City profile · Indiana · Census ACS 2023

Michiana Shores, IN

Population, income, housing, safety, climate and schools for Michiana Shores - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

433
Residents
$92,500
Median income
$448,300
Median home
$1,152
Median rent (state)

Michiana Shores - the verdict

Nationally, Michiana Shores sits in the 73rd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

73rd
percentile, household income
81st
percentile, home value
32nd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Michiana Shores, IN

Michiana Shores is a small town in Indiana, home to 433 residents per U.S. Census Bureau ACS 2023 estimates. Michiana Shores households earn a median of $92,500 annually, above the median for U.S. cities on this measure, with a poverty rate of 7.3%. Typical homes in Michiana Shores are valued around $448,300, and the median resident age is 60.7 years. About 55.8% of adults hold a bachelor's degree or higher, while 52.7% of working-age residents are in the labor force.

In 2024, 2 residential building permits were authorized in Michiana Shores (Low Activity), per Census BPS data.

Living costs in Indiana run below the national norm: on BEA's 100-equals-national-average cost index, Indiana scores 93.3 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,152 per month. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). Natural-hazard exposure scores 78.9 out of 100 on FEMA's National Risk Index (High).

Population

433 residents

Census ACS 2023 - Indiana

Median Household Income

$92,500 /yr

Poverty 7.3%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Michiana Shores compare to other US cities?

Michiana Shores measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 73% higher than other cities
Home value 81% pricier than other cities
Median rent 32% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Michiana Shores's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Indiana, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

73rdIncome percentile

73rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Michiana Shores's home value compares nationally

Median home value vs. every US city (population 1,000+)

$448,300 19th percentile more affordable than 19% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). This entry sits in this band. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Michiana Shores $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Michiana Shores, IN Michiana Shores, IN's reported median household income shown against the U.S. national quintile-share pattern (not Michiana Shores, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Michiana Shores, IN median $92,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Michiana Shores, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Michiana Shores, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 55.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 52.7%

Census ACS S2301, share of working-age residents in the labor force

Population
433
Median Income
$92,500
Median Home Value
$448,300
Median Age
60.7
Poverty Rate
7.3%
Labor force participation
52.7%
Bachelor's Degree+
55.8%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
302 residents304 residents306 residents308 residents310 residents 202020212022202320242025 309 residents 303 residents ▼ -1.9%
Michiana Shores's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 2
2023 3
2024 2

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
75.0%
Carpool
3.3%
Public Transit
6.1%
Walk
0.5%
Work from Home
11.8%
Other
3.3%

Based on 212 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Michiana Shores sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,152/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
78.9 / 100
High
FEMA NRI composite score (county)

Similar Cities in Indiana

New Washington
432 people
Waveland
431 people
Big Lake
430 people
Center
436 people
Otwell
430 people
Delaware
438 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Michiana Shores's 433 residents (Census ACS 5-Year 2023).

Lafe, AR
433 people
Swall Meadows, CA
433 people
Lakewood Shores, IL
433 people
Assaria, KS
433 people
Choctaw, LA
433 people
San Mar, MD
433 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Michiana Shores's $92,500 (Census ACS 5-Year 2023, table B19013).

Kirkland, IL
$92,500 median income
Center Point, IA
$92,500 median income
De Soto, IA
$92,500 median income
White Signal, NM
$92,500 median income
Neahkahnie, OR
$92,500 median income
Alexandria, SD
$92,500 median income

Race & Ethnicity Composition

Race and ethnicity - Michiana Shores, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Michiana Shores, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 90.5% 7.6% ETHNICITY, Hispanic or Latino (any race) 1.1% White 90.5% Black or African American 0.5% Asian 0.5% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.9% Two or more races 7.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Michiana Shores compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Michiana Shores (this city) 433 $92,500
New Washington 432 $84,141
Waveland 431 $60,956
Big Lake 430 $120,625
Census ACS 5-year FIPS IN Census BPS 2024 OMB Bulletin 23-01

What do people ask about Michiana Shores, IN?

What is the population of Michiana Shores, IN? +

Michiana Shores, IN has a population of 433 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Michiana Shores, IN? +

The median household income in Michiana Shores is $92,500 per year, based on Census ACS 2023 data.

What is the cost of living in Michiana Shores? +

BEA does not publish a city-level cost-of-living figure for Michiana Shores; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

What is the median home value in Michiana Shores, IN? +

The median home value in Michiana Shores is $448,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.