City profile · Illinois · Census ACS 2023

Philo, IL

Population, income, housing, safety, climate and schools for Philo - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,461
Residents
$103,438
Median income
$198,100
Median home
$1,122
Median rent (state)

Philo - the verdict

Nationally, Philo sits in the 80th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

80th
percentile, household income
42nd
percentile, home value
30th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Philo, IL

1,461 people live in Philo, Illinois - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Philo brings in $103,438 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.4%. Philo's housing stock carries a median value of $198,100, and the median resident age is 34.5 years. 28.4% of adults here have a bachelor's degree or higher; 67.5% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits).

Illinois tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Illinois at 100.0 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,122 per month statewide. EIA 2023 residential energy data puts Illinois's average monthly utility costs around $240 (state average). On FEMA's National Risk Index, this area rates 90.5 out of 100 for natural-hazard exposure (Very High).

Population

1,461 residents

Census ACS 2023 - Illinois

Median Household Income

$103,438 /yr

Poverty 2.4%

Cost of Living Index (state)

100.0 (US=100)

Near Average - BEA RPP 2024, Illinois average

How does Philo compare to other US cities?

Where Philo sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 80% higher than other cities
Home value 42% pricier than other cities
Median rent 30% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Philo's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Illinois, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

80thIncome percentile

80th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Philo's home value compares nationally

Median home value vs. every US city (population 1,000+)

$198,100 Among the most affordable more affordable than 58% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Philo $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Philo, IL Philo, IL's reported median household income shown against the U.S. national quintile-share pattern (not Philo, IL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Philo, IL median $103,438/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Philo, IL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Philo, IL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 28.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 67.5%

Census ACS S2301, share of working-age residents in the labor force

Population
1,461
Median Income
$103,438
Median Home Value
$198,100
Median Age
34.5
Poverty Rate
2.4%
Labor force participation
67.5%
Bachelor's Degree+
28.4%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,340 residents1,360 residents1,380 residents1,400 residents 202020212022202320242025 1,389 residents 1,352 residents ▼ -2.7%
Philo's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 2
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
90.1%
Carpool
5.1%
Public Transit
0.0%
Walk
0.4%
Work from Home
4.4%

Based on 706 workers 16 and over.

Monthly Utility Costs

State-average estimates for Illinois - EIA 2023 residential energy data

Electricity
$100
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$50
avg/month
Total Utilities
$240
estimated/month

Estimates reflect Illinois state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Illinois state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Philo sits in

Cost of Living Index
100.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,122/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
90.5 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Illinois

Granville
1,463 people
Hebron
1,458 people
Hartford
1,456 people
Waverly
1,456 people
Downs
1,451 people
Dunlap
1,448 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Philo's 1,461 residents (Census ACS 5-Year 2023).

Ocean Ridge, FL
1,461 people
Oolitic, IN
1,461 people
Leoti, KS
1,461 people
Hughestown, PA
1,461 people
Parkland, PA
1,461 people
Tolar, TX
1,461 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Philo's $103,438 (Census ACS 5-Year 2023, table B19013).

Buckingham, FL
$103,438 median income
Kalama, WA
$103,438 median income
Loomis, CA
$103,435 median income
Freeland, MI
$103,431 median income
Johnston, IA
$103,430 median income
Nederland, CO
$103,452 median income

Race & Ethnicity Composition

Race and ethnicity - Philo, IL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Philo, IL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 98.2% ETHNICITY, Hispanic or Latino (any race) 0.6% White 98.2% Black or African American 0.0% Asian 1.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Philo compares to nearby Illinois cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Philo (this city) 1,461 $103,438
Granville 1,463 $70,893
Hebron 1,458 $86,964
Hartford 1,456 $39,364
Census ACS 5-year FIPS IL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Philo, IL?

What is the population of Philo, IL? +

Philo, IL counts 1,461 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Philo, IL? +

Philo households earn a median of $103,438 annually, based on Census ACS 2023 data.

What is the cost of living in Philo? +

BEA does not publish a city-level cost-of-living figure for Philo; the closest available measure is the Illinois state average, a cost of living index of 100.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Illinois vary by metro area.

What is the median home value in Philo, IL? +

Philo's median home value sits at $198,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.