City profile · Indiana · Census ACS 2023

Covington, IN

Covington's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

3,112
Residents
$54,962
Median income
$162,100
Median home
$1,096
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Covington.

Place dossier plate

Sheet IN-COVINGTON-IN · Covington, IN 3,112 pop · income 27th pct · 5 tracts

POP-VILLAGE · INC-MID · COL-BELOW · SAFE-UNK · RANK-LOWER · PHOTO-FINISH · HOME-LOW · BOOK-FEW

  • POP-VILLAGE 3,112
  • INC-MID $54,962
  • COL-BELOW 93.3
  • SAFE-UNK Safety pending
  • RANK-LOWER 27th
  • PHOTO-FINISH ≈ Branson
  • HOME-LOW $162,100
  • BOOK-FEW 5 tracts

Nearest income peer: Branson, MO ( $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Covington

Lowest/highest poles plus peers nearest Covington on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Covington on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 3,112.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $54,962. Population peers are excluded.

4 peers

Covington - the verdict

Covington ranks in the 27th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

27th
percentile, household income
31st
percentile, home value
27th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Covington, IN

Census ACS 2023 estimates count 3,112 residents in Covington, a small town within Indiana. The typical household in Covington brings in $54,962 a year, below the median for U.S. cities on this measure, with a poverty rate of 10.3%. Home values in Covington run a median of $162,100, and the median resident age is 42.5 years. Educational attainment runs 18.2% of adults with a bachelor's degree or higher. Separately, 57.5% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 8 residential units were authorized in 2024 (Slowing), down 11% from five years earlier.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,096 per month. Monthly utility costs average around $235 across Indiana, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 45.5 out of 100 for natural-hazard exposure (Low).

A decision-led reading path

Useful questions to ask of Covington's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from within-city variation to comparison shortlist to housing and income to work and mobility to schools and households to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Covington, city-specific coverage includes annual population history, within-city Census tract profiles, local building permits, matched public-school count, commute-mode shares. No matched row is reported here for FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What can 5 Census tracts reveal inside Covington?

PlainCities matches 5 Census tracts to this city.

That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.

Explore Covington's tract profiles →

2. Comparison shortlist

Which cities make useful reference points for Covington?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Indiana, the closest population matches are Corydon (3,165 residents, $57,002 income); Shorewood Forest (3,030 residents, $151,382 income); New Palestine (3,027 residents, $93,170 income). Outside the state, the closest population matches in this dataset are Wewoka, OK (3,112 residents); Blue Ridge, VA (3,112 residents); North Barrington, IL (3,113 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

3. Housing and income

How far does income reach against housing in Covington?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 10.3%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 4

What does the journey to work look like in Covington?

Driving alone is the largest reported mode at 67.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Schools and households

What does the education layer cover for Covington?

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

The NCES join finds 3 public schools within the city match. 18.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

Poverty estimate
10.3%
Bachelor's degree+
18.2%
Matched public schools
3

NCES Common Core of Data school locations plus Census ACS resident characteristics.

See how the family ranking is built →

Population change

Is Covington growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +83 residents from 2020 to 2025, a +3.1% change. Separately, Census BPS recorded 8 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

2020 estimate
2,691
2025 estimate
2,774
Period change
+3.1%

Census Population Estimates Program, 2020–2025; permit context uses Census BPS.

See the national growth ranking →

Population

3,112 residents

Micro place (under 10k)

Median Household Income

$54,962 /yr

Below median income · poverty 10.3% (Above-median poverty)

Cost of Living Index (state)

93.3 (US=100)

Near national cost · BEA RPP 2024, Indiana average

City profile score · Covington, IN

41/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B
93.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Poverty rate F
10.3%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
18.2%

Adults with a bachelor's degree or higher; ACS.

Household income F
$54,962

Median household income vs U.S. cities (pop ≥1,000); ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Covington profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Poverty rate, Bachelor's+ share, Household income. Cost of livingPoverty rateBachelor's+ shareHousehold income 41 D
Covington profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 72/100 (B) · 93.3 index
  • Poverty rate: 38/100 (F) · 10.3%
  • Bachelor's+ share: 29/100 (F) · 18.2%
  • Household income: 27/100 (F) · $54,962

How does Covington compare to other US cities?

Here's how Covington stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 27% higher than other cities
Home value 31% pricier than other cities
Median rent 27% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Covington against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Gross Rent places Covington near the bottom of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Covington ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Covington only against its own state's cities, not the full US field.

Median Household Income
#508 of 766
34th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#286 of 771
63rd percentile in Indiana
Poverty Rate
#292 of 849
65th percentile in Indiana
Bachelor's Degree or Higher
#328 of 850
61st percentile in Indiana
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

27thIncome percentile
Gauge source note

27th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Covington's home value compares nationally

Median home value vs. every US city (population 1,000+)

$162,100 Among the most affordable more affordable than 69% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Covington $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Covington's home-value-to-income ratio: 2.9×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#6,425 of 15,516
More affordable than 59% of tracked cities (pop. 1,000+)
Size class
#5,477 of 11,323
Micro cities (under 10,000)

At 2.9×, Covington sits in the affordable band: national rank #6,425 of 15,516 and #5,477 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$54,962 Covington, IN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Covington, IN Covington, IN's median household income ($54,962) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Covington, IN-specific shares. $ Household Income Distribution Covington, IN median $54,962/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Covington, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Covington, IN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 10.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.5%

Census ACS S2301, share of working-age residents in the labor force

Population
3,112
Median Income
$54,962
Median Home Value
$162,100
Median Age
42.5
Poverty Rate
10.3%
Labor force participation
57.5%
Bachelor's Degree+
18.2%

Schools

Total Schools
3
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,650 residents2,700 residents2,750 residents2,800 residents 202020212022202320242025 2,691 residents 2,774 residents ▲ +3.1%
Covington's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 2,691 residents
2021 2,673 residents
2022 2,687 residents
2023 2,723 residents
2024 2,761 residents
2025 2,774 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Slowing
Total Permits (2024)
8
housing units authorized
Single-Family
3
detached homes
Multifamily
5
apartments & condos
Supply Intensity
2.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 9
2020 6
2021 13
2022 15
2023 3
2024 8

Permit volume decreased 11% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
67.7%
Carpool
16.0%
Public Transit
1.6%
Walk
5.4%
Work from Home
9.3%

Based on 1,360 workers 16 and over.

Monthly Utility Costs

Indiana statewide monthly utility average (EIA 2023): $235

EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).

These are Indiana statewide averages, not a meter reading for Covington. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Covington is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).

Cost/risk geography note

Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Covington sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Covington compares to similar-size Indiana cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Covington (this city) 3,112 $54,962
Corydon 3,165 $57,002
Shorewood Forest 3,030 $151,382
New Palestine 3,027 $93,170
NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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