City profile · Georgia · Census ACS 2023

Monticello, GA

Monticello's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

2,668
Residents
$45,625
Median income
$164,100
Median home
$1,203
Median rent (state)
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State rank, size-class rank, and four peer cities for Monticello.

Place dossier plate

Sheet GA-MONTICELLO-GA · Monticello, GA 2,668 pop · income 13th pct · 5 tracts

POP-VILLAGE · INC-MID · COL-PAR · SAFE-UNK · RANK-BOTTOM · PHOTO-FINISH · HOME-LOW · BOOK-FEW

  • POP-VILLAGE 2,668
  • INC-MID $45,625
  • COL-PAR 96.3
  • SAFE-UNK Safety pending
  • RANK-BOTTOM 13th
  • PHOTO-FINISH ≈ Tilden
  • HOME-LOW $164,100
  • BOOK-FEW 5 tracts

Nearest income peer: Tilden, IL (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Monticello

Lowest/highest poles plus peers nearest Monticello on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Monticello on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 2,668.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $45,625. Population peers are excluded.

4 peers

Monticello - the verdict

Measured against every US city with at least 1,000 residents, Monticello lands in the 13th percentile for household income. Source: Census ACS.

13th
percentile, household income
32nd
percentile, home value
51st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Monticello, GA

Georgia's Monticello is a small town, with 2,668 residents per the latest Census Bureau ACS figures. Median household income here is $45,625 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 7.5%. Home values in Monticello run a median of $164,100, and the median resident age is 42.8 years. 18.1% of adults here have a bachelor's degree or higher; 49.7% of working-age residents are in the labor force.

The annual average temperature per NOAA climate normals runs 62.0°F with 46.7 inches of precipitation per year and 0.6 inches of snowfall.

Living costs in Georgia run below the national norm: the state registers 96.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,203 per month. Monthly utility costs average around $225 across Georgia, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 39.5 out of 100 (Very Low).

A decision-led reading path

Useful questions to ask of Monticello's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to schools and households to housing and income to within-city variation to climate and hazard context to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Monticello, city-specific coverage includes within-city Census tract profiles, matched public-school count, annual population history, commute-mode shares. No matched row is reported here for local building permits, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Is Monticello growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +487 residents from 2020 to 2025, a +19.1% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

See the national growth ranking →

2. Schools and households

What does the education layer cover for Monticello?

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

The NCES join finds 4 public schools within the city match. 18.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

See how the family ranking is built →

Question 3

What can 5 Census tracts reveal inside Monticello?

PlainCities matches 5 Census tracts to this city.

That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.

Explore Monticello's tract profiles →

4. Comparison shortlist

Which cities make useful reference points for Monticello?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Georgia, the closest population matches are Ball Ground (2,665 residents, $112,585 income); Reed Creek (2,672 residents, $74,490 income); Pembroke (2,628 residents, $66,797 income). Outside the state, the closest population matches in this dataset are Rushville, IL (2,668 residents); Dayton, OR (2,668 residents); Sully Square, VA (2,668 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Housing and income

How far does income reach against housing in Monticello?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 7.5%, which keeps the citywide median from describing every household.

Value / income
3.6×
Home value
$164,100
Household income
$45,625

City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.

Compare the housing trade-off →

Climate and hazard context

What physical conditions frame life in Monticello?

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

NOAA normals put the annual mean temperature at 62.0°F, with 46.7 inches of precipitation and 0.6 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Georgia is 39.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

FEMA risk index (state avg)
39.5
Annual precipitation
46.7 in
Mean temperature
62.0°F

NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.

Read the source boundaries →

Work and mobility

What does the journey to work look like in Monticello?

Driving alone is the largest reported mode at 72.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Drive alone
72.5%
Work from home
11.0%
Public transit
0.0%

City-level Census ACS commuting estimates covering 1,009 workers age 16+.

