City profile · Michigan · Census ACS 2023

Oakley, MI

Population, income, housing, safety, climate and schools for Oakley - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

255
Residents
$50,417
Median income
$80,400
Median home
$1,066
Median rent (state)

Oakley - the verdict

Oakley ranks in the 20th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

20th
percentile, household income
4th
percentile, home value
26th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oakley, MI

Census ACS 2023 estimates count 255 residents in Oakley, a small town within Michigan. The typical household in Oakley brings in $50,417 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 16.2%. Home values in Oakley run a median of $80,400, and the median resident age is 44.9 years. Educational attainment runs 9.9% of adults with a bachelor's degree or higher. Separately, 49.0% of working-age residents are in the labor force.

In 2024, 1 residential building permits were authorized in Oakley (Low Activity), per Census BPS data.

Living costs in Michigan run below the national norm: BEA Regional Price Parities 2024 puts Michigan at 96.2 on a 100-equals-national-average scale (Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,066 per month statewide. Monthly utility costs average around $238 across Michigan, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 62.2 out of 100 on FEMA's National Risk Index (Moderate).

Population

255 residents

Census ACS 2023 - Michigan

Median Household Income

$50,417 /yr

Poverty 16.2%

Cost of Living Index (state)

96.2 (US=100)

Below Average - BEA RPP 2024, Michigan average

How does Oakley compare to other US cities?

Oakley measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 20% higher than other cities
Home value 4% pricier than other cities
Median rent 26% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Oakley's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Michigan, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

20thIncome percentile

20th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oakley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$80,400 Among the most affordable more affordable than 96% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oakley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oakley, MI Oakley, MI's reported median household income shown against the U.S. national quintile-share pattern (not Oakley, MI-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oakley, MI median $50,417/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oakley, MI's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oakley, MI. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 9.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 16.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 49.0%

Census ACS S2301, share of working-age residents in the labor force

Population
255
Median Income
$50,417
Median Home Value
$80,400
Median Age
44.9
Poverty Rate
16.2%
Labor force participation
49.0%
Bachelor's Degree+
9.9%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
280 residents285 residents290 residents295 residents 202020212022202320242025 287 residents 290 residents ▲ +1.0%
Oakley's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
3.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 3
2024 1

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
72.2%
Carpool
18.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.6%
Other
3.3%

Based on 90 workers 16 and over.

Monthly Utility Costs

State-average estimates for Michigan - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$238
estimated/month

Estimates reflect Michigan state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Michigan state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oakley sits in

Cost of Living Index
96.2
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,066/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
62.2 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Michigan

Grand Marais
255 people
Walloon Lake
258 people
Applegate
251 people
St. James
259 people
Lincoln
250 people
Mohawk
260 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oakley's 255 residents (Census ACS 5-Year 2023).

Pleasant Grove, AR
255 people
Jamestown, CO
255 people
Victoria, IL
255 people
Brownsville, IN
255 people
Granville, IA
255 people
Volga, IA
255 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oakley's $50,417 (Census ACS 5-Year 2023, table B19013).

Kamrar, IA
$50,417 median income
Iola, KS
$50,417 median income
Sonora, KY
$50,417 median income
Morse, LA
$50,417 median income
Cool Valley, MO
$50,417 median income
Hume, MO
$50,417 median income

Race & Ethnicity Composition

Race and ethnicity - Oakley, MI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oakley, MI - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 94.5% ETHNICITY, Hispanic or Latino (any race) 2.8% White 94.5% Black or African American 2.0% Asian 0.0% American Indian 0.4% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oakley compares to nearby Michigan cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oakley (this city) 255 $50,417
Grand Marais 255 $55,809
Walloon Lake 258 $84,250
Applegate 251 $62,667
Census ACS 5-year FIPS MI Census BPS 2024 OMB Bulletin 23-01

What do people ask about Oakley, MI?

What is the population of Oakley, MI? +

The population of Oakley, MI stands at 255 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oakley, MI? +

The median household income in Oakley is $50,417 per year, based on Census ACS 2023 data.

What is the cost of living in Oakley? +

BEA does not publish a city-level cost-of-living figure for Oakley; the closest available measure is the Michigan state average, a cost of living index of 96.2 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Michigan vary by metro area.

What is the median home value in Oakley, MI? +

Homes in Oakley carry a median value of $80,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.