City profile · Florida · Census ACS 2023

Willow Oak, FL

Willow Oak's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

7,299
Residents
$59,346
Median income
$241,600
Median home
$1,526
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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Starting with Willow Oak, FL - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Willow Oak.

Place dossier plate

Sheet FL-WILLOW-OAK-FL · Willow Oak, FL 7,299 pop · income 34th pct

POP-TOWN · INC-MID · COL-PAR · SAFE-UNK · RANK-LOWER · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-TOWN 7,299
  • INC-MID $59,346
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-LOWER 34th
  • PHOTO-FINISH ≈ Edneyville
  • HOME-MID $241,600
  • BOOK-UNK Tracts pending

Nearest income peer: Edneyville, NC (+ $3 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Willow Oak

Lowest/highest poles plus peers nearest Willow Oak on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Willow Oak on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 7,299.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $59,346. Population peers are excluded.

4 peers

Willow Oak - the verdict

Willow Oak ranks in the 34th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

34th
percentile, household income
54th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Willow Oak, FL

7,299 people live in Willow Oak, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $59,346 per year, below the median for U.S. cities on this measure, with a poverty rate of 26.7%. Typical homes in Willow Oak are valued around $241,600, and the median resident age is 27.6 years. 13.0% of adults here have a bachelor's degree or higher; 66.1% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 75.7 out of 100 (High).

A decision-led reading path

Useful questions to ask of Willow Oak's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Willow Oak, city-specific coverage includes commute-mode shares. No matched row is reported here for FBI reported-crime rates, matched public-school count, annual population history, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

1. Housing and income

How far does income reach against housing in Willow Oak?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.1 times median household income. The ACS poverty estimate is 26.7%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 2

What does the journey to work look like in Willow Oak?

Driving alone is the largest reported mode at 83.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

3. Comparison shortlist

Which cities make useful reference points for Willow Oak?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Florida, the closest population matches are Mims (7,282 residents, $57,232 income); West Samoset (7,273 residents, $55,938 income); Indian River Estates (7,331 residents, $54,563 income). Outside the state, the closest population matches in this dataset are Pacific, MO (7,299 residents); Cullowhee, NC (7,300 residents); Mira Monte, CA (7,301 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Population

7,299 residents

Micro place (under 10k)

Median Household Income

$59,346 /yr

Below median income · poverty 26.7% (Highest-decile poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost · BEA RPP 2024, Florida average

City profile score · Willow Oak, FL

21/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income F
$59,346

Median household income vs U.S. cities (pop ≥1,000); ACS.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Bachelor's+ share F
13.0%

Adults with a bachelor's degree or higher; ACS.

Poverty rate F
26.7%

Share of residents below the poverty line; lower scores better on this axis.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Willow Oak profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Cost of living, Bachelor's+ share, Poverty rate. Household incomeCost of livingBachelor's+ sharePoverty rate 21 F
Willow Oak profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 34/100 (F) · $59,346
  • Cost of living: 25/100 (F) · 103.4 index
  • Bachelor's+ share: 15/100 (F) · 13.0%
  • Poverty rate: 4/100 (F) · 26.7%

How does Willow Oak compare to other US cities?

Willow Oak measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 34% higher than other cities
Home value 54% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Willow Oak against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places Willow Oak near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Willow Oak ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Willow Oak only against its own state's cities, not the full US field.

Median Household Income
#607 of 903
33rd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#598 of 894
33rd percentile in Florida
Poverty Rate
#53 of 930
94th percentile in Florida
Bachelor's Degree or Higher
#769 of 930
17th percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

34thIncome percentile
Gauge source note

34th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Willow Oak's home value compares nationally

Median home value vs. every US city (population 1,000+)

$241,600 46th percentile more affordable than 46% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Willow Oak $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Willow Oak's home-value-to-income ratio: 4.1×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#10,900 of 15,516
More affordable than 30% of tracked cities (pop. 1,000+)
Size class
#8,488 of 11,323
Micro cities (under 10,000)

At 4.1×, Willow Oak sits in the moderate band: national rank #10,900 of 15,516 and #8,488 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$59,346 Willow Oak, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Willow Oak, FL Willow Oak, FL's median household income ($59,346) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Willow Oak, FL-specific shares. $ Household Income Distribution Willow Oak, FL median $59,346/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Willow Oak, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Willow Oak, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 26.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.1%

Census ACS S2301, share of working-age residents in the labor force

Population
7,299
Median Income
$59,346
Median Home Value
$241,600
Median Age
27.6
Poverty Rate
26.7%
Labor force participation
66.1%
Bachelor's Degree+
13.0%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
83.6%
Carpool
6.2%
Public Transit
0.0%
Walk
0.4%
Work from Home
8.6%
Other
1.2%

Based on 3,140 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for Willow Oak. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Willow Oak is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Willow Oak sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Willow Oak compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Willow Oak (this city) 7,299 $59,346
Mims 7,282 $57,232
West Samoset 7,273 $55,938
Indian River Estates 7,331 $54,563
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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