City profile · Florida · Census ACS 2023

Punta Gorda, FL

Population, income, housing, safety, climate and schools for Punta Gorda - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

19,886
Residents
$79,291
Median income
$482,300
Median home
$1,470
Median rent (state)

Punta Gorda - the verdict

Nationally, Punta Gorda sits in the 61st percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

61st
percentile, household income
84th
percentile, home value
58th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Punta Gorda, FL

Punta Gorda is a small town in Florida, home to 19,886 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Punta Gorda brings in $79,291 a year, above the median for U.S. cities on this measure, with a poverty rate of 7.1%. Typical homes in Punta Gorda are valued around $482,300, and the median resident age is 66.5 years. Educational attainment runs 40.5% of adults with a bachelor's degree or higher. Separately, 31.4% of working-age residents are in the labor force.

In 2024, 138 residential building permits were authorized in Punta Gorda (Building Boom), up 62% from five years earlier, per Census BPS data. The annual average temperature per NOAA climate normals runs 75.8°F with 54.0 inches of precipitation per year.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,470 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 95.2 out of 100 on FEMA's National Risk Index (Very High).

Population

19,886 residents

Census ACS 2023 - Florida

Median Household Income

$79,291 /yr

Poverty 7.1%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Punta Gorda compare to other US cities?

Here's how Punta Gorda stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 61% higher than other cities
Home value 84% pricier than other cities
Median rent 58% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Punta Gorda against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Home Value places Punta Gorda toward the top of Florida's cities

Among the 894 Florida cities PlainCities tracks with reported median home value data, Punta Gorda ranks #155 - the 83rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Punta Gorda only against its own state's cities, not the full US field.

Median Household Income
#329 of 903
64th percentile in Florida
Median Gross Rent
#750 of 930
18th percentile in Florida
Median Home Value
#155 of 894
83rd percentile in Florida
Poverty Rate
#496 of 930
46th percentile in Florida
Bachelor's Degree or Higher
#236 of 930
75th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

61stIncome percentile

61st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Punta Gorda's home value compares nationally

Median home value vs. every US city (population 1,000+)

$482,300 16th percentile more affordable than 16% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Punta Gorda $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Punta Gorda, FL Punta Gorda, FL's reported median household income shown against the U.S. national quintile-share pattern (not Punta Gorda, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Punta Gorda, FL median $79,291/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Punta Gorda, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Punta Gorda, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 31.4%

Census ACS S2301, share of working-age residents in the labor force

Population
19,886
Median Income
$79,291
Median Home Value
$482,300
Median Age
66.5
Poverty Rate
7.1%
Labor force participation
31.4%
Bachelor's Degree+
40.5%

Climate

Avg Temperature
75.8°F
Annual Precipitation
54.0"
Annual Snowfall
0.0"

Schools

Total Schools
6
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
19,500 residents20,000 residents20,500 residents21,000 residents 202020212022202320242025 19,656 residents 20,383 residents ▲ +3.7%
Punta Gorda's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
138
housing units authorized
Single-Family
75
detached homes
Multifamily
63
apartments & condos
Supply Intensity
6.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 85
2020 142
2021 471
2022 123
2023 145
2024 138

Permit volume increased 62% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
73.0%
Carpool
4.2%
Public Transit
0.2%
Walk
0.4%
Work from Home
18.6%
Other
3.6%

Based on 5,538 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Punta Gorda sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,470/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
95.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Bartow
19,801 people
Palm Valley
19,775 people
Tavares
19,738 people
Bradfordville
19,548 people
Sweetwater
19,544 people
Lynn Haven
19,451 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Punta Gorda's 19,886 residents (Census ACS 5-Year 2023).

Agoura Hills, CA
19,881 people
Plainview, TX
19,893 people
Plattsburgh, NY
19,878 people
Mokena, IL
19,906 people
Shelbyville, IN
19,866 people
Miamisburg, OH
19,859 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Punta Gorda's $79,291 (Census ACS 5-Year 2023, table B19013).

Gardena, CA
$79,291 median income
Kirkersville, OH
$79,286 median income
Brookwood, AL
$79,297 median income
Kirtland AFB, NM
$79,301 median income
Washington, NJ
$79,280 median income
Lemon Grove, CA
$79,278 median income

Race & Ethnicity Composition

Race and ethnicity - Punta Gorda, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Punta Gorda, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 89.2% ETHNICITY, Hispanic or Latino (any race) 2.8% White 89.2% Black or African American 3.7% Asian 0.7% American Indian 0.1% Native Hawaiian 0.1% Some other race 0.6% Two or more races 5.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Punta Gorda compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Punta Gorda (this city) 19,886 $79,291
Bartow 19,801 $66,944
Palm Valley 19,775 $118,280
Tavares 19,738 $57,644
Census ACS 5-year FIPS FL NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Punta Gorda, FL?

What is the population of Punta Gorda, FL? +

19,886 people live in Punta Gorda, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Punta Gorda, FL? +

The median household income in Punta Gorda is $79,291 per year, based on Census ACS 2023 data.

What is the cost of living in Punta Gorda? +

BEA does not publish a city-level cost-of-living figure for Punta Gorda; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Punta Gorda, FL? +

Punta Gorda's median home value sits at $482,300, according to Census ACS 2023 estimates.

What is the climate like in Punta Gorda? +

The average annual temperature in Punta Gorda runs 75.8°F, 54.0 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.