City profile · Florida · Census ACS 2023

Palm Valley, FL

Population, income, housing, safety, climate and schools for Palm Valley - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

19,775
Residents
$118,280
Median income
$646,200
Median home
$1,658
Median rent (state)

Palm Valley - the verdict

Nationally, Palm Valley sits in the 86th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

86th
percentile, household income
91st
percentile, home value
66th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Palm Valley, FL

19,775 people live in Palm Valley, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. Palm Valley households earn a median of $118,280 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.7%. Typical homes in Palm Valley are valued around $646,200, and the median resident age is 49.9 years. 68.1% of adults here have a bachelor's degree or higher; 56.9% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,658 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Workers in Palm Valley report an average commute of 19.7 minutes, with 69.2% driving alone and 22.1% working from home. On FEMA's National Risk Index, this area rates 97.2 out of 100 for natural-hazard exposure (Very High).

Population

19,775 residents

Census ACS 2023 - Florida

Median Household Income

$118,280 /yr

Poverty 2.7%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Palm Valley compare to other US cities?

Where Palm Valley sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 86% higher than other cities
Home value 91% pricier than other cities
Median rent 66% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Palm Valley against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Bachelor's Degree or Higher is Palm Valley's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported bachelor's degree or higher data, Palm Valley ranks #23 - the 98th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Palm Valley only against its own state's cities, not the full US field.

Median Household Income
#81 of 903
91st percentile in Florida
Median Gross Rent
#597 of 930
32nd percentile in Florida
Median Home Value
#68 of 894
92nd percentile in Florida
Poverty Rate
#777 of 930
16th percentile in Florida
Bachelor's Degree or Higher
#23 of 930
98th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

86thIncome percentile

86th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Palm Valley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$646,200 9th percentile more affordable than 9% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). This entry sits in this band. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Palm Valley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Palm Valley, FL Palm Valley, FL's reported median household income shown against the U.S. national quintile-share pattern (not Palm Valley, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Palm Valley, FL median $118,280/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Palm Valley, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Palm Valley, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 68.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.9%

Census ACS S2301, share of working-age residents in the labor force

Population
19,775
Median Income
$118,280
Median Home Value
$646,200
Median Age
49.9
Poverty Rate
2.7%
Labor force participation
56.9%
Bachelor's Degree+
68.1%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.7 minutes
Drive Alone
69.2%
Carpool
5.2%
Public Transit
0.0%
Walk
1.9%
Work from Home
22.1%
Other
1.6%

Based on 9,268 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Palm Valley sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,658/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.2 / 100
Very High
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Palm Valley's 19,775 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Palm Valley's $118,280 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Palm Valley, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Palm Valley, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 88.7% ETHNICITY, Hispanic or Latino (any race) 6.3% White 88.7% Black or African American 1.9% Asian 3.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 1.0% Two or more races 5.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Palm Valley compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Palm Valley (this city) 19,775 $118,280
Bartow 19,801 $66,944
Tavares 19,738 $57,644
Punta Gorda 19,886 $79,291
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about Palm Valley, FL?

What is the population of Palm Valley, FL? +

Palm Valley, FL counts 19,775 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Palm Valley, FL? +

Median annual household income in Palm Valley runs $118,280, based on Census ACS 2023 data.

What is the cost of living in Palm Valley? +

BEA does not publish a city-level cost-of-living figure for Palm Valley; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Palm Valley, FL? +

A typical home in Palm Valley is worth $646,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.