Township · Michigan

Otsego Lake Township, Michigan

Otsego Lake Township, township, in Otsego County, Michigan. Otsego Lake Township had 2,968 residents on July 1, 2025 by the Census Bureau's estimate, up 3.8% since 2020; the 2020 Census counted 2,857 and the ACS 2020-2024 5-year estimates put it at 2,910 (±23). GEOID 2613761680.

Residents, July 2025 estimate

2,968

Census Bureau estimate (no margin published)
2020 Census count: 2,857 · ACS 2020-2024: 2,910 ±23

Median household income

$73,073

±$22,710 (90% margin)
Michigan: $72,875

Median home value

$218,400

±$44,651 (90% margin)
Michigan: $231,600

Median gross rent

$1,330

±$169 (90% margin)
Michigan: $1,129

Where is Otsego Lake Township and what county is it in?

Otsego Lake Township is a township in Otsego County, Michigan. It covers 32.7 square miles of land, 87 residents per square mile in 2020.

Otsego Lake Township (marked with a dot) in Otsego County, Michigan. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Otsego Lake Township, and is it growing?

The Census Bureau estimates that 2,968 people lived in Otsego Lake Township on July 1, 2025, up 3.8% since 2020, faster than Michigan (+0.5%). The 2020 Census counted 2,857 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 2,910 (±23).

  • July 2020→2021 +23 (2,886)
  • 2021→2022 +27 (2,913)
  • 2022→2023 +25 (2,938)
  • 2023→2024 +35 (2,973)
  • 2024→2025 −5 (2,968)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
MeasureOtsego Lake TownshipOtsego CountyMichiganChange since 2015-2019
Total population2,910±2325,58410,077,761no clear change
Households1,305±11211,2314,076,369+190
Average household size2.21±0.192.252.42−0.36
Housing units2,197±17514,8824,622,236no clear change

Otsego Lake Township's population since 2000

From 2,532 in 2000 to 2,968 in 2025: up 17.2%. The 2000, 2010 and 2020 figures are census counts, each for Otsego Lake Township as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 2,532
  • 2005 (estimate) 2,810
  • 2010 Census 2,847
  • 2015 (estimate) 2,852
  • 2020 Census 2,857
  • 2025 (estimate) 2,968

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Otsego Lake Township?

The median resident of Otsego Lake Township is 55.6 years old; 17.4% are under 18 and 30.9% are 65 or older. The largest group is non-Hispanic white residents at 95.4%, then Hispanic or Latino residents (of any race) at 2.9%.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
MeasureOtsego Lake TownshipOtsego CountyMichiganChange since 2015-2019
Median age55.6±6.944.440.2+10.7
Under 18 years17.4%±4.1 pts20.8%21.2%–
65 years and over30.9%±6.0 pts22.1%18.6%–
Male54.1%±3.7 pts50.5%49.6%–
Hispanic or Latino (any race)2.9%±2.2 pts2.0%5.9%–
White alone, not Hispanic95.4%±2.7 pts92.9%72.4%no clear change
Black or African American alone, not Hispanic0.1%±0.2 pts0.7%13.1%–
Asian alone, not Hispanic0.0%±1.0 pts0.6%3.4%–
American Indian and Alaska Native alone, not Hispanic0.0%±1.0 pts0.3%0.3%–
Native Hawaiian and Other Pacific Islander alone, not Hispanic0.0%±1.0 pts0.0%0.0%–
Two or more races, not Hispanic1.0%±1.2 pts3.3%4.5%–
Some other race alone, not Hispanic0.7%±1.1 pts0.1%0.5%–
Born outside the United States1.9%±1.6 pts1.6%7.2%–
Speak a language other than English at home (age 5+)2.4%±1.8 pts2.4%10.4%–
Civilian veterans (age 18+)11.4%±4.7 pts10.1%5.8%–
With a disability16.9%±5.2 pts16.1%14.3%–
No health insurance coverage2.0%±1.3 pts5.7%4.9%–
High school graduate or higher (age 25+)97.3%±2.2 pts94.5%92.1%–
Bachelor's degree or higher (age 25+)30.7%±7.2 pts26.3%32.4%no clear change
Graduate or professional degree (age 25+)13.9%±4.3 pts9.6%12.7%–
Lived in the same house a year earlier87.7%±6.5 pts88.5%88.8%–
Moved from another state in the past year2.7%±3.2 pts2.3%1.4%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Otsego Lake Township earn?

