City profile · Michigan · Census ACS 2023

Charlotte, MI

Population, income, housing, safety, climate and schools for Charlotte - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

9,269
Residents
$63,385
Median income
$140,500
Median home
$1,268
Median rent (state)

Charlotte - the verdict

Out of every US city with 1,000+ residents, Charlotte places in the 40th percentile for household income and the 26th percentile for safety. Source: Census ACS + FBI UCR.

40th
percentile, household income
24th
percentile, home value
42nd
percentile, median rent
26th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Charlotte, MI

9,269 people live in Charlotte, Michigan - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Charlotte brings in $63,385 a year, below the median for U.S. cities on this measure, with a poverty rate of 7.1%. Charlotte's housing stock carries a median value of $140,500, and the median resident age is 35.9 years. 17.4% of adults here have a bachelor's degree or higher; 56.9% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier. Crime here tracks close to the national norm: FBI UCR reporting places total crime at 2297.8 incidents per 100,000 residents, near the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). The annual average temperature per NOAA climate normals runs 47.3°F with 35.8 inches of precipitation per year and 38.1 inches of snowfall.

Living costs in Michigan run below the national norm: BEA Regional Price Parities 2024 puts Michigan at 96.2 on a 100-equals-national-average scale (Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,268 per month statewide. Statewide, average monthly utility bills in Michigan run around $238, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 67.6 out of 100 (Moderate).

Population

9,269 residents

Census ACS 2023 - Michigan

Median Household Income

$63,385 /yr

Poverty 7.1%

Cost of Living Index (state)

96.2 (US=100)

Below Average - BEA RPP 2024, Michigan average

How does Charlotte compare to other US cities?

Charlotte measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 40% higher than other cities
Home value 24% pricier than other cities
Median rent 42% pricier than other cities
Safety 26% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Michigan, Charlotte ranks #198 of 254 Michigan cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Charlotte against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.

Michigan-relative analysis

Median Gross Rent sits close to the middle of Michigan's city distribution

Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Charlotte ranks #217 - the 66th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Charlotte only against its own state's cities, not the full US field.

Median Household Income
#307 of 718
57th percentile in Michigan
Median Gross Rent
#217 of 727
66th percentile in Michigan
Median Home Value
#394 of 721
45th percentile in Michigan
Poverty Rate
#403 of 727
44th percentile in Michigan
Bachelor's Degree or Higher
#410 of 727
43rd percentile in Michigan

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.

40thIncome percentile
26thSafety percentile

40th percentile nationally for median household income · 26th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Charlotte's profile vs. every US city

Income, affordability, and safety percentile

Charlotte's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 44 Avg. percentile National median
Charlotte's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Charlotte's home value compares nationally

Median home value vs. every US city (population 1,000+)

$140,500 Among the most affordable more affordable than 76% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Charlotte $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Charlotte, MI Charlotte, MI's reported median household income shown against the U.S. national quintile-share pattern (not Charlotte, MI-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Charlotte, MI median $63,385/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Charlotte, MI's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Charlotte, MI. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 17.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.9%

Census ACS S2301, share of working-age residents in the labor force

Population
9,269
Median Income
$63,385
Median Home Value
$140,500
Median Age
35.9
Poverty Rate
7.1%
Labor force participation
56.9%
Bachelor's Degree+
17.4%

Safety & Crime

Total Crime Rate
2297.8
per 100,000 residents
Violent Crime
422.7
per 100,000 residents
Property Crime
1875.1
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
47.3°F
Annual Precipitation
35.8"
Annual Snowfall
38.1"

Schools

Total Schools
10
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
9,220 residents9,240 residents9,260 residents9,280 residents9,300 residents9,320 residents 202020212022202320242025 9,290 residents 9,305 residents ▲ +0.2%
Charlotte's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 3
2020 3
2021 0
2022 0

Permit volume decreased 100% from 2019 to 2022.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
72.9%
Carpool
9.1%
Public Transit
0.6%
Walk
3.8%
Work from Home
11.1%
Other
2.5%

Based on 4,148 workers 16 and over.

Monthly Utility Costs

State-average estimates for Michigan - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$238
estimated/month

Estimates reflect Michigan state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Michigan state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Charlotte sits in

Cost of Living Index
96.2
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,268/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
67.6 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Michigan

Plymouth
9,234 people
Ecorse
9,170 people
Alma
9,421 people
Lapeer
9,053 people
Benton Harbor
9,023 people
Saline
8,976 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Charlotte's 9,269 residents (Census ACS 5-Year 2023).

Woodbury, NY
9,270 people
Delta, CO
9,266 people
Warren, PA
9,273 people
Blanchard, OK
9,276 people
Eunice, LA
9,261 people
Andover, MA
9,261 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Charlotte's $63,385 (Census ACS 5-Year 2023, table B19013).

Anchor Point, AK
$63,382 median income
Seymour, IN
$63,388 median income
Auburn, KS
$63,382 median income
Fairmount, IL
$63,393 median income
Osage City, KS
$63,393 median income
Lillington, NC
$63,393 median income

Race & Ethnicity Composition

Race and ethnicity - Charlotte, MI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Charlotte, MI - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 90.2% 6.2% ETHNICITY, Hispanic or Latino (any race) 4.9% White 90.2% Black or African American 2.0% Asian 0.1% American Indian 0.2% Native Hawaiian 0.0% Some other race 1.3% Two or more races 6.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Charlotte compares to nearby Michigan cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Charlotte (this city) 9,269 $63,385
Plymouth 9,234 $111,742
Ecorse 9,170 $45,082
Alma 9,421 $50,506
Census ACS 5-year FIPS MI FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Charlotte, MI?

What is the population of Charlotte, MI? +

The population of Charlotte, MI stands at 9,269 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Charlotte, MI? +

In Charlotte, the typical household earns $63,385 per year, based on Census ACS 2023 data.

What is the cost of living in Charlotte? +

BEA does not publish a city-level cost-of-living figure for Charlotte; the closest available measure is the Michigan state average, a cost of living index of 96.2 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Michigan vary by metro area.

Is Charlotte, MI safe? +

Charlotte has a total crime rate of 2297.8 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Charlotte, MI? +

A typical home in Charlotte is worth $140,500, according to Census ACS 2023 estimates.

What is the climate like in Charlotte? +

Climate normals put Charlotte's yearly average temperature at 47.3°F, 35.8 inches of precipitation, and 38.1 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.