Size class
#387 of 750
Mid-size cities (50,000–199,999)
At 4.4×, Palm Coast sits in the moderate band:
national rank #11,810 of 15,516 and #387 of 750mid-size cities (50,000–199,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$71,840Palm Coast, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Palm Coast, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Palm Coast, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)28.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)49.2%
Census ACS S2301, share of working-age residents in the labor force
Population
94,362
Median Income
$71,840
Median Home Value
$317,200
Median Age
50.8
Poverty Rate
6.9%
Labor force participation
49.2%
Bachelor's Degree+
28.8%
Climate
Avg Temperature
71.4°F
Annual Precipitation
51.4"
Annual Snowfall
N/A
Schools
Total Schools
8
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Palm Coast's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
89,713 residents
2021
93,788 residents
2022
98,608 residents
2023
102,400 residents
2024
106,353 residents
2025
109,886 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
2,095
housing units authorized
Single-Family
1,891
detached homes
Multifamily
204
apartments & condos
Supply Intensity
22.2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1,240
817
423
$257.4M
2020
1,482
1,246
236
$346.7M
2021
2,280
1,938
342
$535.1M
2022
2,346
1,910
436
$572.8M
2023
2,136
1,524
612
$471.7M
2024
2,095
1,891
204
$642.9M
Permit volume increased 69% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.9%
Carpool
12.6%
Public Transit
0.3%
Walk
0.4%
Work from Home
15.2%
Other
1.6%
Based on 38,500 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Palm Coast. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Palm Coast is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Palm Coast sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Palm Coast compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.