City profile · Florida · Census ACS 2023

St. James, FL

Population, income, housing, safety, climate and schools for St. James - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,846
Residents
$64,539
Median income
$284,800
Median home
$1,961
Median rent (state)

St. James - the verdict

Nationally, St. James sits in the 42nd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

42nd
percentile, household income
62nd
percentile, home value
82nd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: St. James, FL

Census ACS 2023 estimates count 3,846 residents in St. James, a small town within Florida. Median household income here is $64,539 per year, below the median for U.S. cities on this measure, with a poverty rate of 5.2%. Home values in St. James run a median of $284,800, and the median resident age is 62.9 years. Educational attainment runs 23.9% of adults with a bachelor's degree or higher. Separately, 32.2% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,961 per month. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 99.0 out of 100 (Very High).

Population

3,846 residents

Census ACS 2023 - Florida

Median Household Income

$64,539 /yr

Poverty 5.2%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does St. James compare to other US cities?

St. James measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 42% higher than other cities
Home value 62% pricier than other cities
Median rent 82% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares St. James against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Poverty Rate sits close to the middle of Florida's city distribution

Among the 930 Florida cities PlainCities tracks with reported poverty rate data, St. James ranks #612 - the 34th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. James only against its own state's cities, not the full US field.

Median Household Income
#520 of 903
42nd percentile in Florida
Median Gross Rent
#396 of 930
53rd percentile in Florida
Median Home Value
#481 of 894
46th percentile in Florida
Poverty Rate
#612 of 930
34th percentile in Florida
Bachelor's Degree or Higher
#533 of 930
42nd percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

42ndIncome percentile

42nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How St. James's home value compares nationally

Median home value vs. every US city (population 1,000+)

$284,800 38th percentile more affordable than 38% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. St. James $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - St. James, FL St. James, FL's reported median household income shown against the U.S. national quintile-share pattern (not St. James, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution St. James, FL median $64,539/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
St. James, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for St. James, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 23.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 32.2%

Census ACS S2301, share of working-age residents in the labor force

Population
3,846
Median Income
$64,539
Median Home Value
$284,800
Median Age
62.9
Poverty Rate
5.2%
Labor force participation
32.2%
Bachelor's Degree+
23.9%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
60.7%
Carpool
21.5%
Public Transit
0.0%
Walk
2.9%
Work from Home
12.8%
Other
2.1%

Based on 1,164 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county St. James sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,961/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.0 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Juno Beach
3,835 people
Alturas
3,866 people
Lake Sarasota
3,802 people
Umatilla
3,793 people
Lely
3,770 people
Pine Manor
3,929 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to St. James's 3,846 residents (Census ACS 5-Year 2023).

Ravenswood, WV
3,846 people
Clifton, AZ
3,845 people
McCall, ID
3,847 people
Northlake, SC
3,848 people
Wills Point, TX
3,848 people
North Hudson, WI
3,848 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to St. James's $64,539 (Census ACS 5-Year 2023, table B19013).

Mayfield, NY
$64,542 median income
Wrangell city and, AK
$64,545 median income
Berrien Springs, MI
$64,545 median income
Meyersdale, PA
$64,545 median income
Orland, CA
$64,531 median income
Quasqueton, IA
$64,531 median income

Race & Ethnicity Composition

Race and ethnicity - St. James, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition St. James, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 94.0% ETHNICITY, Hispanic or Latino (any race) 1.2% White 94.0% Black or African American 0.4% Asian 0.6% American Indian 0.0% Native Hawaiian 2.0% Some other race 0.0% Two or more races 3.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How St. James compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
St. James (this city) 3,846 $64,539
Juno Beach 3,835 $65,203
Alturas 3,866 $68,955
Lake Sarasota 3,802 $98,689
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about St. James, FL?

What is the population of St. James, FL? +

The population of St. James, FL stands at 3,846 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in St. James, FL? +

Median annual household income in St. James runs $64,539, based on Census ACS 2023 data.

What is the cost of living in St. James? +

BEA does not publish a city-level cost-of-living figure for St. James; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in St. James, FL? +

Homes in St. James carry a median value of $284,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.