City profile · Illinois · Census ACS 2023

Lake Summerset, IL

Population, income, housing, safety, climate and schools for Lake Summerset - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,240
Residents
$105,588
Median income
$226,700
Median home
$1,175
Median rent (state)

Lake Summerset - the verdict

Nationally, Lake Summerset sits in the 81st percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

81st
percentile, household income
50th
percentile, home value
34th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Lake Summerset, IL

Census ACS 2023 estimates count 2,240 residents in Lake Summerset, a small town within Illinois. Median household income here is $105,588 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.3%. Typical homes in Lake Summerset are valued around $226,700, and the median resident age is 46.1 years. About 29.5% of adults hold a bachelor's degree or higher, while 48.8% of working-age residents are in the labor force.

Illinois tracks close to the national cost-of-living baseline: the state registers 100.0 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,175 per month statewide. EIA 2023 residential energy data puts Illinois's average monthly utility costs around $240 (state average). FEMA's National Risk Index rates natural-hazard exposure at 92.4 out of 100 (Very High).

Population

2,240 residents

Census ACS 2023 - Illinois

Median Household Income

$105,588 /yr

Poverty 4.3%

Cost of Living Index (state)

100.0 (US=100)

Near Average - BEA RPP 2024, Illinois average

How does Lake Summerset compare to other US cities?

Lake Summerset measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 81% higher than other cities
Home value 50% pricier than other cities
Median rent 34% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Lake Summerset against every qualifying US city; each in-state rank narrows that to Illinois only. Full formula and direction notes: methodology.

Illinois-relative analysis

Median Home Value places Lake Summerset toward the top of Illinois's cities

Among the 1,315 Illinois cities PlainCities tracks with reported median home value data, Lake Summerset ranks #276 - the 79th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lake Summerset only against its own state's cities, not the full US field.

Median Household Income
#182 of 1,311
86th percentile in Illinois
Median Gross Rent
#500 of 1,336
61st percentile in Illinois
Median Home Value
#276 of 1,315
79th percentile in Illinois
Poverty Rate
#898 of 1,335
32nd percentile in Illinois
Bachelor's Degree or Higher
#321 of 1,336
76th percentile in Illinois

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Illinois only, not a livability score. See the methodology for the source and calculation.

81stIncome percentile

81st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Lake Summerset's home value compares nationally

Median home value vs. every US city (population 1,000+)

$226,700 Among the most affordable more affordable than 50% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Lake Summerset $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Lake Summerset, IL Lake Summerset, IL's reported median household income shown against the U.S. national quintile-share pattern (not Lake Summerset, IL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Lake Summerset, IL median $105,588/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Lake Summerset, IL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Lake Summerset, IL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 48.8%

Census ACS S2301, share of working-age residents in the labor force

Population
2,240
Median Income
$105,588
Median Home Value
$226,700
Median Age
46.1
Poverty Rate
4.3%
Labor force participation
48.8%
Bachelor's Degree+
29.5%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
82.0%
Carpool
5.3%
Public Transit
0.0%
Walk
1.3%
Work from Home
11.5%

Based on 951 workers 16 and over.

Monthly Utility Costs

State-average estimates for Illinois - EIA 2023 residential energy data

Electricity
$100
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$50
avg/month
Total Utilities
$240
estimated/month

Estimates reflect Illinois state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Illinois state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Lake Summerset sits in

Cost of Living Index
100.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,175/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
92.4 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Illinois

Carbon Cliff
2,248 people
Sumner
2,229 people
Elmwood
2,254 people
Casey
2,258 people
Nokomis
2,213 people
Wayne
2,284 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Lake Summerset's 2,240 residents (Census ACS 5-Year 2023).

Regency at Monroe, NJ
2,241 people
Jamestown, OH
2,241 people
Santo Domingo comunidad, PR
2,239 people
Homerville, GA
2,243 people
Olivia, MN
2,243 people
St. Paris, OH
2,237 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Lake Summerset's $105,588 (Census ACS 5-Year 2023, table B19013).

North El Monte, CA
$105,590 median income
Blythewood, SC
$105,583 median income
Matthews, NC
$105,579 median income
Liberty Lake, WA
$105,599 median income
Eagle Mountain, UT
$105,576 median income
Kalaheo, HI
$105,605 median income

Race & Ethnicity Composition

Race and ethnicity - Lake Summerset, IL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Lake Summerset, IL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 98.7% ETHNICITY, Hispanic or Latino (any race) 4.6% White 98.7% Black or African American 0.8% Asian 0.5% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Lake Summerset compares to nearby Illinois cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Lake Summerset (this city) 2,240 $105,588
Carbon Cliff 2,248 $55,000
Sumner 2,229 $51,458
Elmwood 2,254 $87,644
Census ACS 5-year FIPS IL OMB Bulletin 23-01

What do people ask about Lake Summerset, IL?

What is the population of Lake Summerset, IL? +

Lake Summerset, IL counts 2,240 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Lake Summerset, IL? +

Median annual household income in Lake Summerset runs $105,588, based on Census ACS 2023 data.

What is the cost of living in Lake Summerset? +

BEA does not publish a city-level cost-of-living figure for Lake Summerset; the closest available measure is the Illinois state average, a cost of living index of 100.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Illinois vary by metro area.

What is the median home value in Lake Summerset, IL? +

The median home value in Lake Summerset is $226,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.