City profile · Florida · Census ACS 2023

Palm Valley, FL

Palm Valley's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

19,775
Residents
$118,280
Median income
$646,200
Median home
$1,526
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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See how it ranks

State rank, size-class rank, and four peer cities for Palm Valley.

Place dossier plate

Sheet FL-PALM-VALLEY-FL · Palm Valley, FL 19,775 pop · income 86th pct

POP-TOWN · INC-TOP · COL-PAR · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-TOWN 19,775
  • INC-TOP $118,280
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-TOP 86th
  • PHOTO-FINISH ≈ Orland Hills
  • HOME-HIGH $646,200
  • BOOK-UNK Tracts pending

Nearest income peer: Orland Hills, IL (+ $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Palm Valley

Lowest/highest poles plus peers nearest Palm Valley on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Palm Valley on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 19,775.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $118,280. Population peers are excluded.

4 peers

Palm Valley - the verdict

Nationally, Palm Valley sits in the 86th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

86th
percentile, household income
91st
percentile, home value
73rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Palm Valley, FL

19,775 people live in Palm Valley, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $118,280 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.7%. Typical homes in Palm Valley are valued around $646,200, and the median resident age is 49.9 years. 68.1% of adults here have a bachelor's degree or higher; 56.9% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Workers in Palm Valley report an average commute of 19.7 minutes, with 69.2% driving alone and 22.1% working from home. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).

A decision-led reading path

Useful questions to ask of Palm Valley's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Palm Valley, city-specific coverage includes commute-mode shares. No matched row is reported here for matched public-school count, annual population history, FBI reported-crime rates, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

1. Comparison shortlist

Which cities make useful reference points for Palm Valley?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Florida, the closest population matches are Bartow (19,801 residents, $66,944 income); Tavares (19,738 residents, $57,644 income); Punta Gorda (19,886 residents, $79,291 income). Outside the state, the closest population matches in this dataset are Lackawanna, NY (19,779 residents); Albany, CA (19,768 residents); Broadview Heights, OH (19,768 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

2. Housing and income

How far does income reach against housing in Palm Valley?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.5 times median household income. The ACS poverty estimate is 2.7%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 3

What does the journey to work look like in Palm Valley?

Driving alone is the largest reported mode at 69.2%. The reported mean trip to work is 19.7 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Compare commute patterns →

Population

19,775 residents

Small city (10k–49k)

Median Household Income

$118,280 /yr

High income · poverty 2.7% (Low poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost · BEA RPP 2024, Florida average

City profile score · Palm Valley, FL

71/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Bachelor's+ share A+
68.1%

Adults with a bachelor's degree or higher; ACS.

Household income A
$118,280

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate A-
2.7%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Palm Valley profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Bachelor's+ share, Household income, Poverty rate, Cost of living. Bachelor's+ shareHousehold incomePoverty rateCost of living 71 B
Palm Valley profile (scored ACS/FBI dimensions)
Read the chart values
  • Bachelor's+ share: 96/100 (A+) · 68.1%
  • Household income: 85/100 (A) · $118,280
  • Poverty rate: 81/100 (A-) · 2.7%
  • Cost of living: 25/100 (F) · 103.4 index

How does Palm Valley compare to other US cities?

Where Palm Valley sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 86% higher than other cities
Home value 91% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Palm Valley against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places Palm Valley near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Palm Valley ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Palm Valley only against its own state's cities, not the full US field.

Median Household Income
#81 of 903
91st percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#68 of 894
92nd percentile in Florida
Poverty Rate
#777 of 930
16th percentile in Florida
Bachelor's Degree or Higher
#23 of 930
98th percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

86thIncome percentile
Gauge source note

86th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Palm Valley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$646,200 9th percentile more affordable than 9% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). This entry sits in this band. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Palm Valley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Palm Valley's home-value-to-income ratio: 5.5×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#13,523 of 15,516
More affordable than 13% of tracked cities (pop. 1,000+)
Size class
#2,799 of 3,317
Small cities (10,000–49,999)

At 5.5×, Palm Valley sits in the pressured band: national rank #13,523 of 15,516 and #2,799 of 3,317small cities (10,000–49,999). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$118,280 Palm Valley, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Palm Valley, FL Palm Valley, FL's median household income ($118,280) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Palm Valley, FL-specific shares. $ Household Income Distribution Palm Valley, FL median $118,280/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Palm Valley, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Palm Valley, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 68.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.9%

Census ACS S2301, share of working-age residents in the labor force

Population
19,775
Median Income
$118,280
Median Home Value
$646,200
Median Age
49.9
Poverty Rate
2.7%
Labor force participation
56.9%
Bachelor's Degree+
68.1%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
19.7 minutes
Drive Alone
69.2%
Carpool
5.2%
Public Transit
0.0%
Walk
1.9%
Work from Home
22.1%
Other
1.6%

Based on 9,268 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for Palm Valley. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Palm Valley is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Palm Valley sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Palm Valley compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Palm Valley (this city) 19,775 $118,280
Bartow 19,801 $66,944
Tavares 19,738 $57,644
Punta Gorda 19,886 $79,291
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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