Census-designated place · Florida

Palm Harbor, Florida

Palm Harbor, census-designated place, in Pinellas County, Florida. Palm Harbor had 61,512 people in the ACS 2020-2024 5-year estimates (±2,245). GEOID 1254350.

Residents, 2020-2024

61,512

±2,245 (90% margin)
2020 Census count: 61,366

Median household income

$78,935

±$3,953 (90% margin)
Florida: $74,568

Median home value

$405,300

±$12,216 (90% margin)
Florida: $359,000

Median gross rent

$1,806

±$83 (90% margin)
Florida: $1,669

Where is Palm Harbor and what county is it in?

Palm Harbor is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Pinellas County, Florida. It covers 17.4 square miles of land, 3,535 residents per square mile in 2020.

Palm Harbor is in the Tampa-St. Petersburg-Clearwater, FL metropolitan statistical area, which takes in 4 counties (Census Bureau delineation, July 2023).

Palm Harbor (marked with a dot) in Pinellas County, Florida. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Palm Harbor, and is it growing?

The 2020-2024 American Community Survey puts Palm Harbor's population at 61,512 (±2,245). The 2020 Census counted 61,366 residents.

The Census Bureau publishes yearly population estimates for incorporated places only; Palm Harbor is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Palm HarborPinellas CountyFlorida Change since 2015-2019
Total population 61,512 ±2,245 963,481 22,416,077 no clear change
Households 27,154 ±1,047 428,473 8,752,810 no clear change
Average household size 2.23 ±0.05 2.20 2.51 −0.12
Housing units 30,595 ±988 520,107 10,256,470 no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Palm Harbor?

The median resident of Palm Harbor is 50.9 years old; 17.0% are under 18 and 28.6% are 65 or older. The largest group is non-Hispanic white residents at 82.7%, then Hispanic or Latino residents (of any race) at 9.6%. 12.8% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Palm HarborPinellas CountyFlorida Change since 2015-2019
Median age 50.9 ±1.6 49.0 42.6 no clear change
Under 18 years 17.0% ±1.2 pts 15.4% 19.5% –
65 years and over 28.6% ±1.5 pts 26.4% 21.3% –
Male 48.7% ±1.4 pts 48.3% 49.1% –
Hispanic or Latino (any race) 9.6% ±1.7 pts 11.2% 27.4% no clear change
White alone, not Hispanic 82.7% ±2.0 pts 71.0% 50.4% no clear change
Black or African American alone, not Hispanic 1.8% ±0.7 pts 9.4% 14.6% no clear change
Asian alone, not Hispanic 2.1% ±0.7 pts 3.6% 2.9% no clear change
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.1% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.1 pts 0.1% 0.1% –
Two or more races, not Hispanic 3.1% ±0.7 pts 4.0% 3.8% –
Some other race alone, not Hispanic 0.5% ±0.5 pts 0.6% 0.7% –
Born outside the United States 12.8% ±1.6 pts 12.4% 21.9% no clear change
Speak a language other than English at home (age 5+) 16.3% ±2.0 pts 15.9% 30.6% –
Civilian veterans (age 18+) 8.3% ±1.2 pts 8.3% 7.4% –
With a disability 14.3% ±1.4 pts 15.6% 13.7% –
No health insurance coverage 6.6% ±1.0 pts 10.4% 11.5% −2.8 pts
High school graduate or higher (age 25+) 96.0% ±0.8 pts 92.8% 89.9% –
Bachelor's degree or higher (age 25+) 40.6% ±2.3 pts 36.8% 34.1% +6.5 pts
Graduate or professional degree (age 25+) 13.8% ±1.3 pts 13.6% 12.9% –
Lived in the same house a year earlier 88.3% ±1.4 pts 86.5% 86.3% –
Moved from another state in the past year 2.8% ±0.7 pts 3.3% 2.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Palm Harbor earn?

Half of Palm Harbor's 27,154 households earn less than $78,935 a year (±$3,953), against $72,646 in Pinellas County and $74,568 in Florida. In 2015-2019 the median was $73,296 in 2024 dollars, so it rose by $5,639 after inflation. 10.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Palm HarborPinellas CountyFlorida Change since 2015-2019
Median household income $78,935 ±$3,953 $72,646 $74,568 +$5,639
Mean household income $111,451 ±$6,152 $104,867 $105,967 –
Per capita income $50,106 ±$2,888 $48,351 $42,609 +$5,829
People below the poverty line 10.3% ±1.6 pts 11.5% 12.6% +3.2 pts
Children under 18 below the poverty line 10.8% ±3.8 pts 14.6% 16.5% no clear change
Households receiving SNAP 5.6% ±1.4 pts 8.6% 12.6% –
Households with a computer 96.0% ±1.4 pts 95.9% 96.6% –
Households with a broadband subscription 90.6% ±1.6 pts 90.5% 91.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Palm Harbor?

