Township · Michigan

Bay Township, Michigan

Bay Township, township, in Charlevoix County, Michigan. Bay Township had 1,139 residents on July 1, 2025 by the Census Bureau's estimate, down 0.3% since 2020; the 2020 Census counted 1,142 and the ACS 2020-2024 5-year estimates put it at 1,198 (±175). GEOID 2602906000.

Residents, July 2025 estimate

1,139

Census Bureau estimate (no margin published)
2020 Census count: 1,142 · ACS 2020-2024: 1,198 ±175

Median household income

$80,833

±$9,968 (90% margin)
Michigan: $72,875

Median home value

$368,000

±$33,438 (90% margin)
Michigan: $231,600

Median gross rent

$968

±$65 (90% margin)
Michigan: $1,129

Where is Bay Township and what county is it in?

Bay Township is a township in Charlevoix County, Michigan. It covers 15.5 square miles of land, 73 residents per square mile in 2020.

One place lies inside Bay Township: Horton Bay (CDP, 485 in 2020).

Bay Township (marked with a dot) in Charlevoix County, Michigan. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Bay Township, and is it growing?

The Census Bureau estimates that 1,139 people lived in Bay Township on July 1, 2025, down 0.3% since 2020, while Michigan grew 0.5%. The 2020 Census counted 1,142 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 1,198 (±175).

  • July 2020→2021 +7 (1,148)
  • 2021→2022 −4 (1,144)
  • 2022→2023 −2 (1,142)
  • 2023→2024 +2 (1,144)
  • 2024→2025 −5 (1,139)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
MeasureBay TownshipCharlevoix CountyMichiganChange since 2015-2019
Total population1,198±17526,10810,077,761no clear change
Households568±6512,2674,076,369no clear change
Average household size2.11±0.162.102.42no clear change
Housing units936±9917,6404,622,236no clear change

Bay Township's population since 2000

From 1,068 in 2000 to 1,139 in 2025: up 6.6%. The 2000, 2010 and 2020 figures are census counts, each for Bay Township as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 1,068
  • 2005 (estimate) 1,121
  • 2010 Census 1,122
  • 2015 (estimate) 1,128
  • 2020 Census 1,142
  • 2025 (estimate) 1,139

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Bay Township?

The median resident of Bay Township is 52.9 years old; 19.5% are under 18 and 31.6% are 65 or older. The largest group is non-Hispanic white residents at 93.8%, then non-Hispanic residents of two or more races at 4.8%.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
MeasureBay TownshipCharlevoix CountyMichiganChange since 2015-2019
Median age52.9±4.850.440.2no clear change
Under 18 years19.5%±3.6 pts17.6%21.2%–
65 years and over31.6%±4.9 pts27.1%18.6%–
Male42.4%±3.0 pts49.9%49.6%–
Hispanic or Latino (any race)1.4%±2.0 pts2.0%5.9%–
White alone, not Hispanic93.8%±2.8 pts92.3%72.4%no clear change
Black or African American alone, not Hispanic0.0%±2.5 pts0.5%13.1%–
Asian alone, not Hispanic0.0%±2.5 pts0.7%3.4%–
American Indian and Alaska Native alone, not Hispanic0.0%±2.5 pts0.7%0.3%–
Native Hawaiian and Other Pacific Islander alone, not Hispanic0.0%±2.5 pts0.0%0.0%–
Two or more races, not Hispanic4.8%±2.4 pts3.4%4.5%–
Some other race alone, not Hispanic0.0%±2.5 pts0.4%0.5%–
Born outside the United States2.0%±1.5 pts1.8%7.2%–
Speak a language other than English at home (age 5+)6.1%±3.9 pts3.0%10.4%–
Civilian veterans (age 18+)8.4%±2.7 pts7.3%5.8%–
With a disability8.9%±2.5 pts14.8%14.3%–
No health insurance coverage5.4%±2.7 pts6.2%4.9%no clear change
High school graduate or higher (age 25+)98.1%±1.3 pts95.1%92.1%–
Bachelor's degree or higher (age 25+)42.2%±7.5 pts35.2%32.4%no clear change
Graduate or professional degree (age 25+)19.1%±5.4 pts14.6%12.7%–
Lived in the same house a year earlier92.1%±2.9 pts92.0%88.8%–
Moved from another state in the past year0.4%±0.6 pts1.1%1.4%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Bay Township earn?

