City profile · Indiana · Census ACS 2023

Garrett, IN

Garrett's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

6,540
Residents
$65,611
Median income
$142,800
Median home
$1,096
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Garrett.

Place dossier plate

Sheet IN-GARRETT-IN · Garrett, IN 6,540 pop · income 44th pct

POP-TOWN · INC-MID · COL-BELOW · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-LOW · BOOK-UNK

  • POP-TOWN 6,540
  • INC-MID $65,611
  • COL-BELOW 93.3
  • SAFE-UNK Safety pending
  • RANK-MID 44th
  • PHOTO-FINISH ≈ Coosada
  • HOME-LOW $142,800
  • BOOK-UNK Tracts pending

Nearest income peer: Coosada, AL (+ $3 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Garrett

Lowest/highest poles plus peers nearest Garrett on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Garrett on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 6,540.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $65,611. Population peers are excluded.

4 peers

Garrett - the verdict

Measured against every US city with at least 1,000 residents, Garrett lands in the 44th percentile for household income. Source: Census ACS.

44th
percentile, household income
25th
percentile, home value
27th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Garrett, IN

Indiana's Garrett is a small town, with 6,540 residents per the latest Census Bureau ACS figures. Median household income here is $65,611 per year, below the median for U.S. cities on this measure, with a poverty rate of 12.8%. Home values in Garrett run a median of $142,800, and the median resident age is 38.2 years. Educational attainment runs 16.9% of adults with a bachelor's degree or higher. Separately, 67.0% of working-age residents are in the labor force.

NOAA puts Garrett's yearly average temperature at 49.5°F with 38.0 inches of precipitation per year and 29.5 inches of snowfall.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,096 monthly. Monthly utility costs average around $235 across Indiana, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 45.5 out of 100 on FEMA's National Risk Index (Low).

A decision-led reading path

Useful questions to ask of Garrett's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to population change to schools and households to comparison shortlist to housing and income to climate and hazard context; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Garrett, city-specific coverage includes matched public-school count, annual population history, commute-mode shares. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the journey to work look like in Garrett?

Driving alone is the largest reported mode at 86.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.

Compare commute patterns →

Question 2

Is Garrett growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +147 residents from 2020 to 2025, a +2.2% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

See the national growth ranking →

3. Schools and households

What does the education layer cover for Garrett?

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

The NCES join finds 3 public schools within the city match. 16.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

See how the family ranking is built →

4. Comparison shortlist

Which cities make useful reference points for Garrett?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Indiana, the closest population matches are Huntingburg (6,504 residents, $52,327 income); Salem (6,484 residents, $51,786 income); Dunlap (6,602 residents, $86,641 income). Outside the state, the closest population matches in this dataset are Bronxville, NY (6,539 residents); Irvington, NY (6,541 residents); Hillsboro, OH (6,539 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Housing and income

How far does income reach against housing in Garrett?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.

The home-value-to-income reference is relatively compact: the ACS median home value is 2.2 times median household income. The ACS poverty estimate is 12.8%, which keeps the citywide median from describing every household.

Value / income
2.2×
Home value
$142,800
Household income
$65,611

City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.

Compare the housing trade-off →

Climate and hazard context

What physical conditions frame life in Garrett?

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

NOAA normals put the annual mean temperature at 49.5°F, with 38.0 inches of precipitation and 29.5 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Indiana is 45.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

FEMA risk index (state avg)
45.5
Annual precipitation
38.0 in
Mean temperature
49.5°F

NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.

Read the source boundaries →

Population

6,540 residents

Micro place (under 10k)

Median Household Income

$65,611 /yr

Below median income · poverty 12.8% (Above-median poverty)

Cost of Living Index (state)

93.3 (US=100)

Near national cost · BEA RPP 2024, Indiana average

City profile score · Garrett, IN

43/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B
93.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Household income D
$65,611

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate F
12.8%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
16.9%

Adults with a bachelor's degree or higher; ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Garrett profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Household income, Poverty rate, Bachelor's+ share. Cost of livingHousehold incomePoverty rateBachelor's+ share 43 D
Garrett profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 72/100 (B) · 93.3 index
  • Household income: 43/100 (D) · $65,611
  • Poverty rate: 29/100 (F) · 12.8%
  • Bachelor's+ share: 25/100 (F) · 16.9%

How does Garrett compare to other US cities?

Garrett measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 44% higher than other cities
Home value 25% pricier than other cities
Median rent 27% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Garrett against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Gross Rent places Garrett near the bottom of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Garrett ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Garrett only against its own state's cities, not the full US field.

Median Household Income
#323 of 766
58th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#335 of 771
57th percentile in Indiana
Poverty Rate
#209 of 849
75th percentile in Indiana
Bachelor's Degree or Higher
#367 of 850
57th percentile in Indiana
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

44thIncome percentile
Gauge source note

44th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Garrett's home value compares nationally

Median home value vs. every US city (population 1,000+)

$142,800 Among the most affordable more affordable than 75% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Garrett $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Garrett's home-value-to-income ratio: 2.2×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#2,352 of 15,516
More affordable than 85% of tracked cities (pop. 1,000+)
Size class
#2,215 of 11,323
Micro cities (under 10,000)

At 2.2×, Garrett sits in the affordable band: national rank #2,352 of 15,516 and #2,215 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$65,611 Garrett, IN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Garrett, IN Garrett, IN's median household income ($65,611) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Garrett, IN-specific shares. $ Household Income Distribution Garrett, IN median $65,611/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Garrett, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Garrett, IN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 67.0%

Census ACS S2301, share of working-age residents in the labor force

Population
6,540
Median Income
$65,611
Median Home Value
$142,800
Median Age
38.2
Poverty Rate
12.8%
Labor force participation
67.0%
Bachelor's Degree+
16.9%

Climate

Avg Temperature
49.5°F
Annual Precipitation
38.0"
Annual Snowfall
29.5"

Schools

Total Schools
3
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
6,500 residents6,550 residents6,600 residents6,650 residents6,700 residents6,750 residents 202020212022202320242025 6,547 residents 6,694 residents ▲ +2.2%
Garrett's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 6,547 residents
2021 6,552 residents
2022 6,595 residents
2023 6,651 residents
2024 6,671 residents
2025 6,694 residents

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
86.3%
Carpool
10.9%
Public Transit
0.0%
Walk
0.1%
Work from Home
2.3%

Based on 3,410 workers 16 and over.

Monthly Utility Costs

Indiana statewide monthly utility average (EIA 2023): $235

EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).

These are Indiana statewide averages, not a meter reading for Garrett. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Garrett is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).

Cost/risk geography note

Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Garrett sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Garrett compares to similar-size Indiana cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Garrett (this city) 6,540 $65,611
Huntingburg 6,504 $52,327
Salem 6,484 $51,786
Dunlap 6,602 $86,641
NOAA Normals NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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