Owners occupy 77.9% of Palm Harbor's occupied homes and renters 22.1%. The median owner-occupied home is valued at $405,300 by its owner (±$12,216). The median renter pays $1,806 a month including utilities, and 58.2% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Palm HarborPinellas CountyFlorida Change since 2015-2019
Median home value (owner-occupied) $405,300 ±$12,216 $355,100 $359,000 +$118,671
Median gross rent $1,806 ±$83 $1,642 $1,669 +$211
Renters paying 35% or more of income on rent 58.2% ±4.9 pts 49.9% 50.2% +13.1 pts
Median monthly owner costs, with a mortgage $2,096 ±$76 $1,948 $1,959 –
Owner-occupied homes 77.9% ±2.3 pts 69.5% 67.6% +5.2 pts
Renter-occupied homes 22.1% ±2.3 pts 30.5% 32.4% –
Housing units 30,595 ±988 520,107 10,256,470 no clear change
Homeowner vacancy rate 1.0% ±0.6 pts 1.5% 1.4% –
Rental vacancy rate 5.8% ±3.0 pts 9.1% 7.6% –
Single-family detached homes 54.1% ±2.2 pts 48.0% 54.7% –
Mobile homes 7.1% ±1.2 pts 9.0% 8.0% –
Built 2020 or later 0.8% ±0.4 pts 1.0% 3.2% –
Built 2010 to 2019 4.0% ±1.0 pts 4.8% 11.0% –
Built 1939 or earlier 0.4% ±0.3 pts 3.5% 1.9% –
Households with no vehicle 7.7% ±1.7 pts 6.9% 6.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Palm Harbor work and get to work?

68.0% of Palm Harbor's workers drive alone and 23.3% work from home. The average trip to work takes 26.7 minutes. The unemployment rate in 2020-2024 averaged 3.3%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Palm HarborPinellas CountyFlorida Change since 2015-2019
In the labor force (age 16+) 58.2% ±1.9 pts 58.8% 59.8% –
Unemployment rate 3.3% ±0.9 pts 4.4% 4.8% no clear change
Drove alone to work 68.0% ±2.3 pts 67.6% 70.2% –
Carpooled 5.2% ±1.0 pts 7.1% 9.2% –
Public transportation 0.2% ±0.2 pts 1.3% 1.2% –
Walked 0.6% ±0.4 pts 1.3% 1.4% –
Worked from home 23.3% ±2.1 pts 20.0% 15.7% +14.5 pts
Mean travel time to work 26.7 min ±1.5 25.2 min 28.0 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Palm Harbor?

13 census tracts lie mostly in Palm Harbor, and 2 more reach into it (2020 census blocks). Their median household incomes run from $50,760 (Tract 273.30) to $104,098 (Tract 272.08).

Census tracts in Palm Harbor, ACS 2020-2024 5-year estimates (the 12 with the most residents inside it; every tract on the full list)
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Palm Harbor
Tract 272.06Pinellas County6,859 $98,699 $439,400100%
Tract 272.08Pinellas County6,628 $104,098 $478,00094%
Tract 272.02Pinellas County6,663 $93,952 $587,00093%
Tract 273.17Pinellas County5,427 $79,807 $352,50096%
Tract 272.07Pinellas County4,692 $89,283 $446,500100%
Tract 272.11Pinellas County4,527 $95,794 $477,600100%
Tract 272.04Pinellas County4,235 $94,773 $437,400100%
Tract 273.16Pinellas County3,589 $78,920 $360,900100%
Tract 273.18Pinellas County4,100 $68,969 $299,60079%
Tract 273.31Pinellas County3,203 $57,192 $309,100100%
Tract 272.12Pinellas County3,427 $67,823 $332,70093%
Tract 273.14Pinellas County3,076 $82,184 $472,600100%

Every census tract in Palm Harbor, with its figures

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Palm Harbor) · Census block assignment files

How does Palm Harbor compare with other places in Florida?

Palm Harbor ranks 302nd of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.

Palm Harbor's rank in Florida (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)63rd766
Residents per square mile206th770
Median household income302nd754
Per capita income212th763
Median home value248th749
Median gross rent232nd710
Poverty rate380th634
Bachelor's degree or higher213th733
Median age213th762
Owner-occupied share297th760
Work from home136th596
Travel time to work427th764

Palm Harbor's figures with every place in Florida (CSV)

Every place in Florida, sortable · Compare Palm Harbor with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Palm Harbor?

6 of the 57 figures for Palm Harbor on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Palm Harbor are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.