Half of Otsego Lake Township's 1,305 households earn less than $73,073 a year (±$22,710), against $68,183 in Otsego County and $72,875 in Michigan. In 2015-2019 it was $73,999 in 2024 dollars; the margins of error cannot tell the two periods apart. 10.2% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
MeasureOtsego Lake TownshipOtsego CountyMichiganChange since 2015-2019
Median household income$73,073±$22,710$68,183$72,875no clear change
Mean household income$90,980±$12,626$88,599$98,700–
Per capita income$39,974±$5,605$38,321$40,735no clear change
People below the poverty line10.2%±6.5 pts8.0%13.2%no clear change
Children under 18 below the poverty line28.0%±18.4 pts10.4%17.6%–
Households receiving SNAP6.1%±4.0 pts10.5%13.5%–
Households with a computer98.4%±1.5 pts96.7%95.1%–
Households with a broadband subscription94.6%±5.3 pts91.3%90.5%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Otsego Lake Township?

Owners occupy 86.1% of Otsego Lake Township's occupied homes and renters 13.9%. The median owner-occupied home is valued at $218,400 by its owner (±$44,651). The median renter pays $1,330 a month including utilities.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
MeasureOtsego Lake TownshipOtsego CountyMichiganChange since 2015-2019
Median home value (owner-occupied)$218,400±$44,651$219,700$231,600no clear change
Median gross rent$1,330±$169$1,008$1,129no clear change
Renters paying 35% or more of income on rent20.4%±22.6 pts39.8%41.4%–
Median monthly owner costs, with a mortgage$1,368±$108$1,319$1,569–
Owner-occupied homes86.1%±7.5 pts77.2%73.2%no clear change
Renter-occupied homes13.9%±7.5 pts22.8%26.8%–
Housing units2,197±17514,8824,622,236no clear change
Homeowner vacancy rate1.8%±2.8 pts0.2%0.8%–
Rental vacancy rate18.5%±27.8 pts2.5%5.1%–
Single-family detached homes89.8%±4.9 pts79.6%72.0%–
Mobile homes4.1%±3.4 pts6.9%5.0%–
Built 2020 or later1.5%±2.0 pts1.1%1.0%–
Built 2010 to 20191.5%±1.6 pts5.7%4.9%–
Built 1939 or earlier0.3%±0.5 pts3.6%14.6%–
Households with no vehicle0.0%±2.3 pts4.1%7.0%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Otsego Lake Township work and get to work?

69.7% of Otsego Lake Township's workers drive alone. The average trip to work takes 21.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
MeasureOtsego Lake TownshipOtsego CountyMichiganChange since 2015-2019
In the labor force (age 16+)60.0%±8.3 pts63.1%61.3%–
Unemployment rate4.1%±3.4 pts4.0%5.7%–
Drove alone to work69.7%±10.4 pts75.8%74.3%–
Carpooled16.1%±9.3 pts11.8%7.9%–
Public transportation0.8%±1.5 pts0.5%0.9%–
Walked0.0%±2.1 pts0.7%2.0%–
Worked from home13.3%±10.1 pts10.2%13.5%–
Mean travel time to work21.5 min±3.320.2 min24.2 minno clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Otsego Lake Township?

No census tract lies mostly in Otsego Lake Township; 3 tracts reach into it (2020 census blocks).

Census tracts in Otsego Lake Township, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Otsego Lake Township
Tract 9505Otsego County3,809 $76,425 $255,60042%
Tract 9506Otsego County5,018 $79,646 $225,20029%
Tract 9504Otsego County2,258 $70,000 $228,5006%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Otsego Lake Township) · Census block assignment files

How does Otsego Lake Township compare with other places in Michigan?

By the Census Bureau's July 2025 estimates, Otsego Lake Township is the 3,601st-most populous of the 16,079 U.S. towns and townships that have one and the 408th-most populous of 1,240 in Michigan.

Otsego Lake Township ranks 632nd of 1,354 places in Michigan with 1,000 or more residents and a reliable estimate, by median household income.

Otsego Lake Township's rank in Michigan (1 = highest): by population among the state's towns and townships with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate408th1,240
Growth 2020-2025 (PEP)169th1,281
Residents per square mile830th1,356
Median household income632nd1,354
Per capita income501st1,355
Median home value580th1,354
Median gross rent154th1,212
Poverty rate638th1,213
Bachelor's degree or higher383rd1,350
Median age98th1,356
Owner-occupied share695th1,356
Travel time to work1,003rd1,356

Otsego Lake Township's figures with every place in Michigan (CSV)

Every place in Michigan, sortable · Compare Otsego Lake Township with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Otsego Lake Township?

22 of the 57 figures for Otsego Lake Township on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Otsego Lake Township are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.