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Place dossier plate
SheetIL-SUN-RIVER-TERRACE-IL · Sun River Terrace, IL 637 pop · income 11th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Sun River Terrace
Lowest/highest poles plus peers nearest Sun River Terrace on median household income. Full ladder: /browse and /rankings.
median HH income
Bryson City · lowest
43,387
Bryson City · lowest
43,387 median HH income
26.1% of the leader · rank #1
White Sulphur… · near
43,388
White Sulphur… · near
43,388 median HH income
26.1% of the leader · rank #2
Sun River Ter… · this city
43,393
Sun River Ter… · this city
43,393 median HH income
26.1% of the leader · rank #3
Napier Field · near
43,393
Napier Field · near
43,393 median HH income
26.1% of the leader · rank #4
Muncie · near
43,395
Muncie · near
43,395 median HH income
26.1% of the leader · rank #5
Erie · near
43,397
Erie · near
43,397 median HH income
26.1% of the leader · rank #6
Fulton · highest
166,336
Fulton · highest
166,336 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Sun River Terrace on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 637.
Measured against every US city with at least 1,000 residents, Sun River Terrace lands in the 11th percentile for household income. Source: Census ACS.
11th
percentile, household income
12th
percentile, home value
18th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Sun River Terrace, IL
Illinois's Sun River Terrace is a small town, with 637 residents per the latest Census Bureau ACS figures. Households in Sun River Terrace report a median income of $43,393 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 23.9%. Home values in Sun River Terrace run a median of $107,100, and the median resident age is 33.3 years. Educational attainment runs 16.2% of adults with a bachelor's degree or higher. Separately, 51.1% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits).
Illinois tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Illinois scores 100.0 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,063 monthly. Statewide, average monthly utility bills in Illinois run around $240, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 54.5 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Sun River Terrace's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Sun River Terrace, city-specific coverage includes annual population history, commute-mode shares, local building permits.
No matched row is reported here for matched public-school count, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Sun River Terrace?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.5 times median household income. The ACS poverty estimate is 23.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Which cities make useful reference points for Sun River Terrace?
Within Illinois, the closest population matches are Thayer (638 residents, $63,125 income); Yates City (636 residents, $61,500 income); Cordova (633 residents, $75,588 income). Outside the state, the closest population matches in this dataset are Fulton, CA (637 residents); Marquette, KS (637 residents); Fox Chase, KY (637 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Sun River Terrace?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 77.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Is Sun River Terrace growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -14 residents from 2020 to 2025, a -2.8% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Low income · poverty 23.9% (Highest-decile poverty)
Cost of Living Index (state)
100.0 (US=100)
Above-average cost · BEA RPP 2024, Illinois average
F
City profile score · Sun River Terrace, IL
20/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living D
100.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
16.2%
Adults with a bachelor's degree or higher; ACS.
Household income F
$43,393
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
23.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Sun River Terrace profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 40/100 (D) · 100.0 index
Bachelor's+ share: 23/100 (F) · 16.2%
Household income: 11/100 (F) · $43,393
Poverty rate: 7/100 (F) · 23.9%
How does Sun River Terrace compare to other US cities?
Sun River Terrace measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income11% higher than other cities
Home value12% pricier than other cities
Median rent18% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Sun River Terrace against every qualifying US city; each in-state rank narrows that to Illinois only. Full formula and direction notes: methodology.
Illinois-relative analysis
Median Gross Rent places Sun River Terrace near the bottom of Illinois's cities
Among the 1,336 Illinois cities PlainCities tracks with reported median gross rent data, Sun River Terrace ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Sun River Terrace only against its own state's cities, not the full US field.
Median Household Income
#1,208 of 1,311
8th percentile in Illinois
Median Gross Rent
#1 of 1,336
0th percentile in Illinois
Median Home Value
#758 of 1,315
42nd percentile in Illinois
Poverty Rate
#70 of 1,335
95th percentile in Illinois
Bachelor's Degree or Higher
#767 of 1,336
42nd percentile in Illinois
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Illinois only, not a livability score. See the methodology for the source and calculation.
Gauge source note
11th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Sun River Terrace's home value compares nationally
Median home value vs. every US city (population 1,000+)
$107,100Among the most affordablemore affordable than 88% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Sun River Terrace's home-value-to-income ratio: 2.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,837 of 15,516
More affordable than 75% of tracked cities (pop. 1,000+)
Size class
#3,471 of 11,323
Micro cities (under 10,000)
At 2.5×, Sun River Terrace sits in the affordable band:
national rank #3,837 of 15,516 and #3,471 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$43,393Sun River Terrace, IL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Sun River Terrace, IL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Sun River Terrace, IL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)16.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)23.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)51.1%
Census ACS S2301, share of working-age residents in the labor force
Population
637
Median Income
$43,393
Median Home Value
$107,100
Median Age
33.3
Poverty Rate
23.9%
Labor force participation
51.1%
Bachelor's Degree+
16.2%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Sun River Terrace's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
495 residents
2021
491 residents
2022
487 residents
2023
484 residents
2024
485 residents
2025
481 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.2%
Carpool
14.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
4.9%
Other
3.3%
Based on 206 workers 16 and over.
Monthly Utility Costs
Illinois statewide monthly utility average (EIA 2023): $240
EIA 2023 residential energy data puts average monthly utilities across Illinois at $240 (electricity about $100 , water and sewer about $50 ).
These are Illinois statewide averages, not a meter reading for Sun River Terrace. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Illinois's BEA cost-of-living index is 100.0 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Sun River Terrace is $1,063/mo. FEMA's National Risk Index, averaged to Illinois statewide on PlainCities, rates natural-hazard exposure at 54.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Illinois statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Sun River Terrace sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Sun River Terrace compares to similar-size Illinois cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.