City · Indiana
Monticello, Indiana
Monticello, city, in White County, Indiana. Monticello had 5,595 residents on July 1, 2025 by the Census Bureau's estimate, up 1.5% since 2020; the 2020 Census counted 5,508 and the ACS 2020-2024 5-year estimates put it at 5,496 (±37). GEOID 1850760.
Residents, July 2025 estimate
5,595
Census Bureau estimate (no margin published)
2020 Census count: 5,508 · ACS 2020-2024: 5,496 ±37
Median household income
$52,798
±$10,478 (90% margin)
Indiana: $71,957
Median home value
$149,600
±$18,445 (90% margin)
Indiana: $218,200
Median gross rent
$927
±$119 (90% margin)
Indiana: $1,062
Where is Monticello and what county is it in?
Monticello is a city in White County, Indiana. It covers 3.5 square miles of land, 1,589 residents per square mile in 2020.
Monticello is in the Monticello, IN micropolitan statistical area (Census Bureau delineation, July 2023).
Monticello lies entirely within Union Township (White County), a township with its own local government (2020 census blocks).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Monticello, and is it growing?
The Census Bureau estimates that 5,595 people lived in Monticello on July 1, 2025, up 1.5% since 2020, slower than Indiana (+2.8%). The 2020 Census counted 5,508 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 5,496 (±37).
| Measure | Monticello | White County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 5,496 ±37 | 24,717 | +234 |
| Households | 2,481 ±233 | 10,254 | no clear change |
| Average household size | 2.13 ±0.20 | 2.39 | no clear change |
| Housing units | 2,688 ±229 | 12,961 | no clear change |
Monticello's population since 2000
From 5,723 in 2000 to 5,595 in 2025: down 2.2%. The 2000, 2010 and 2020 figures are census counts, each for Monticello as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Monticello?
The median resident of Monticello is 44.5 years old; 18.1% are under 18 and 24.9% are 65 or older. The largest group is non-Hispanic white residents at 90.6%, then Hispanic or Latino residents (of any race) at 8.1%. 5.5% of residents were born outside the United States.
| Measure | Monticello | White County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 44.5 ±4.9 | 42.8 | +8.1 |
| Under 18 years | 18.1% ±2.6 pts | 23.1% | – |
| 65 years and over | 24.9% ±4.7 pts | 21.2% | – |
| Male | 46.0% ±3.3 pts | 49.4% | – |
| Hispanic or Latino (any race) | 8.1% ±3.1 pts | 10.7% | no clear change |
| White alone, not Hispanic | 90.6% ±3.2 pts | 85.8% | +6.0 pts |
| Black or African American alone, not Hispanic | 0.4% ±0.5 pts | 0.5% | – |
| Asian alone, not Hispanic | 0.0% ±0.7 pts | 0.3% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% | – |
| Two or more races, not Hispanic | 0.9% ±0.6 pts | 2.5% | – |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.1% | – |
| Born outside the United States | 5.5% ±2.5 pts | 6.7% | no clear change |
| Speak a language other than English at home (age 5+) | 7.6% ±3.2 pts | 8.4% | – |
| Civilian veterans (age 18+) | 5.9% ±2.5 pts | 7.7% | – |
| With a disability | 17.9% ±4.6 pts | 13.7% | – |
| No health insurance coverage | 8.3% ±3.2 pts | 7.2% | no clear change |
| High school graduate or higher (age 25+) | 91.6% ±3.4 pts | 90.6% | – |
| Bachelor's degree or higher (age 25+) | 12.4% ±4.0 pts | 19.2% | no clear change |
| Graduate or professional degree (age 25+) | 3.5% ±2.2 pts | 5.1% | – |
| Lived in the same house a year earlier | 82.7% ±7.0 pts | 89.2% | – |
| Moved from another state in the past year | 1.2% ±1.4 pts | 1.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Monticello earn?
