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Place dossier plate
SheetIL-MOUNT-CARROLL-IL · Mount Carroll, IL 1,515 pop · income 34th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Mount Carroll
Lowest/highest poles plus peers nearest Mount Carroll on median household income. Full ladder: /browse and /rankings.
median HH income
Lumberton · lowest
40,050
Lumberton · lowest
40,050 median HH income
16.4% of the leader · rank #1
Mount Carroll · this city
59,167
Mount Carroll · this city
59,167 median HH income
24.2% of the leader · rank #2
Huslia · near
59,167
Huslia · near
59,167 median HH income
24.2% of the leader · rank #3
North Webster · near
59,167
North Webster · near
59,167 median HH income
24.2% of the leader · rank #4
Bridgewater · near
59,167
Bridgewater · near
59,167 median HH income
24.2% of the leader · rank #5
George · near
59,167
George · near
59,167 median HH income
24.2% of the leader · rank #6
Lake Sherwood · highest
244,239
Lake Sherwood · highest
244,239 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Mount Carroll on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,515.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Mount Carroll - the verdict
Mount Carroll ranks in the 34th percentile for household income and the 77th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
34th
percentile, household income
6th
percentile, home value
18th
percentile, median rent
77th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Mount Carroll, IL
Mount Carroll is a small town in Illinois, home to 1,515 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $59,167 per year, below the median for U.S. cities on this measure, with a poverty rate of 6.9%. Mount Carroll's housing stock carries a median value of $88,800, and the median resident age is 44.6 years. 23.0% of adults here have a bachelor's degree or higher; 63.7% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits). Mount Carroll reports a comparatively low crime rate: FBI UCR reporting places total crime at 699.3 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Illinois tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Illinois scores 100.0 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,063 monthly. Monthly utility costs average around $240 across Illinois, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 54.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Mount Carroll's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to reported crime to schools and households to population change to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Mount Carroll, city-specific coverage includes FBI reported-crime rates, annual population history, matched public-school count, commute-mode shares, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Mount Carroll?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 1.5 times median household income. The ACS poverty estimate is 6.9%, which keeps the citywide median from describing every household.
What does the journey to work look like in Mount Carroll?
Driving alone is the largest reported mode at 84.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
What can the FBI record say about safety in Mount Carroll?
The joined FBI UCR record reports 699.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 69% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Mount Carroll?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Illinois, the closest population matches are Grayville (1,515 residents, $47,308 income); Mount Pulaski (1,513 residents, $70,175 income); Warsaw (1,511 residents, $58,074 income). Outside the state, the closest population matches in this dataset are Lake Sherwood, CA (1,515 residents); Lumberton, MS (1,515 residents); Morenci, AZ (1,514 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Mount Carroll?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 23.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
6.9%
Bachelor's degree+
23.0%
Matched public schools
1
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Is Mount Carroll growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -55 residents from 2020 to 2025, a -3.7% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
2020 estimate
1,487
2025 estimate
1,432
Period change
-3.7%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Below median income · poverty 6.9% (Below-median poverty)
Cost of Living Index (state)
100.0 (US=100)
Above-average cost · BEA RPP 2024, Illinois average
F
City profile score · Mount Carroll, IL
39/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate C-
6.9%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share D
23.0%
Adults with a bachelor's degree or higher; ACS.
Cost of living D
100.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$59,167
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
350 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Mount Carroll profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 53/100 (C-) · 6.9%
Bachelor's+ share: 43/100 (D) · 23.0%
Cost of living: 40/100 (D) · 100.0 index
Household income: 33/100 (F) · $59,167
Violent crime: 26/100 (F) · 350 /100k
Where Mount Carroll sits on home value vs crime among peer cities
Mount Carroll's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Mount Carroll highlighted among 26 peers.Read the chart values
Mount Carroll, IL (this city): home $88,800, crime 699/100k
Decatur, AR : home $141,800, crime 1,875/100k
Augusta, KY : home $100,700, crime 552/100k
Grayville, IL : home $76,000, crime 1,013/100k
Mount Pulaski, IL : home $113,400, crime 133/100k
Lanark, IL : home $97,100, crime 275/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Mount Carroll compare to other US cities?
Here's how Mount Carroll stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income34% higher than other cities
Home value6% pricier than other cities
Median rent18% pricier than other cities
Safety77% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Illinois alone, Mount Carroll ranks #162 of 455 Illinois cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Mount Carroll against every qualifying US city; each in-state rank narrows that to Illinois only. Full formula and direction notes: methodology.
Illinois-relative analysis
Median Gross Rent places Mount Carroll near the bottom of Illinois's cities
Among the 1,336 Illinois cities PlainCities tracks with reported median gross rent data, Mount Carroll ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Mount Carroll only against its own state's cities, not the full US field.
Median Household Income
#858 of 1,311
35th percentile in Illinois
Median Gross Rent
#1 of 1,336
0th percentile in Illinois
Median Home Value
#952 of 1,315
27th percentile in Illinois
Poverty Rate
#685 of 1,335
48th percentile in Illinois
Bachelor's Degree or Higher
#468 of 1,336
65th percentile in Illinois
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Illinois only, not a livability score. See the methodology for the source and calculation.
Gauge source note
34th percentile nationally for median household income · 77th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Mount Carroll's profile vs. every US city
Income, affordability, and safety percentile
Mount Carroll's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Mount Carroll's home value compares nationally
Median home value vs. every US city (population 1,000+)
$88,800Among the most affordablemore affordable than 94% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Mount Carroll's home-value-to-income ratio: 1.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#395 of 15,516
More affordable than 97% of tracked cities (pop. 1,000+)
Size class
#388 of 11,323
Micro cities (under 10,000)
At 1.5×, Mount Carroll sits in the affordable band:
national rank #395 of 15,516 and #388 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$59,167Mount Carroll, IL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Mount Carroll, IL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Mount Carroll, IL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)23.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.7%
Census ACS S2301, share of working-age residents in the labor force
Population
1,515
Median Income
$59,167
Median Home Value
$88,800
Median Age
44.6
Poverty Rate
6.9%
Labor force participation
63.7%
Bachelor's Degree+
23.0%
Safety & Crime
Total Crime Rate
699.3
per 100,000 residents
Violent Crime
349.7
per 100,000 residents
Property Crime
349.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Mount Carroll's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,487 residents
2021
1,482 residents
2022
1,459 residents
2023
1,454 residents
2024
1,443 residents
2025
1,432 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
84.0%
Carpool
6.6%
Public Transit
1.1%
Walk
0.8%
Work from Home
7.6%
Based on 792 workers 16 and over.
Monthly Utility Costs
Illinois statewide monthly utility average (EIA 2023): $240
EIA 2023 residential energy data puts average monthly utilities across Illinois at $240 (electricity about $100 , water and sewer about $50 ).
These are Illinois statewide averages, not a meter reading for Mount Carroll. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Illinois's BEA cost-of-living index is 100.0 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Mount Carroll is $1,063/mo. FEMA's National Risk Index, averaged to Illinois statewide on PlainCities, rates natural-hazard exposure at 54.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Illinois statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Mount Carroll sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Mount Carroll compares to similar-size Illinois cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.