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Place dossier plate
SheetIN-DELPHI-IN · Delphi, IN 2,913 pop · income 11th pct · 7 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Delphi
Lowest/highest poles plus peers nearest Delphi on median household income. Full ladder: /browse and /rankings.
median HH income
Union City · lowest
42,754
Union City · lowest
42,754 median HH income
36.5% of the leader · rank #1
Ardmore · near
43,542
Ardmore · near
43,542 median HH income
37.2% of the leader · rank #2
East Lansing · near
43,547
East Lansing · near
43,547 median HH income
37.2% of the leader · rank #3
Delphi · this city
43,548
Delphi · this city
43,548 median HH income
37.2% of the leader · rank #4
Stollings · near
43,548
Stollings · near
43,548 median HH income
37.2% of the leader · rank #5
Fairgarden · near
43,553
Fairgarden · near
43,553 median HH income
37.2% of the leader · rank #6
Florida · highest
117,083
Florida · highest
117,083 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Delphi on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,913.
Out of every US city with 1,000+ residents, Delphi places in the 11th percentile for household income. Source: Census ACS.
11th
percentile, household income
18th
percentile, home value
27th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Delphi, IN
Delphi is a small town in Indiana, home to 2,913 residents per U.S. Census Bureau ACS 2023 estimates. Households in Delphi report a median income of $43,548 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 9.3%. Delphi's housing stock carries a median value of $120,400, and the median resident age is 39.5 years. 9.2% of adults here have a bachelor's degree or higher; 49.9% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Delphi (No Permits), per Census BPS data. NOAA climate normals record an annual average temperature of 52.2°F with 39.0 inches of precipitation per year and 17.2 inches of snowfall.
Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,096 per month. Statewide, average monthly utility bills in Indiana run around $235, per EIA 2023 residential energy data. Natural-hazard exposure scores 45.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Delphi's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to within-city variation to climate and hazard context to population change to comparison shortlist to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Delphi, city-specific coverage includes local building permits, annual population history, commute-mode shares, within-city Census tract profiles, matched public-school count.
No matched row is reported here for FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Delphi?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 9.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Delphi?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 81.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Which cities make useful reference points for Delphi?
Within Indiana, the closest population matches are Heritage Lake (2,913 residents, $81,495 income); Grissom AFB (2,882 residents, $52,829 income); Bicknell (2,879 residents, $51,099 income). Outside the state, the closest population matches in this dataset are North Fork, CA (2,914 residents); Oxoboxo River, CT (2,912 residents); Cedar Grove, FL (2,911 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Climate and hazard context
What physical conditions frame life in Delphi?
NOAA normals put the annual mean temperature at 52.2°F, with 39.0 inches of precipitation and 17.2 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Indiana is 45.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
52.2°F
Annual precipitation
39.0 in
FEMA risk index (state avg)
45.5
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population grew by +24 residents from 2020 to 2025, a +0.8% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+0.8%
2025 estimate
2,973
2020 estimate
2,949
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
The NCES join finds 3 public schools within the city match. 9.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
3
Bachelor's degree+
9.2%
Poverty estimate
9.3%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Near national cost · BEA RPP 2024, Indiana average
F
City profile score · Delphi, IN
33/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B
93.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
9.3%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$43,548
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
9.2%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Delphi profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 72/100 (B) · 93.3 index
Poverty rate: 42/100 (D) · 9.3%
Household income: 12/100 (F) · $43,548
Bachelor's+ share: 4/100 (F) · 9.2%
How does Delphi compare to other US cities?
Delphi measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income11% higher than other cities
Home value18% pricier than other cities
Median rent27% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Delphi against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.
Indiana-relative analysis
Median Gross Rent places Delphi near the bottom of Indiana's cities
Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Delphi ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Delphi only against its own state's cities, not the full US field.
Median Household Income
#696 of 766
9th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#460 of 771
40th percentile in Indiana
Poverty Rate
#321 of 849
61st percentile in Indiana
Bachelor's Degree or Higher
#613 of 850
28th percentile in Indiana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
11th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Delphi's home value compares nationally
Median home value vs. every US city (population 1,000+)
$120,400Among the most affordablemore affordable than 82% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Delphi's home-value-to-income ratio: 2.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,385 of 15,516
More affordable than 65% of tracked cities (pop. 1,000+)
Size class
#4,690 of 11,323
Micro cities (under 10,000)
At 2.8×, Delphi sits in the affordable band:
national rank #5,385 of 15,516 and #4,690 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$43,548Delphi, IN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Delphi, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Delphi, IN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)9.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)9.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)49.9%
Census ACS S2301, share of working-age residents in the labor force
Population
2,913
Median Income
$43,548
Median Home Value
$120,400
Median Age
39.5
Poverty Rate
9.3%
Labor force participation
49.9%
Bachelor's Degree+
9.2%
Climate
Avg Temperature
52.2°F
Annual Precipitation
39.0"
Annual Snowfall
17.2"
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Delphi's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,949 residents
2021
2,971 residents
2022
2,967 residents
2023
2,983 residents
2024
2,989 residents
2025
2,973 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
81.8%
Carpool
12.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.3%
Based on 1,062 workers 16 and over.
Monthly Utility Costs
Indiana statewide monthly utility average (EIA 2023): $235
EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).
These are Indiana statewide averages, not a meter reading for Delphi. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Delphi is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Delphi sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Delphi compares to similar-size Indiana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.