Compare commute patterns →

Population

2,668 residents

Micro place (under 10k)

Median Household Income

$45,625 /yr

Low income · poverty 7.5% (Above-median poverty)

Cost of Living Index (state)

96.3 (US=100)

Near national cost · BEA RPP 2024, Georgia average

City profile score · Monticello, GA

37/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living C
96.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Poverty rate C-
7.5%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
18.1%

Adults with a bachelor's degree or higher; ACS.

Household income F
$45,625

Median household income vs U.S. cities (pop ≥1,000); ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Monticello profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Poverty rate, Bachelor's+ share, Household income. Cost of livingPoverty rateBachelor's+ shareHousehold income 37 F
Monticello profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 57/100 (C) · 96.3 index
  • Poverty rate: 50/100 (C-) · 7.5%
  • Bachelor's+ share: 29/100 (F) · 18.1%
  • Household income: 14/100 (F) · $45,625

How does Monticello compare to other US cities?

Where Monticello sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 13% higher than other cities
Home value 32% pricier than other cities
Median rent 51% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Monticello against every qualifying US city; each in-state rank narrows that to Georgia only. Full formula and direction notes: methodology.

Georgia-relative analysis

Median Gross Rent places Monticello near the bottom of Georgia's cities

Among the 638 Georgia cities PlainCities tracks with reported median gross rent data, Monticello ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Monticello only against its own state's cities, not the full US field.

Median Household Income
#398 of 610
34th percentile in Georgia
Median Gross Rent
#1 of 638
0th percentile in Georgia
Median Home Value
#298 of 577
48th percentile in Georgia
Poverty Rate
#423 of 637
34th percentile in Georgia
Bachelor's Degree or Higher
#305 of 638
52nd percentile in Georgia
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Georgia only, not a livability score. See the methodology for the source and calculation.

13thIncome percentile
Gauge source note

13th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Monticello's home value compares nationally

Median home value vs. every US city (population 1,000+)

$164,100 Among the most affordable more affordable than 68% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Monticello $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Monticello's home-value-to-income ratio: 3.6×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#9,349 of 15,516
More affordable than 40% of tracked cities (pop. 1,000+)
Size class
#7,501 of 11,323
Micro cities (under 10,000)

At 3.6×, Monticello sits in the moderate band: national rank #9,349 of 15,516 and #7,501 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$45,625 Monticello, GA median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Monticello, GA Monticello, GA's median household income ($45,625) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Monticello, GA-specific shares. $ Household Income Distribution Monticello, GA median $45,625/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Monticello, GA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Monticello, GA.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 49.7%

Census ACS S2301, share of working-age residents in the labor force

Population
2,668
Median Income
$45,625
Median Home Value
$164,100
Median Age
42.8
Poverty Rate
7.5%
Labor force participation
49.7%
Bachelor's Degree+
18.1%

Climate

Avg Temperature
62.0°F
Annual Precipitation
46.7"
Annual Snowfall
0.6"

Schools

Total Schools
4
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,400 residents2,600 residents2,800 residents3,000 residents3,200 residents 202020212022202320242025 2,553 residents 3,040 residents ▲ +19.1%
Monticello's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 2,553 residents
2021 2,643 residents
2022 2,759 residents
2023 2,847 residents
2024 2,965 residents
2025 3,040 residents

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
72.5%
Carpool
12.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
11.0%
Other
3.9%

Based on 1,009 workers 16 and over.

Monthly Utility Costs

Georgia statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Georgia at $225 (electricity about $125 , water and sewer about $45 ).

These are Georgia statewide averages, not a meter reading for Monticello. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Georgia's BEA cost-of-living index is 96.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Monticello is $1,203/mo. FEMA's National Risk Index, averaged to Georgia statewide on PlainCities, rates natural-hazard exposure at 39.5 / 100 (Very Low).

Cost/risk geography note

Cost of living is a Georgia statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Monticello sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Monticello compares to similar-size Georgia cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Monticello (this city) 2,668 $45,625
Ball Ground 2,665 $112,585
Reed Creek 2,672 $74,490
Pembroke 2,628 $66,797
NOAA Normals NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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