Half of Bay Township's 568 households earn less than $80,833 a year (±$9,968), against $76,531 in Charlevoix County and $72,875 in Michigan. In 2015-2019 it was $89,225 in 2024 dollars; the margins of error cannot tell the two periods apart. 4.4% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
MeasureBay TownshipCharlevoix CountyMichiganChange since 2015-2019
Median household income$80,833±$9,968$76,531$72,875no clear change
Mean household income$110,020±$15,335$104,936$98,700–
Per capita income$50,853±$6,892$48,894$40,735no clear change
People below the poverty line4.4%±2.5 pts8.7%13.2%no clear change
Children under 18 below the poverty line0.0%±12.2 pts9.9%17.6%–
Households receiving SNAP4.9%±3.8 pts8.0%13.5%–
Households with a computer98.4%±1.4 pts94.5%95.1%–
Households with a broadband subscription95.8%±3.0 pts90.1%90.5%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Bay Township?

Owners occupy 96.8% of Bay Township's occupied homes and renters 3.2%. The median owner-occupied home is valued at $368,000 by its owner (±$33,438). The median renter pays $968 a month including utilities.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
MeasureBay TownshipCharlevoix CountyMichiganChange since 2015-2019
Median home value (owner-occupied)$368,000±$33,438$276,800$231,600+$82,848
Median gross rent$968±$65$949$1,129−$365
Renters paying 35% or more of income on rent0.0%±73.6 pts35.1%41.4%–
Median monthly owner costs, with a mortgage$1,456±$109$1,478$1,569–
Owner-occupied homes96.8%±2.6 pts83.5%73.2%no clear change
Renter-occupied homes3.2%±2.6 pts16.5%26.8%–
Housing units936±9917,6404,622,236no clear change
Homeowner vacancy rate0.0%±5.2 pts0.8%0.8%–
Rental vacancy rate0.0%±67.2 pts3.8%5.1%–
Single-family detached homes93.6%±3.2 pts78.2%72.0%–
Mobile homes4.8%±3.1 pts8.1%5.0%–
Built 2020 or later3.2%±2.7 pts1.2%1.0%–
Built 2010 to 20196.5%±2.9 pts5.3%4.9%–
Built 1939 or earlier15.3%±5.7 pts10.6%14.6%–
Households with no vehicle1.9%±1.6 pts5.4%7.0%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Bay Township work and get to work?

81.9% of Bay Township's workers drive alone and 15.3% work from home. The average trip to work takes 21.4 minutes. The unemployment rate in 2020-2024 averaged 3.6%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
MeasureBay TownshipCharlevoix CountyMichiganChange since 2015-2019
In the labor force (age 16+)57.2%±4.9 pts57.8%61.3%–
Unemployment rate3.6%±2.2 pts3.4%5.7%–
Drove alone to work81.9%±5.4 pts74.8%74.3%–
Carpooled2.6%±2.1 pts9.2%7.9%–
Public transportation0.2%±0.5 pts0.3%0.9%–
Walked0.0%±5.4 pts1.8%2.0%–
Worked from home15.3%±5.1 pts12.4%13.5%+8.4 pts
Mean travel time to work21.4 min±2.119.9 min24.2 minno clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Bay Township?

No census tract lies mostly in Bay Township; 2 tracts reach into it (2020 census blocks).

Census tracts in Bay Township, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Bay Township
Tract 3Charlevoix County2,251 $74,318 $341,70046%
Tract 4Charlevoix County2,759 $90,602 $326,8004%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Bay Township) · Census block assignment files

How does Bay Township compare with other places in Michigan?

By the Census Bureau's July 2025 estimates, Bay Township is the 7,108th-most populous of the 16,079 U.S. towns and townships that have one and the 879th-most populous of 1,240 in Michigan.

Bay Township ranks 453rd of 1,354 places in Michigan with 1,000 or more residents and a reliable estimate, by median household income.

Bay Township's rank in Michigan (1 = highest): by population among the state's towns and townships with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate879th1,240
Growth 2020-2025 (PEP)807th1,281
Residents per square mile914th1,356
Median household income453rd1,354
Per capita income165th1,355
Median home value114th1,354
Median gross rent618th1,212
Poverty rate1,105th1,213
Bachelor's degree or higher178th1,350
Median age143rd1,356
Owner-occupied share58th1,356
Work from home222nd1,062
Travel time to work1,020th1,356

Bay Township's figures with every place in Michigan (CSV)

Every place in Michigan, sortable · Compare Bay Township with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Bay Township?

19 of the 57 figures for Bay Township on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Bay Township are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.