City profile · Illinois · Census ACS 2023

Ruma, IL

Population, income, housing, safety, climate and schools for Ruma - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

438
Residents
$71,875
Median income
$125,000
Median home
$916
Median rent (state)

Ruma - the verdict

Measured against every US city with at least 1,000 residents, Ruma lands in the 52nd percentile for household income and the 99th percentile for safety. Source: Census ACS + FBI UCR.

52nd
percentile, household income
19th
percentile, home value
5th
percentile, median rent
99th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Ruma, IL

Census ACS 2023 estimates count 438 residents in Ruma, a small town within Illinois. Ruma households earn a median of $71,875 annually, above the median for U.S. cities on this measure, with a poverty rate of 7.8%. Ruma's housing stock carries a median value of $125,000, and the median resident age is 35.8 years. Educational attainment runs 10.3% of adults with a bachelor's degree or higher. Separately, 70.6% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits). Ruma reports a comparatively low crime rate: FBI UCR reporting places total crime at 0.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Illinois tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Illinois scores 100.0 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $916 monthly. EIA 2023 residential energy data puts Illinois's average monthly utility costs around $240 (state average). On FEMA's National Risk Index, this area rates 78.6 out of 100 for natural-hazard exposure (High).

Population

438 residents

Census ACS 2023 - Illinois

Median Household Income

$71,875 /yr

Poverty 7.8%

Cost of Living Index (state)

100.0 (US=100)

Near Average - BEA RPP 2024, Illinois average

How does Ruma compare to other US cities?

Here's how Ruma stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 52% higher than other cities
Home value 19% pricier than other cities
Median rent 5% pricier than other cities
Safety 99% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Illinois, Ruma ranks #10 of 455 Illinois cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Ruma against every qualifying US city; each in-state rank narrows that to Illinois only. Full formula and direction notes: methodology.

Illinois-relative analysis

Median Gross Rent places Ruma near the bottom of Illinois's cities

Among the 1,336 Illinois cities PlainCities tracks with reported median gross rent data, Ruma ranks #935 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ruma only against its own state's cities, not the full US field.

Median Household Income
#551 of 1,311
58th percentile in Illinois
Median Gross Rent
#935 of 1,336
0th percentile in Illinois
Median Home Value
#611 of 1,315
53rd percentile in Illinois
Poverty Rate
#617 of 1,335
53rd percentile in Illinois
Bachelor's Degree or Higher
#1,067 of 1,336
20th percentile in Illinois

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Illinois only, not a livability score. See the methodology for the source and calculation.

52ndIncome percentile
99thSafety percentile

52nd percentile nationally for median household income · 99th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Ruma's profile vs. every US city

Income, affordability, and safety percentile

Ruma's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 80 Avg. percentile National median
Ruma's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Ruma's home value compares nationally

Median home value vs. every US city (population 1,000+)

$125,000 Among the most affordable more affordable than 81% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Ruma $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Ruma, IL Ruma, IL's reported median household income shown against the U.S. national quintile-share pattern (not Ruma, IL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Ruma, IL median $71,875/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Ruma, IL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Ruma, IL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 10.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 70.6%

Census ACS S2301, share of working-age residents in the labor force

Population
438
Median Income
$71,875
Median Home Value
$125,000
Median Age
35.8
Poverty Rate
7.8%
Labor force participation
70.6%
Bachelor's Degree+
10.3%

Safety & Crime

Total Crime Rate
0.0
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
0.0
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
312 residents314 residents316 residents318 residents320 residents 202020212022202320242025 317 residents 313 residents ▼ -1.3%
Ruma's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.5%
Carpool
6.8%
Public Transit
0.0%
Walk
2.4%
Work from Home
5.3%

Based on 207 workers 16 and over.

Monthly Utility Costs

State-average estimates for Illinois - EIA 2023 residential energy data

Electricity
$100
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$50
avg/month
Total Utilities
$240
estimated/month

Estimates reflect Illinois state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Illinois state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Ruma sits in

Cost of Living Index
100.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$916/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
78.6 / 100
High
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Ruma's 438 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Ruma's $71,875 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Ruma, IL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Ruma, IL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 89.5% 6.8% ETHNICITY, Hispanic or Latino (any race) 7.8% White 89.5% Black or African American 2.0% Asian 0.5% American Indian 0.0% Native Hawaiian 0.0% Some other race 1.1% Two or more races 6.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Ruma compares to nearby Illinois cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Ruma (this city) 438 $71,875
Hartsburg 441 $72,500
Olive Branch 441 $27,250
Scales Mound 441 $66,765
Census ACS 5-year FIPS IL FBI UCR Census BPS 2024 OMB Bulletin 23-01

What do people ask about Ruma, IL?

What is the population of Ruma, IL? +

438 people live in Ruma, IL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Ruma, IL? +

Ruma households earn a median of $71,875 annually, based on Census ACS 2023 data.

What is the cost of living in Ruma? +

BEA does not publish a city-level cost-of-living figure for Ruma; the closest available measure is the Illinois state average, a cost of living index of 100.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Illinois vary by metro area.

Is Ruma, IL safe? +

Ruma has a total crime rate of 0.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Ruma, IL? +

Homes in Ruma carry a median value of $125,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.