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Place dossier plate
SheetMI-MONTGOMERY-MI · Montgomery, MI 318 pop · income 26th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Montgomery
Lowest/highest poles plus peers nearest Montgomery on median household income. Full ladder: /browse and /rankings.
median HH income
East Hodge · lowest
26,146
East Hodge · lowest
26,146 median HH income
14.6% of the leader · rank #1
Montgomery · this city
54,000
Montgomery · this city
54,000 median HH income
30.2% of the leader · rank #2
Rockford · near
54,000
Rockford · near
54,000 median HH income
30.2% of the leader · rank #3
Wilton · near
54,000
Wilton · near
54,000 median HH income
30.2% of the leader · rank #4
Markle · near
54,000
Markle · near
54,000 median HH income
30.2% of the leader · rank #5
Percival · near
54,000
Percival · near
54,000 median HH income
30.2% of the leader · rank #6
Glen Arbor · highest
178,750
Glen Arbor · highest
178,750 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Montgomery on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 318.
Nationally, Montgomery sits in the 26th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
26th
percentile, household income
7th
percentile, home value
32nd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Montgomery, MI
Montgomery is a small town in Michigan, home to 318 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $54,000 per year, below the median for U.S. cities on this measure, with a poverty rate of 19.7%. Typical homes in Montgomery are valued around $93,100, and the median resident age is 35.5 years. Educational attainment runs 11.1% of adults with a bachelor's degree or higher. Separately, 59.4% of working-age residents are in the labor force.
Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,113 per month. EIA 2023 residential energy data puts Michigan's average monthly utility costs around $238 (state average). FEMA's National Risk Index rates natural-hazard exposure at 49.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Montgomery's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Montgomery, city-specific coverage includes annual population history, commute-mode shares.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, local building permits, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Montgomery growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -1 residents from 2020 to 2025, a -0.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What does the journey to work look like in Montgomery?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 86.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Montgomery?
Within Michigan, the closest population matches are Hersey (317 residents, $60,000 income); Boyne Falls (315 residents, $46,250 income); Breedsville (315 residents, $76,250 income). Outside the state, the closest population matches in this dataset are Chickaloon, AK (318 residents); Royal Lakes, IL (318 residents); Table Grove, IL (318 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Montgomery?
The home-value-to-income reference is relatively compact: the ACS median home value is 1.7 times median household income. The ACS poverty estimate is 19.7%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Below median income · poverty 19.7% (High poverty)
Cost of Living Index (state)
96.2 (US=100)
Near national cost · BEA RPP 2024, Michigan average
F
City profile score · Montgomery, MI
28/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C
96.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$54,000
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
19.7%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
11.1%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Montgomery profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 57/100 (C) · 96.2 index
Household income: 26/100 (F) · $54,000
Poverty rate: 14/100 (F) · 19.7%
Bachelor's+ share: 9/100 (F) · 11.1%
How does Montgomery compare to other US cities?
Montgomery measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income26% higher than other cities
Home value7% pricier than other cities
Median rent32% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Montgomery against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.
Michigan-relative analysis
Median Gross Rent places Montgomery near the bottom of Michigan's cities
Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Montgomery ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Montgomery only against its own state's cities, not the full US field.
Median Household Income
#460 of 718
36th percentile in Michigan
Median Gross Rent
#1 of 727
0th percentile in Michigan
Median Home Value
#610 of 721
15th percentile in Michigan
Poverty Rate
#78 of 727
89th percentile in Michigan
Bachelor's Degree or Higher
#578 of 727
20th percentile in Michigan
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.
Gauge source note
26th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Montgomery's home value compares nationally
Median home value vs. every US city (population 1,000+)
$93,100Among the most affordablemore affordable than 93% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Montgomery's home-value-to-income ratio: 1.7×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#806 of 15,516
More affordable than 95% of tracked cities (pop. 1,000+)
Size class
#782 of 11,323
Micro cities (under 10,000)
At 1.7×, Montgomery sits in the affordable band:
national rank #806 of 15,516 and #782 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$54,000Montgomery, MI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Montgomery, MI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Montgomery, MI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)11.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)19.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.4%
Census ACS S2301, share of working-age residents in the labor force
Population
318
Median Income
$54,000
Median Home Value
$93,100
Median Age
35.5
Poverty Rate
19.7%
Labor force participation
59.4%
Bachelor's Degree+
11.1%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Montgomery's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
319 residents
2021
317 residents
2022
319 residents
2023
317 residents
2024
317 residents
2025
318 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
86.0%
Carpool
12.5%
Public Transit
0.0%
Walk
1.5%
Work from Home
0.0%
Based on 136 workers 16 and over.
Monthly Utility Costs
Michigan statewide monthly utility average (EIA 2023): $238
EIA 2023 residential energy data puts average monthly utilities across Michigan at $238 (electricity about $105 , water and sewer about $48 ).
These are Michigan statewide averages, not a meter reading for Montgomery. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Michigan's BEA cost-of-living index is 96.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Montgomery is $1,113/mo. FEMA's National Risk Index, averaged to Michigan statewide on PlainCities, rates natural-hazard exposure at 49.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Michigan statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Montgomery sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Montgomery compares to similar-size Michigan cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.