City profile · Indiana · Census ACS 2023

Simonton Lake, IN

Simonton Lake's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

4,113
Residents
$74,233
Median income
$230,600
Median home
$1,096
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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Starting with Simonton Lake, IN - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Simonton Lake.

Place dossier plate

Sheet IN-SIMONTON-LAKE-IN · Simonton Lake, IN 4,113 pop · income 55th pct

POP-VILLAGE · INC-MID · COL-BELOW · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 4,113
  • INC-MID $74,233
  • COL-BELOW 93.3
  • SAFE-UNK Safety pending
  • RANK-MID 55th
  • PHOTO-FINISH ≈ Estelline
  • HOME-MID $230,600
  • BOOK-UNK Tracts pending

Nearest income peer: Estelline, SD ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Simonton Lake

Lowest/highest poles plus peers nearest Simonton Lake on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Simonton Lake on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 4,113.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $74,233. Population peers are excluded.

4 peers

Simonton Lake - the verdict

Nationally, Simonton Lake sits in the 55th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

55th
percentile, household income
51st
percentile, home value
27th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Simonton Lake, IN

Simonton Lake is a small town in Indiana, home to 4,113 residents per U.S. Census Bureau ACS 2023 estimates. Simonton Lake households earn a median of $74,233 annually, above the median for U.S. cities on this measure, with a poverty rate of 7.0%. Typical homes in Simonton Lake are valued around $230,600, and the median resident age is 49.5 years. About 24.3% of adults hold a bachelor's degree or higher, while 59.3% of working-age residents are in the labor force.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,096 per month statewide. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). FEMA's National Risk Index rates natural-hazard exposure at 45.5 out of 100 (Low).

A decision-led reading path

Useful questions to ask of Simonton Lake's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Simonton Lake, city-specific coverage includes commute-mode shares. No matched row is reported here for FBI reported-crime rates, matched public-school count, local building permits, within-city Census tract profiles, annual population history; the page leaves those layers out instead of substituting a statewide or national value.

1. Comparison shortlist

Which cities make useful reference points for Simonton Lake?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Indiana, the closest population matches are Greendale (4,176 residents, $78,912 income); Edinburgh (4,191 residents, $56,406 income); DeMotte (4,219 residents, $67,244 income). Outside the state, the closest population matches in this dataset are Monongahela, PA (4,113 residents); Nashville, AR (4,114 residents); Reiffton, PA (4,114 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

2. Housing and income

How far does income reach against housing in Simonton Lake?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 7.0%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 3

What does the journey to work look like in Simonton Lake?

Driving alone is the largest reported mode at 80.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

Population

4,113 residents

Micro place (under 10k)

Median Household Income

$74,233 /yr

Above median income · poverty 7.0% (Below-median poverty)

Cost of Living Index (state)

93.3 (US=100)

Near national cost · BEA RPP 2024, Indiana average

City profile score · Simonton Lake, IN

57/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B
93.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Household income C-
$74,233

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate C-
7.0%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share D
24.3%

Adults with a bachelor's degree or higher; ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Simonton Lake profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Household income, Poverty rate, Bachelor's+ share. Cost of livingHousehold incomePoverty rateBachelor's+ share 57 C
Simonton Lake profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 72/100 (B) · 93.3 index
  • Household income: 54/100 (C-) · $74,233
  • Poverty rate: 53/100 (C-) · 7.0%
  • Bachelor's+ share: 47/100 (D) · 24.3%

How does Simonton Lake compare to other US cities?

Simonton Lake measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 55% higher than other cities
Home value 51% pricier than other cities
Median rent 27% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Simonton Lake against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Gross Rent places Simonton Lake near the bottom of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Simonton Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Simonton Lake only against its own state's cities, not the full US field.

Median Household Income
#218 of 766
72nd percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#117 of 771
85th percentile in Indiana
Poverty Rate
#418 of 849
51st percentile in Indiana
Bachelor's Degree or Higher
#210 of 850
75th percentile in Indiana
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

55thIncome percentile
Gauge source note

55th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Simonton Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$230,600 49th percentile more affordable than 49% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Simonton Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Simonton Lake's home-value-to-income ratio: 3.1×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#7,217 of 15,516
More affordable than 53% of tracked cities (pop. 1,000+)
Size class
#6,016 of 11,323
Micro cities (under 10,000)

At 3.1×, Simonton Lake sits in the moderate band: national rank #7,217 of 15,516 and #6,016 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$74,233 Simonton Lake, IN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Simonton Lake, IN Simonton Lake, IN's median household income ($74,233) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Simonton Lake, IN-specific shares. $ Household Income Distribution Simonton Lake, IN median $74,233/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Simonton Lake, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Simonton Lake, IN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 24.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.3%

Census ACS S2301, share of working-age residents in the labor force

Population
4,113
Median Income
$74,233
Median Home Value
$230,600
Median Age
49.5
Poverty Rate
7.0%
Labor force participation
59.3%
Bachelor's Degree+
24.3%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
80.8%
Carpool
9.7%
Public Transit
0.0%
Walk
0.8%
Work from Home
7.4%
Other
1.3%

Based on 2,011 workers 16 and over.

Monthly Utility Costs

Indiana statewide monthly utility average (EIA 2023): $235

EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).

These are Indiana statewide averages, not a meter reading for Simonton Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Simonton Lake is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).

Cost/risk geography note

Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Simonton Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Simonton Lake compares to similar-size Indiana cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Simonton Lake (this city) 4,113 $74,233
Greendale 4,176 $78,912
Edinburgh 4,191 $56,406
DeMotte 4,219 $67,244
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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