City profile · Indiana · Census ACS 2023

Clay City, IN

Population, income, housing, safety, climate and schools for Clay City - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,186
Residents
$68,036
Median income
$86,700
Median home
$1,094
Median rent (state)

Clay City - the verdict

Nationally, Clay City sits in the 47th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

47th
percentile, household income
5th
percentile, home value
28th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Clay City, IN

1,186 people live in Clay City, Indiana - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $68,036 per year, below the median for U.S. cities on this measure, with a poverty rate of 9.0%. Clay City's housing stock carries a median value of $86,700, and the median resident age is 34.4 years. 13.9% of adults here have a bachelor's degree or higher; 69.1% of working-age residents are in the labor force.

The city is served by 2 public schools according to NCES Common Core of Data.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,094 monthly. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). Commute times here average 32.0 minutes, with 66.3% driving alone and 2.5% working from home, per Census ACS commuting data. Natural-hazard exposure scores 27.0 out of 100 on FEMA's National Risk Index (Very Low).

Population

1,186 residents

Census ACS 2023 - Indiana

Median Household Income

$68,036 /yr

Poverty 9.0%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Clay City compare to other US cities?

Clay City measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 47% higher than other cities
Home value 5% pricier than other cities
Median rent 28% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Clay City against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Home Value places Clay City toward the bottom of Indiana's cities

Among the 771 Indiana cities PlainCities tracks with reported median home value data, Clay City ranks #668 - the 13th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Clay City only against its own state's cities, not the full US field.

Median Household Income
#290 of 766
62nd percentile in Indiana
Median Gross Rent
#355 of 850
54th percentile in Indiana
Median Home Value
#668 of 771
13th percentile in Indiana
Poverty Rate
#335 of 849
60th percentile in Indiana
Bachelor's Degree or Higher
#456 of 850
46th percentile in Indiana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

47thIncome percentile

47th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Clay City's home value compares nationally

Median home value vs. every US city (population 1,000+)

$86,700 Among the most affordable more affordable than 95% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Clay City $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Clay City, IN Clay City, IN's reported median household income shown against the U.S. national quintile-share pattern (not Clay City, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Clay City, IN median $68,036/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Clay City, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Clay City, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.1%

Census ACS S2301, share of working-age residents in the labor force

Population
1,186
Median Income
$68,036
Median Home Value
$86,700
Median Age
34.4
Poverty Rate
9.0%
Labor force participation
69.1%
Bachelor's Degree+
13.9%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
878 residents880 residents882 residents884 residents886 residents 202020212022202320242025 882 residents 884 residents ▲ +0.2%
Clay City's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
32.0 minutes
Drive Alone
66.3%
Carpool
25.8%
Public Transit
0.0%
Walk
3.9%
Work from Home
2.5%
Other
1.5%

Based on 596 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Clay City sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,094/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
27.0 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Indiana

Montgomery
1,184 people
Ashley
1,174 people
Cordry Sweetwater Lakes
1,200 people
Long Beach
1,201 people
Morocco
1,169 people
Warren
1,205 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Clay City's 1,186 residents (Census ACS 5-Year 2023).

Urania, LA
1,186 people
Lawrence, MI
1,186 people
Rose Lodge, OR
1,186 people
Kittitas, WA
1,186 people
Monticello, WI
1,186 people
Hampton, AR
1,185 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Clay City's $68,036 (Census ACS 5-Year 2023, table B19013).

South Salt Lake, UT
$68,035 median income
Flagstaff, AZ
$68,041 median income
Foothill Farms, CA
$68,042 median income
Forreston, IL
$68,042 median income
Parker, FL
$68,043 median income
Laplace, LA
$68,028 median income

Race & Ethnicity Composition

Race and ethnicity - Clay City, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Clay City, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.9% ETHNICITY, Hispanic or Latino (any race) 0.7% White 95.9% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.4% Some other race 0.3% Two or more races 3.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Clay City compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Clay City (this city) 1,186 $68,036
Montgomery 1,184 $93,750
Ashley 1,174 $56,667
Cordry Sweetwater Lakes 1,200 $100,167
Census ACS 5-year FIPS IN NCES CCD OMB Bulletin 23-01

What do people ask about Clay City, IN?

What is the population of Clay City, IN? +

Clay City, IN has a population of 1,186 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Clay City, IN? +

Median annual household income in Clay City runs $68,036, based on Census ACS 2023 data.

What is the cost of living in Clay City? +

BEA does not publish a city-level cost-of-living figure for Clay City; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

What is the median home value in Clay City, IN? +

A typical home in Clay City is worth $86,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.