Half of Monticello's 2,481 households earn less than $52,798 a year (±$10,478), against $67,303 in White County and $71,957 in Indiana. In 2015-2019 it was $53,144 in 2024 dollars; the margins of error cannot tell the two periods apart. 11.1% of residents live below the poverty line.
| Measure | Monticello | White County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $52,798 ±$10,478 | $67,303 | no clear change |
| Mean household income | $63,092 ±$6,806 | $83,596 | – |
| Per capita income | $28,926 ±$2,847 | $34,585 | no clear change |
| People below the poverty line | 11.1% ±4.9 pts | 10.2% | no clear change |
| Children under 18 below the poverty line | 14.4% ±15.0 pts | 13.1% | – |
| Households receiving SNAP | 13.4% ±6.5 pts | 6.2% | – |
| Households with a computer | 86.1% ±5.8 pts | 93.3% | – |
| Households with a broadband subscription | 84.3% ±6.5 pts | 88.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Monticello?
Owners occupy 64.7% of Monticello's occupied homes and renters 35.3%. The median owner-occupied home is valued at $149,600 by its owner (±$18,445). The median renter pays $927 a month including utilities, and 37.7% of renters pay 35% or more of their income on rent.
| Measure | Monticello | White County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $149,600 ±$18,445 | $175,900 | +$31,576 |
| Median gross rent | $927 ±$119 | $901 | no clear change |
| Renters paying 35% or more of income on rent | 37.7% ±16.8 pts | 30.5% | no clear change |
| Median monthly owner costs, with a mortgage | $1,173 ±$105 | $1,302 | – |
| Owner-occupied homes | 64.7% ±8.2 pts | 81.0% | no clear change |
| Renter-occupied homes | 35.3% ±8.2 pts | 19.0% | – |
| Housing units | 2,688 ±229 | 12,961 | no clear change |
| Homeowner vacancy rate | 0.0% ±2.3 pts | 0.3% | – |
| Rental vacancy rate | 5.5% ±7.1 pts | 5.2% | – |
| Single-family detached homes | 65.9% ±7.3 pts | 80.0% | – |
| Mobile homes | 0.0% ±1.4 pts | 9.7% | – |
| Built 2020 or later | 0.0% ±1.4 pts | 0.5% | – |
| Built 2010 to 2019 | 1.6% ±1.8 pts | 4.9% | – |
| Built 1939 or earlier | 22.3% ±6.5 pts | 21.2% | – |
| Households with no vehicle | 6.5% ±4.1 pts | 3.2% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Monticello work and get to work?
85.8% of Monticello's workers drive alone. The average trip to work takes 19.5 minutes.
| Measure | Monticello | White County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 57.1% ±5.3 pts | 61.4% | – |
| Unemployment rate | 5.9% ±4.2 pts | 3.5% | – |
| Drove alone to work | 85.8% ±6.1 pts | 79.9% | – |
| Carpooled | 10.7% ±5.6 pts | 10.3% | – |
| Public transportation | 0.0% ±1.5 pts | 0.6% | – |
| Walked | 0.0% ±1.5 pts | 1.6% | – |
| Worked from home | 3.5% ±2.6 pts | 7.1% | – |
| Mean travel time to work | 19.5 min ±3.7 | 23.4 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Monticello?
1 census tract lies mostly in Monticello, and 2 more reach into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9586White County | 5,281 | $51,350 |
| Tract 9585.02White County | 2,133 | $81,185 |
| Tract 9585.01White County | 1,228 | $73,269 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Monticello) · Census block assignment files
How does Monticello compare with other places in Indiana?
By the Census Bureau's July 2025 estimates, Monticello is the 4,595th-most populous of the 19,476 U.S. incorporated places that have one and the 118th-most populous of 566 in Indiana.
Monticello ranks 950th of 1,072 places in Indiana with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 118th | 566 |
| Growth 2020-2025 (PEP) | 495th | 1,056 |
| Residents per square mile | 172nd | 1,088 |
| Median household income | 950th | 1,072 |
| Per capita income | 895th | 1,087 |
| Median home value | 797th | 1,075 |
| Median gross rent | 426th | 904 |
| Poverty rate | 387th | 736 |
| Bachelor's degree or higher | 896th | 1,029 |
| Median age | 280th | 1,083 |
| Owner-occupied share | 943rd | 1,087 |
| Travel time to work | 959th | 1,088 |
Monticello's figures with every place in Indiana (CSV)
Every place in Indiana, sortable · Compare Monticello with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Monticello?
17 of the 57 figures for Monticello on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Monticello are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Monticello.