City profile · Florida · Census ACS 2023

Watertown, FL

Population, income, housing, safety, climate and schools for Watertown - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,797
Residents
$43,164
Median income
$112,800
Median home
$1,318
Median rent (state)

Watertown - the verdict

Out of every US city with 1,000+ residents, Watertown places in the 11th percentile for household income. Source: Census ACS.

11th
percentile, household income
14th
percentile, home value
47th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Watertown, FL

Watertown is a small town in Florida, home to 2,797 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Watertown brings in $43,164 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 26.3%. Watertown's housing stock carries a median value of $112,800, and the median resident age is 47.1 years. About 8.2% of adults hold a bachelor's degree or higher, while 29.3% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,318 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 69.7 out of 100 on FEMA's National Risk Index (Moderate).

Population

2,797 residents

Census ACS 2023 - Florida

Median Household Income

$43,164 /yr

Poverty 26.3%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Watertown compare to other US cities?

Where Watertown sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 11% higher than other cities
Home value 14% pricier than other cities
Median rent 47% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Watertown against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Poverty Rate is Watertown's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported poverty rate data, Watertown ranks #55 - the 94th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Watertown only against its own state's cities, not the full US field.

Median Household Income
#826 of 903
9th percentile in Florida
Median Gross Rent
#819 of 930
12th percentile in Florida
Median Home Value
#832 of 894
7th percentile in Florida
Poverty Rate
#55 of 930
94th percentile in Florida
Bachelor's Degree or Higher
#858 of 930
8th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

11thIncome percentile

11th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Watertown's home value compares nationally

Median home value vs. every US city (population 1,000+)

$112,800 Among the most affordable more affordable than 86% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Watertown $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Watertown, FL Watertown, FL's reported median household income shown against the U.S. national quintile-share pattern (not Watertown, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Watertown, FL median $43,164/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Watertown, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Watertown, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 8.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 26.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 29.3%

Census ACS S2301, share of working-age residents in the labor force

Population
2,797
Median Income
$43,164
Median Home Value
$112,800
Median Age
47.1
Poverty Rate
26.3%
Labor force participation
29.3%
Bachelor's Degree+
8.2%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.3%
Carpool
22.9%
Public Transit
0.0%
Walk
0.8%
Work from Home
0.0%

Based on 655 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Watertown sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,318/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
69.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Florida

Inverness Highlands North
2,785 people
De Leon Springs
2,784 people
Bonifay
2,782 people
Vamo
2,845 people
Hypoluxo
2,744 people
Hurlburt Field
2,867 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Watertown's 2,797 residents (Census ACS 5-Year 2023).

Hewitt, NJ
2,797 people
Blaine, TN
2,797 people
Owensville, MO
2,798 people
Pennington, NJ
2,798 people
Towanda, PA
2,796 people
St. Marys, KS
2,795 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Watertown's $43,164 (Census ACS 5-Year 2023, table B19013).

Frisco, NC
$43,162 median income
La Harpe, KS
$43,167 median income
Kiryas Joel, NY
$43,171 median income
Fowlerville, MI
$43,155 median income
Belmont, MS
$43,152 median income
Menard, TX
$43,179 median income

Race & Ethnicity Composition

Race and ethnicity - Watertown, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Watertown, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 55.4% 25.5% 7.0% 12.1% ETHNICITY, Hispanic or Latino (any race) 6.4% White 55.4% Black or African American 25.5% Asian 0.1% American Indian 0.0% Native Hawaiian 0.0% Some other race 7.0% Two or more races 12.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Watertown compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Watertown (this city) 2,797 $43,164
Inverness Highlands North 2,785 $58,859
De Leon Springs 2,784 $53,468
Bonifay 2,782 $39,630
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about Watertown, FL?

What is the population of Watertown, FL? +

2,797 people live in Watertown, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Watertown, FL? +

Watertown households earn a median of $43,164 annually, based on Census ACS 2023 data.

What is the cost of living in Watertown? +

BEA does not publish a city-level cost-of-living figure for Watertown; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Watertown, FL? +

A typical home in Watertown is worth $112,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.