City profile · Michigan · Census ACS 2023

Stephenson, MI

Population, income, housing, safety, climate and schools for Stephenson - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

931
Residents
$43,529
Median income
$97,700
Median home
$973
Median rent (state)

Stephenson - the verdict

Stephenson ranks in the 11th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

11th
percentile, household income
9th
percentile, home value
12th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Stephenson, MI

Stephenson is a small town in Michigan, home to 931 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $43,529 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 21.6%. Stephenson's housing stock carries a median value of $97,700, and the median resident age is 41.5 years. 16.0% of adults here have a bachelor's degree or higher; 51.4% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits). The annual average temperature per NOAA climate normals runs 42.9°F.

Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $973 per month. EIA 2023 residential energy data puts Michigan's average monthly utility costs around $238 (state average). On FEMA's National Risk Index, this area rates 44.4 out of 100 for natural-hazard exposure (Low).

Population

931 residents

Census ACS 2023 - Michigan

Median Household Income

$43,529 /yr

Poverty 21.6%

Cost of Living Index (state)

96.2 (US=100)

Below Average - BEA RPP 2024, Michigan average

How does Stephenson compare to other US cities?

Stephenson measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 11% higher than other cities
Home value 9% pricier than other cities
Median rent 12% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Stephenson against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.

Michigan-relative analysis

Median Gross Rent places Stephenson near the bottom of Michigan's cities

Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Stephenson ranks #576 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Stephenson only against its own state's cities, not the full US field.

Median Household Income
#614 of 718
14th percentile in Michigan
Median Gross Rent
#576 of 727
0th percentile in Michigan
Median Home Value
#590 of 721
18th percentile in Michigan
Poverty Rate
#59 of 727
92nd percentile in Michigan
Bachelor's Degree or Higher
#449 of 727
38th percentile in Michigan

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.

11thIncome percentile

11th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Stephenson's home value compares nationally

Median home value vs. every US city (population 1,000+)

$97,700 Among the most affordable more affordable than 91% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Stephenson $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Stephenson, MI Stephenson, MI's reported median household income shown against the U.S. national quintile-share pattern (not Stephenson, MI-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Stephenson, MI median $43,529/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Stephenson, MI's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Stephenson, MI. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 21.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 51.4%

Census ACS S2301, share of working-age residents in the labor force

Population
931
Median Income
$43,529
Median Home Value
$97,700
Median Age
41.5
Poverty Rate
21.6%
Labor force participation
51.4%
Bachelor's Degree+
16.0%

Climate

Avg Temperature
42.9°F
Annual Precipitation
N/A
Annual Snowfall
N/A

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
790 residents800 residents810 residents820 residents 202020212022202320242025 817 residents 793 residents ▼ -2.9%
Stephenson's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 2
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.1%
Carpool
6.1%
Public Transit
0.0%
Walk
8.3%
Work from Home
6.1%
Other
2.4%

Based on 363 workers 16 and over.

Monthly Utility Costs

State-average estimates for Michigan - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$238
estimated/month

Estimates reflect Michigan state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Michigan state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Stephenson sits in

Cost of Living Index
96.2
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$973/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
44.4 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Michigan

Bellaire
929 people
Baroda
934 people
Buckley
925 people
Alanson
943 people
Lake Michigan Beach
914 people
Elsie
951 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Stephenson's 931 residents (Census ACS 5-Year 2023).

Sunol, CA
931 people
Mauna Loa Estates, HI
931 people
Langdon Place, KY
931 people
Disputanta, VA
931 people
Iron Ridge, WI
931 people
Kingston, GA
930 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Stephenson's $43,529 (Census ACS 5-Year 2023, table B19013).

Harvey, LA
$43,524 median income
Mount Lena, MD
$43,523 median income
Mountain Lakes, NH
$43,523 median income
Lunenburg, VT
$43,523 median income
Cleveland, MS
$43,519 median income
Ardmore, AL
$43,542 median income

Race & Ethnicity Composition

Race and ethnicity - Stephenson, MI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Stephenson, MI - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 88.7% 9.0% ETHNICITY, Hispanic or Latino (any race) 2.4% White 88.7% Black or African American 0.0% Asian 1.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.9% Two or more races 9.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Stephenson compares to nearby Michigan cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Stephenson (this city) 931 $43,529
Bellaire 929 $53,750
Baroda 934 $65,160
Buckley 925 $65,089
Census ACS 5-year FIPS MI NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Stephenson, MI?

What is the population of Stephenson, MI? +

The population of Stephenson, MI stands at 931 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Stephenson, MI? +

Median annual household income in Stephenson runs $43,529, based on Census ACS 2023 data.

What is the cost of living in Stephenson? +

BEA does not publish a city-level cost-of-living figure for Stephenson; the closest available measure is the Michigan state average, a cost of living index of 96.2 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Michigan vary by metro area.

What is the median home value in Stephenson, MI? +

Homes in Stephenson carry a median value of $97,700, according to Census ACS 2023 estimates.

What is the climate like in Stephenson? +

Stephenson has an average annual temperature of 42.9°F. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.