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Place dossier plate
SheetIN-OWENSVILLE-IN · Owensville, IN 1,232 pop · income 31st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Owensville
Lowest/highest poles plus peers nearest Owensville on median household income. Full ladder: /browse and /rankings.
median HH income
Buffalo · lowest
21,831
Buffalo · lowest
21,831 median HH income
17.3% of the leader · rank #1
Poteet · near
57,434
Poteet · near
57,434 median HH income
45.6% of the leader · rank #2
Owensville · this city
57,438
Owensville · this city
57,438 median HH income
45.6% of the leader · rank #3
Holiday Pocono · near
57,438
Holiday Pocono · near
57,438 median HH income
45.6% of the leader · rank #4
Pinehurst · near
57,438
Pinehurst · near
57,438 median HH income
45.6% of the leader · rank #5
Collinsburg · near
57,440
Collinsburg · near
57,440 median HH income
45.6% of the leader · rank #6
Genoa · highest
125,952
Genoa · highest
125,952 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Owensville on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,232.
Nationally, Owensville sits in the 31st percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
31st
percentile, household income
15th
percentile, home value
27th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Owensville, IN
1,232 people live in Owensville, Indiana - a small town by U.S. Census Bureau ACS 2023 estimates. Households in Owensville report a median income of $57,438 per year, below the median for U.S. cities on this measure, with a poverty rate of 5.5%. Home values in Owensville run a median of $114,800, and the median resident age is 40.7 years. Educational attainment runs 15.8% of adults with a bachelor's degree or higher. Separately, 59.2% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
Living costs in Indiana run below the national norm: the state registers 93.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,096 per month statewide. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). Natural-hazard exposure scores 45.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Owensville's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to schools and households to population change to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Owensville, city-specific coverage includes annual population history, commute-mode shares, matched public-school count.
No matched row is reported here for local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Owensville?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.0 times median household income. The ACS poverty estimate is 5.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
What does the education layer cover for Owensville?
The NCES join finds 1 public school within the city match. 15.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Is Owensville growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population was unchanged by +0 residents from 2020 to 2025, a +0.0% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Owensville?
Within Indiana, the closest population matches are Summitville (1,233 residents, $57,000 income); Parker City (1,236 residents, $56,875 income); Jamestown (1,225 residents, $70,083 income). Outside the state, the closest population matches in this dataset are University Heights, IA (1,232 residents); Oley, PA (1,232 residents); Buffalo, SC (1,232 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Owensville?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 87.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.0%
Work from home
3.0%
Drive alone
87.2%
City-level Census ACS commuting estimates covering 596 workers age 16+.
Below median income · poverty 5.5% (Below-median poverty)
Cost of Living Index (state)
93.3 (US=100)
Near national cost · BEA RPP 2024, Indiana average
D
City profile score · Owensville, IN
47/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B
93.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate C+
5.5%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$57,438
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
15.8%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Owensville profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 72/100 (B) · 93.3 index
Poverty rate: 62/100 (C+) · 5.5%
Household income: 31/100 (F) · $57,438
Bachelor's+ share: 22/100 (F) · 15.8%
How does Owensville compare to other US cities?
Where Owensville sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income31% higher than other cities
Home value15% pricier than other cities
Median rent27% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Owensville against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.
Indiana-relative analysis
Median Gross Rent places Owensville near the bottom of Indiana's cities
Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Owensville ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Owensville only against its own state's cities, not the full US field.
Median Household Income
#470 of 766
39th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#492 of 771
36th percentile in Indiana
Poverty Rate
#478 of 849
44th percentile in Indiana
Bachelor's Degree or Higher
#401 of 850
52nd percentile in Indiana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
31st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Owensville's home value compares nationally
Median home value vs. every US city (population 1,000+)
$114,800Among the most affordablemore affordable than 85% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Owensville's home-value-to-income ratio: 2.0×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,625 of 15,516
More affordable than 90% of tracked cities (pop. 1,000+)
Size class
#1,558 of 11,323
Micro cities (under 10,000)
At 2.0×, Owensville sits in the affordable band:
national rank #1,625 of 15,516 and #1,558 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$57,438Owensville, IN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Owensville, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Owensville, IN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)15.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.2%
Census ACS S2301, share of working-age residents in the labor force
Population
1,232
Median Income
$57,438
Median Home Value
$114,800
Median Age
40.7
Poverty Rate
5.5%
Labor force participation
59.2%
Bachelor's Degree+
15.8%
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Owensville's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,332 residents
2021
1,329 residents
2022
1,331 residents
2023
1,326 residents
2024
1,329 residents
2025
1,332 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
87.2%
Carpool
8.1%
Public Transit
0.0%
Walk
1.7%
Work from Home
3.0%
Based on 596 workers 16 and over.
Monthly Utility Costs
Indiana statewide monthly utility average (EIA 2023): $235
EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).
These are Indiana statewide averages, not a meter reading for Owensville. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Owensville is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Owensville sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Owensville compares to similar-size Indiana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.