City profile · Michigan · Census ACS 2023

Harbor Springs, MI

Population, income, housing, safety, climate and schools for Harbor Springs - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,015
Residents
$60,556
Median income
$368,100
Median home
$1,235
Median rent (state)

Harbor Springs - the verdict

Measured against every US city with at least 1,000 residents, Harbor Springs lands in the 36th percentile for household income and the 95th percentile for safety. Source: Census ACS + FBI UCR.

36th
percentile, household income
74th
percentile, home value
40th
percentile, median rent
95th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Harbor Springs, MI

Michigan's Harbor Springs is a small town, with 1,015 residents per the latest Census Bureau ACS figures. The typical household in Harbor Springs brings in $60,556 a year, below the median for U.S. cities on this measure, with a poverty rate of 5.0%. Home values in Harbor Springs run a median of $368,100, and the median resident age is 64.9 years. 45.2% of adults here have a bachelor's degree or higher; 40.6% of working-age residents are in the labor force.

Harbor Springs reports a comparatively low crime rate: FBI UCR figures show 236.4 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,235 per month. Statewide, average monthly utility bills in Michigan run around $238, per EIA 2023 residential energy data. Natural-hazard exposure scores 38.1 out of 100 on FEMA's National Risk Index (Very Low).

Population

1,015 residents

Census ACS 2023 - Michigan

Median Household Income

$60,556 /yr

Poverty 5.0%

Cost of Living Index (state)

96.2 (US=100)

Below Average - BEA RPP 2024, Michigan average

How does Harbor Springs compare to other US cities?

Where Harbor Springs sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 36% higher than other cities
Home value 74% pricier than other cities
Median rent 40% pricier than other cities
Safety 95% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Michigan and the picture shifts: Harbor Springs ranks #7 of 254 Michigan cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Harbor Springs against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.

Michigan-relative analysis

Median Home Value is Harbor Springs's strongest outlier among Michigan cities

Among the 721 Michigan cities PlainCities tracks with reported median home value data, Harbor Springs ranks #47 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Harbor Springs only against its own state's cities, not the full US field.

Median Household Income
#356 of 718
50th percentile in Michigan
Median Gross Rent
#261 of 727
62nd percentile in Michigan
Median Home Value
#47 of 721
93rd percentile in Michigan
Poverty Rate
#475 of 727
34th percentile in Michigan
Bachelor's Degree or Higher
#95 of 727
87th percentile in Michigan

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.

36thIncome percentile
95thSafety percentile

36th percentile nationally for median household income · 95th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Harbor Springs's profile vs. every US city

Income, affordability, and safety percentile

Harbor Springs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 58 Avg. percentile National median
Harbor Springs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Harbor Springs's home value compares nationally

Median home value vs. every US city (population 1,000+)

$368,100 26th percentile more affordable than 26% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Harbor Springs $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Harbor Springs, MI Harbor Springs, MI's reported median household income shown against the U.S. national quintile-share pattern (not Harbor Springs, MI-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Harbor Springs, MI median $60,556/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Harbor Springs, MI's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Harbor Springs, MI. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 45.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 40.6%

Census ACS S2301, share of working-age residents in the labor force

Population
1,015
Median Income
$60,556
Median Home Value
$368,100
Median Age
64.9
Poverty Rate
5.0%
Labor force participation
40.6%
Bachelor's Degree+
45.2%

Safety & Crime

Total Crime Rate
236.4
per 100,000 residents
Violent Crime
78.8
per 100,000 residents
Property Crime
157.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,250 residents1,260 residents1,270 residents1,280 residents1,290 residents 202020212022202320242025 1,273 residents 1,255 residents ▼ -1.4%
Harbor Springs's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
72.5%
Carpool
4.9%
Public Transit
1.8%
Walk
2.8%
Work from Home
15.3%
Other
2.7%

Based on 386 workers 16 and over.

Monthly Utility Costs

State-average estimates for Michigan - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$238
estimated/month

Estimates reflect Michigan state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Michigan state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Harbor Springs sits in

Cost of Living Index
96.2
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,235/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
38.1 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Michigan

Richland
1,014 people
Chums Corner
1,012 people
Hesperia
1,007 people
Lake Victoria
1,002 people
Roscommon
1,029 people
Beaverton
1,036 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Harbor Springs's 1,015 residents (Census ACS 5-Year 2023).

Town Creek, AL
1,015 people
Woodville, AL
1,015 people
Mammoth, AZ
1,015 people
Maricopa, CA
1,015 people
North Edwards, CA
1,015 people
Nelson, GA
1,015 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Harbor Springs's $60,556 (Census ACS 5-Year 2023, table B19013).

Powhatan, AR
$60,556 median income
Orchard Hills, PA
$60,556 median income
Gastonia, NC
$60,554 median income
Adamsville, AL
$60,564 median income
Yadkin College, NC
$60,568 median income
Silver Springs Shores, FL
$60,543 median income

Race & Ethnicity Composition

Race and ethnicity - Harbor Springs, MI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Harbor Springs, MI - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.5% 13.3% ETHNICITY, Hispanic or Latino (any race) 5.9% White 83.5% Black or African American 0.0% Asian 0.6% American Indian 0.4% Native Hawaiian 0.0% Some other race 2.2% Two or more races 13.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Harbor Springs compares to nearby Michigan cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Harbor Springs (this city) 1,015 $60,556
Richland 1,014 $84,333
Chums Corner 1,012 $72,933
Hesperia 1,007 $44,271
Census ACS 5-year FIPS MI FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Harbor Springs, MI?

What is the population of Harbor Springs, MI? +

The population of Harbor Springs, MI stands at 1,015 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Harbor Springs, MI? +

In Harbor Springs, the typical household earns $60,556 per year, based on Census ACS 2023 data.

What is the cost of living in Harbor Springs? +

BEA does not publish a city-level cost-of-living figure for Harbor Springs; the closest available measure is the Michigan state average, a cost of living index of 96.2 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Michigan vary by metro area.

Is Harbor Springs, MI safe? +

Harbor Springs has a total crime rate of 236.4 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Harbor Springs, MI? +

A typical home in Harbor Springs is worth $368,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.