City profile · Indiana · Census ACS 2023

Utica, IN

Utica's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

1,017
Residents
$75,268
Median income
$210,900
Median home
$1,096
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Utica.

Place dossier plate

Sheet IN-UTICA-IN · Utica, IN 1,017 pop · income 56th pct

POP-VILLAGE · INC-HIGH · COL-BELOW · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 1,017
  • INC-HIGH $75,268
  • COL-BELOW 93.3
  • SAFE-UNK Safety pending
  • RANK-MID 56th
  • PHOTO-FINISH ≈ Greenfields
  • HOME-MID $210,900
  • BOOK-UNK Tracts pending

Nearest income peer: Greenfields, PA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Utica

Lowest/highest poles plus peers nearest Utica on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Utica on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 1,017.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $75,268. Population peers are excluded.

4 peers

Utica - the verdict

Measured against every US city with at least 1,000 residents, Utica lands in the 56th percentile for household income. Source: Census ACS.

56th
percentile, household income
46th
percentile, home value
27th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Utica, IN

1,017 people live in Utica, Indiana - a small town by U.S. Census Bureau ACS 2023 estimates. Utica households earn a median of $75,268 annually, above the median for U.S. cities on this measure, with a poverty rate of 9.3%. Home values in Utica run a median of $210,900, and the median resident age is 39.7 years. 32.6% of adults here have a bachelor's degree or higher; 59.7% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 17 residential units were authorized in 2024 (Construction Slowdown), down 53% from five years earlier.

Living costs in Indiana run below the national norm: BEA Regional Price Parities 2024 puts Indiana at 93.3 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,096 per month. Statewide, average monthly utility bills in Indiana run around $235, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 45.5 out of 100 for natural-hazard exposure (Low).

A decision-led reading path

Useful questions to ask of Utica's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Utica, city-specific coverage includes annual population history, commute-mode shares, local building permits. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.

1. Population change

Is Utica growing, shrinking, or holding steady?

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

Census PEP estimates show the population grew by +403 residents from 2020 to 2025, a +45.0% change. Separately, Census BPS recorded 17 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

See the national growth ranking →

Question 2

Which cities make useful reference points for Utica?

Within Indiana, the closest population matches are St. Paul (1,019 residents, $71,750 income); St. Leon (1,012 residents, $86,932 income); Lynnville (1,011 residents, $64,583 income). Outside the state, the closest population matches in this dataset are Stebbins, CA (1,017 residents); Country Club Hills, MO (1,017 residents); Worcester, NY (1,017 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Utica?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 79.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

How far does income reach against housing in Utica?

The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 9.3%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

Compare the housing trade-off →

Population

1,017 residents

Micro place (under 10k)

Median Household Income

$75,268 /yr

Above median income · poverty 9.3% (Above-median poverty)

Cost of Living Index (state)

93.3 (US=100)

Near national cost · BEA RPP 2024, Indiana average

City profile score · Utica, IN

57/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B
93.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Bachelor's+ share C+
32.6%

Adults with a bachelor's degree or higher; ACS.

Household income C
$75,268

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate D
9.3%

Share of residents below the poverty line; lower scores better on this axis.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Utica profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Bachelor's+ share, Household income, Poverty rate. Cost of livingBachelor's+ shareHousehold incomePoverty rate 57 C
Utica profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 72/100 (B) · 93.3 index
  • Bachelor's+ share: 62/100 (C+) · 32.6%
  • Household income: 55/100 (C) · $75,268
  • Poverty rate: 42/100 (D) · 9.3%

How does Utica compare to other US cities?

Where Utica sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 56% higher than other cities
Home value 46% pricier than other cities
Median rent 27% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Utica against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Gross Rent places Utica near the bottom of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Utica ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Utica only against its own state's cities, not the full US field.

Median Household Income
#212 of 766
72nd percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#147 of 771
81st percentile in Indiana
Poverty Rate
#321 of 849
61st percentile in Indiana
Bachelor's Degree or Higher
#120 of 850
86th percentile in Indiana
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

56thIncome percentile
Gauge source note

56th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Utica's home value compares nationally

Median home value vs. every US city (population 1,000+)

$210,900 Among the most affordable more affordable than 54% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Utica $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Utica's home-value-to-income ratio: 2.8×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#5,605 of 15,516
More affordable than 64% of tracked cities (pop. 1,000+)
Size class
#4,859 of 11,323
Micro cities (under 10,000)

At 2.8×, Utica sits in the affordable band: national rank #5,605 of 15,516 and #4,859 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$75,268 Utica, IN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Utica, IN Utica, IN's median household income ($75,268) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Utica, IN-specific shares. $ Household Income Distribution Utica, IN median $75,268/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Utica, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Utica, IN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.7%

Census ACS S2301, share of working-age residents in the labor force

Population
1,017
Median Income
$75,268
Median Home Value
$210,900
Median Age
39.7
Poverty Rate
9.3%
Labor force participation
59.7%
Bachelor's Degree+
32.6%

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
800 residents1,000 residents1,200 residents1,400 residents 202020212022202320242025 895 residents 1,298 residents ▲ +45.0%
Utica's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 895 residents
2021 948 residents
2022 1,005 residents
2023 1,259 residents
2024 1,259 residents
2025 1,298 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
17
housing units authorized
Single-Family
17
detached homes
Multifamily
0
apartments & condos
Supply Intensity
16.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 36
2020 33
2021 37
2022 52
2023 5
2024 17

Permit volume decreased 53% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
79.5%
Carpool
6.9%
Public Transit
0.0%
Walk
0.6%
Work from Home
13.0%

Based on 463 workers 16 and over.

Monthly Utility Costs

Indiana statewide monthly utility average (EIA 2023): $235

EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).

These are Indiana statewide averages, not a meter reading for Utica. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Utica is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).

Cost/risk geography note

Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Utica sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Utica compares to similar-size Indiana cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Utica (this city) 1,017 $75,268
St. Paul 1,019 $71,750
St. Leon 1,012 $86,932
Lynnville 1,011 $64,583
Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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