City profile · Florida · Census ACS 2023

Temple Terrace, FL

Population, income, housing, safety, climate and schools for Temple Terrace - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

26,922
Residents
$65,756
Median income
$306,200
Median home
$1,977
Median rent (state)

Temple Terrace - the verdict

Temple Terrace ranks in the 44th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

44th
percentile, household income
66th
percentile, home value
83rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Temple Terrace, FL

Census ACS 2023 estimates count 26,922 residents in Temple Terrace, a small city within Florida. Temple Terrace households earn a median of $65,756 annually, below the median for U.S. cities on this measure, with a poverty rate of 8.2%. Temple Terrace's housing stock carries a median value of $306,200, and the median resident age is 34.0 years. About 43.2% of adults hold a bachelor's degree or higher, while 63.1% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 15 residential units authorized here in 2024 (Construction Slowdown), down 81% from five years earlier.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,977 monthly. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Commute times here average 21.8 minutes, with 72.0% driving alone and 16.4% working from home, per Census ACS commuting data. Natural-hazard exposure scores 98.8 out of 100 on FEMA's National Risk Index (Very High).

Population

26,922 residents

Census ACS 2023 - Florida

Median Household Income

$65,756 /yr

Poverty 8.2%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Temple Terrace compare to other US cities?

Here's how Temple Terrace stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 44% higher than other cities
Home value 66% pricier than other cities
Median rent 83% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Temple Terrace against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Bachelor's Degree or Higher places Temple Terrace toward the top of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported bachelor's degree or higher data, Temple Terrace ranks #204 - the 78th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Temple Terrace only against its own state's cities, not the full US field.

Median Household Income
#497 of 903
45th percentile in Florida
Median Gross Rent
#185 of 930
68th percentile in Florida
Median Home Value
#421 of 894
53rd percentile in Florida
Poverty Rate
#448 of 930
51st percentile in Florida
Bachelor's Degree or Higher
#204 of 930
78th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

44thIncome percentile

44th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Temple Terrace's home value compares nationally

Median home value vs. every US city (population 1,000+)

$306,200 34th percentile more affordable than 34% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). This entry sits in this band. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Temple Terrace $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Temple Terrace, FL Temple Terrace, FL's reported median household income shown against the U.S. national quintile-share pattern (not Temple Terrace, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Temple Terrace, FL median $65,756/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Temple Terrace, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Temple Terrace, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 43.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.1%

Census ACS S2301, share of working-age residents in the labor force

Population
26,922
Median Income
$65,756
Median Home Value
$306,200
Median Age
34.0
Poverty Rate
8.2%
Labor force participation
63.1%
Bachelor's Degree+
43.2%

Schools

Total Schools
7
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
26,500 residents27,000 residents27,500 residents 202020212022202320242025 26,699 residents 27,075 residents ▲ +1.4%
Temple Terrace's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
15
housing units authorized
Single-Family
11
detached homes
Multifamily
4
apartments & condos
Supply Intensity
0.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 78
2020 287
2021 16
2022 40
2023 120
2024 15

Permit volume decreased 81% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
21.8 minutes
Drive Alone
72.0%
Carpool
6.3%
Public Transit
0.6%
Walk
1.2%
Work from Home
16.4%
Other
3.5%

Based on 13,836 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Temple Terrace sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,977/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.8 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Leisure
26,917 people
Palm Springs
26,871 people
Lutz
26,731 people
Keystone
26,723 people
Palm River-Clair Mel
26,719 people
Wright
27,233 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Temple Terrace's 26,922 residents (Census ACS 5-Year 2023).

Brawley, CA
26,934 people
Garden City, MI
26,910 people
Chicago Heights, IL
26,938 people
Paducah, KY
26,894 people
Mint Hill, NC
26,954 people
Oak Forest, IL
26,888 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Temple Terrace's $65,756 (Census ACS 5-Year 2023, table B19013).

Carrollton, OH
$65,755 median income
Othello, WA
$65,757 median income
Ignacio, CO
$65,759 median income
Tyner, IN
$65,761 median income
Wellton Hills, AZ
$65,750 median income
Paauilo, HI
$65,750 median income

Race & Ethnicity Composition

Race and ethnicity - Temple Terrace, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Temple Terrace, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 54.7% 19.8% 7.7% 12.0% ETHNICITY, Hispanic or Latino (any race) 19.0% White 54.7% Black or African American 19.8% Asian 7.7% American Indian 0.1% Native Hawaiian 0.0% Some other race 5.7% Two or more races 12.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Temple Terrace compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Temple Terrace (this city) 26,922 $65,756
Leisure 26,917 $48,640
Palm Springs 26,871 $59,602
Lutz 26,731 $114,516
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Temple Terrace, FL?

What is the population of Temple Terrace, FL? +

26,922 people live in Temple Terrace, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Temple Terrace, FL? +

The median household income in Temple Terrace is $65,756 per year, based on Census ACS 2023 data.

What is the cost of living in Temple Terrace? +

BEA does not publish a city-level cost-of-living figure for Temple Terrace; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Temple Terrace, FL? +

A typical home in Temple Terrace is worth $306,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.