City profile · Indiana · Census ACS 2023

Utica, IN

Population, income, housing, safety, climate and schools for Utica - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,017
Residents
$75,268
Median income
$210,900
Median home
$1,272
Median rent (state)

Utica - the verdict

Measured against every US city with at least 1,000 residents, Utica lands in the 56th percentile for household income. Source: Census ACS.

56th
percentile, household income
46th
percentile, home value
43rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Utica, IN

1,017 people live in Utica, Indiana - a small town by U.S. Census Bureau ACS 2023 estimates. Utica households earn a median of $75,268 annually, above the median for U.S. cities on this measure, with a poverty rate of 9.3%. Home values in Utica run a median of $210,900, and the median resident age is 39.7 years. 32.6% of adults here have a bachelor's degree or higher; 59.7% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 17 residential units were authorized in 2024 (Construction Slowdown), down 53% from five years earlier.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,272 per month. Statewide, average monthly utility bills in Indiana run around $235, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 81.4 out of 100 for natural-hazard exposure (High).

Population

1,017 residents

Census ACS 2023 - Indiana

Median Household Income

$75,268 /yr

Poverty 9.3%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Utica compare to other US cities?

Where Utica sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 56% higher than other cities
Home value 46% pricier than other cities
Median rent 43% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Utica against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Bachelor's Degree or Higher places Utica toward the top of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported bachelor's degree or higher data, Utica ranks #120 - the 86th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Utica only against its own state's cities, not the full US field.

Median Household Income
#212 of 766
72nd percentile in Indiana
Median Gross Rent
#179 of 850
76th percentile in Indiana
Median Home Value
#147 of 771
81st percentile in Indiana
Poverty Rate
#321 of 849
61st percentile in Indiana
Bachelor's Degree or Higher
#120 of 850
86th percentile in Indiana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

56thIncome percentile

56th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Utica's home value compares nationally

Median home value vs. every US city (population 1,000+)

$210,900 Among the most affordable more affordable than 54% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Utica $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Utica, IN Utica, IN's reported median household income shown against the U.S. national quintile-share pattern (not Utica, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Utica, IN median $75,268/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Utica, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Utica, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.7%

Census ACS S2301, share of working-age residents in the labor force

Population
1,017
Median Income
$75,268
Median Home Value
$210,900
Median Age
39.7
Poverty Rate
9.3%
Labor force participation
59.7%
Bachelor's Degree+
32.6%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
800 residents1,000 residents1,200 residents1,400 residents 202020212022202320242025 895 residents 1,298 residents ▲ +45.0%
Utica's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
17
housing units authorized
Single-Family
17
detached homes
Multifamily
0
apartments & condos
Supply Intensity
16.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 36
2020 33
2021 37
2022 52
2023 5
2024 17

Permit volume decreased 53% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
79.5%
Carpool
6.9%
Public Transit
0.0%
Walk
0.6%
Work from Home
13.0%

Based on 463 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Utica sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,272/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
81.4 / 100
High
FEMA NRI composite score (county)

Similar Cities in Indiana

St. Paul
1,019 people
St. Leon
1,012 people
Lynnville
1,011 people
English
1,025 people
Shirley
1,026 people
Waverly
1,006 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Utica's 1,017 residents (Census ACS 5-Year 2023).

Stebbins, CA
1,017 people
Country Club Hills, MO
1,017 people
Worcester, NY
1,017 people
Mountain View, WY
1,017 people
Leroy, AL
1,016 people
Mancos, CO
1,016 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Utica's $75,268 (Census ACS 5-Year 2023, table B19013).

Greenfields, PA
$75,268 median income
Cheney, KS
$75,263 median income
Anoka, MN
$75,262 median income
Crooked River Ranch, OR
$75,260 median income
Washburn, IA
$75,278 median income
Ocean Gate, NJ
$75,278 median income

Race & Ethnicity Composition

Race and ethnicity - Utica, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Utica, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 76.8% 15.8% ETHNICITY, Hispanic or Latino (any race) 4.5% White 76.8% Black or African American 15.8% Asian 2.8% American Indian 0.1% Native Hawaiian 0.0% Some other race 2.8% Two or more races 1.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Utica compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Utica (this city) 1,017 $75,268
St. Paul 1,019 $71,750
St. Leon 1,012 $86,932
Lynnville 1,011 $64,583
Census ACS 5-year FIPS IN Census BPS 2024 OMB Bulletin 23-01

What do people ask about Utica, IN?

What is the population of Utica, IN? +

1,017 people live in Utica, IN according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Utica, IN? +

Utica households earn a median of $75,268 annually, based on Census ACS 2023 data.

What is the cost of living in Utica? +

BEA does not publish a city-level cost-of-living figure for Utica; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

What is the median home value in Utica, IN? +

The median home value in Utica is $210,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.