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Place dossier plate
SheetIL-SUMMIT-IL · Summit, IL 10,896 pop · income 36th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Summit
Lowest/highest poles plus peers nearest Summit on median household income. Full ladder: /browse and /rankings.
median HH income
Worth · lowest
56,998
Worth · lowest
56,998 median HH income
37.8% of the leader · rank #1
Summit · this city
60,417
Summit · this city
60,417 median HH income
40.1% of the leader · rank #2
Coffman Cove · near
60,417
Coffman Cove · near
60,417 median HH income
40.1% of the leader · rank #3
Moore · near
60,417
Moore · near
60,417 median HH income
40.1% of the leader · rank #4
Hoagland · near
60,417
Hoagland · near
60,417 median HH income
40.1% of the leader · rank #5
Stilesville · near
60,417
Stilesville · near
60,417 median HH income
40.1% of the leader · rank #6
Barrington · highest
150,714
Barrington · highest
150,714 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Summit on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 10,896.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Summit - the verdict
Out of every US city with 1,000+ residents, Summit places in the 36th percentile for household income and the 32nd percentile for safety. Source: Census ACS + FBI UCR.
36th
percentile, household income
49th
percentile, home value
18th
percentile, median rent
32nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Summit, IL
Summit is a small town in Illinois, home to 10,896 residents per U.S. Census Bureau ACS 2023 estimates. Households in Summit report a median income of $60,417 per year, below the median for U.S. cities on this measure, with a poverty rate of 10.7%. Typical homes in Summit are valued around $224,800, and the median resident age is 38.5 years. 12.1% of adults here have a bachelor's degree or higher; 52.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits). Crime here tracks close to the national norm: per-100,000 total crime stands at 1999.0 in FBI UCR data, near the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Illinois tracks close to the national cost-of-living baseline: the state registers 100.0 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,063 per month. Monthly utility costs average around $240 across Illinois, per EIA 2023 residential energy estimates. Commute times here average 29.8 minutes, with 66.2% driving alone and 3.4% working from home, per Census ACS commuting data. Natural-hazard exposure scores 54.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Summit's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to schools and households to housing and income to reported crime to comparison shortlist to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Summit, city-specific coverage includes commute-mode shares, local building permits, matched public-school count, FBI reported-crime rates, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Summit?
Driving alone is the largest reported mode at 66.2%. The reported mean trip to work is 29.8 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 5 public schools within the city match. 12.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
How far does income reach against housing in Summit?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 10.7%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Summit?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Illinois, the closest population matches are Troy (10,889 residents, $97,825 income); Roscoe (10,881 residents, $97,704 income); Fox Lake (10,872 residents, $69,896 income). Outside the state, the closest population matches in this dataset are Lincoln Park, NJ (10,901 residents); Fife, WA (10,902 residents); Damascus, OR (10,888 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Summit?
The joined FBI UCR record reports 1999.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 12% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
1999.0
Violent rate
468.7
Property rate
1530.4
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Census PEP estimates show the population declined by -364 residents from 2020 to 2025, a -3.3% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
2020 estimate
11,117
2025 estimate
10,753
Period change
-3.3%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Below median income · poverty 10.7% (Above-median poverty)
Cost of Living Index (state)
100.0 (US=100)
Above-average cost · BEA RPP 2024, Illinois average
F
City profile score · Summit, IL
30/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living D
100.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
10.7%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$60,417
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
469 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share F
12.1%
Adults with a bachelor's degree or higher; ACS.
Summit profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 40/100 (D) · 100.0 index
Poverty rate: 37/100 (F) · 10.7%
Household income: 35/100 (F) · $60,417
Violent crime: 18/100 (F) · 469 /100k
Bachelor's+ share: 12/100 (F) · 12.1%
Where Summit sits on home value vs crime among peer cities
Summit's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Summit highlighted among 9 peers.Read the chart values
Summit, IL (this city): home $224,800, crime 1,999/100k
Lincoln Park, NJ : home $419,500, crime 624/100k
Fife, WA : home $480,600, crime 6,936/100k
Carencro, LA : home $211,200, crime 2,438/100k
Troy, IL : home $240,800, crime 469/100k
Roscoe, IL : home $215,200, crime 703/100k
Fox Lake, IL : home $219,300, crime 1,944/100k
Barrington, IL : home $580,900, crime 923/100k
Worth, IL : home $220,200, crime 1,314/100k
How does Summit compare to other US cities?
Where Summit sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income36% higher than other cities
Home value49% pricier than other cities
Median rent18% pricier than other cities
Safety32% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Illinois, Summit ranks #363 of 455 Illinois cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Summit against every qualifying US city; each in-state rank narrows that to Illinois only. Full formula and direction notes: methodology.
Illinois-relative analysis
Median Gross Rent places Summit near the bottom of Illinois's cities
Among the 1,336 Illinois cities PlainCities tracks with reported median gross rent data, Summit ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Summit only against its own state's cities, not the full US field.
Median Household Income
#826 of 1,311
37th percentile in Illinois
Median Gross Rent
#1 of 1,336
0th percentile in Illinois
Median Home Value
#283 of 1,315
78th percentile in Illinois
Poverty Rate
#426 of 1,335
68th percentile in Illinois
Bachelor's Degree or Higher
#979 of 1,336
26th percentile in Illinois
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Illinois only, not a livability score. See the methodology for the source and calculation.
Gauge source note
36th percentile nationally for median household income · 32nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Summit's profile vs. every US city
Income, affordability, and safety percentile
Summit's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Summit's home value compares nationally
Median home value vs. every US city (population 1,000+)
$224,800Among the most affordablemore affordable than 51% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Summit's home-value-to-income ratio: 3.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,794 of 15,516
More affordable than 37% of tracked cities (pop. 1,000+)
Size class
#1,714 of 3,317
Small cities (10,000–49,999)
At 3.7×, Summit sits in the moderate band:
national rank #9,794 of 15,516 and #1,714 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$60,417Summit, IL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Summit, IL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Summit, IL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)12.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)10.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)52.3%
Census ACS S2301, share of working-age residents in the labor force
Population
10,896
Median Income
$60,417
Median Home Value
$224,800
Median Age
38.5
Poverty Rate
10.7%
Labor force participation
52.3%
Bachelor's Degree+
12.1%
Safety & Crime
Total Crime Rate
1999.0
per 100,000 residents
Violent Crime
468.7
per 100,000 residents
Property Crime
1530.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Summit's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
11,117 residents
2021
10,908 residents
2022
10,744 residents
2023
10,715 residents
2024
10,778 residents
2025
10,753 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
29.8 minutes
Drive Alone
66.2%
Carpool
18.1%
Public Transit
9.0%
Walk
2.4%
Work from Home
3.4%
Other
0.9%
Based on 4,452 workers 16 and over.
Monthly Utility Costs
Illinois statewide monthly utility average (EIA 2023): $240
EIA 2023 residential energy data puts average monthly utilities across Illinois at $240 (electricity about $100 , water and sewer about $50 ).
These are Illinois statewide averages, not a meter reading for Summit. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Illinois's BEA cost-of-living index is 100.0 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Summit is $1,063/mo. FEMA's National Risk Index, averaged to Illinois statewide on PlainCities, rates natural-hazard exposure at 54.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Illinois statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Summit sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Summit compares to similar-size Illinois cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.