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Place dossier plate
SheetMI-UBLY-MI · Ubly, MI 830 pop · income 29th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Ubly
Lowest/highest poles plus peers nearest Ubly on median household income. Full ladder: /browse and /rankings.
median HH income
McBain · lowest
46,786
McBain · lowest
46,786 median HH income
18.7% of the leader · rank #1
Maquoketa · near
56,039
Maquoketa · near
56,039 median HH income
22.4% of the leader · rank #2
Ubly · this city
56,042
Ubly · this city
56,042 median HH income
22.4% of the leader · rank #3
Willisburg · near
56,042
Willisburg · near
56,042 median HH income
22.4% of the leader · rank #4
Vass · near
56,042
Vass · near
56,042 median HH income
22.4% of the leader · rank #5
South Lebanon · near
56,042
South Lebanon · near
56,042 median HH income
22.4% of the leader · rank #6
Fisher Island · highest
250,001
Fisher Island · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Ubly on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 830.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Ubly - the verdict
Ubly ranks in the 29th percentile for household income and the 76th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
29th
percentile, household income
15th
percentile, home value
32nd
percentile, median rent
76th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Ubly, MI
Michigan's Ubly is a small town, with 830 residents per the latest Census Bureau ACS figures. Households in Ubly report a median income of $56,042 per year, below the median for U.S. cities on this measure, with a poverty rate of 13.2%. Ubly's housing stock carries a median value of $113,500, and the median resident age is 40.5 years. Educational attainment runs 15.0% of adults with a bachelor's degree or higher. Separately, 54.1% of working-age residents are in the labor force.
Ubly reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 722.0 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,113 per month statewide. EIA 2023 residential energy data puts Michigan's average monthly utility costs around $238 (state average). Commute times here average 18.1 minutes, with 80.1% driving alone and 6.1% working from home, per Census ACS commuting data. FEMA's National Risk Index rates natural-hazard exposure at 49.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Ubly's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to population change to schools and households to work and mobility to reported crime to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Ubly, city-specific coverage includes commute-mode shares, FBI reported-crime rates, matched public-school count, annual population history.
No matched row is reported here for local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Ubly?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.0 times median household income. The ACS poverty estimate is 13.2%, which keeps the citywide median from describing every household.
Census PEP estimates show the population declined by -23 residents from 2020 to 2025, a -2.7% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 2 public schools within the city match. 15.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Ubly?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Michigan, the closest population matches are Pellston (834 residents, $59,464 income); McBain (825 residents, $46,786 income); Merrill (825 residents, $47,000 income). Outside the state, the closest population matches in this dataset are Geyserville, CA (830 residents); Loyalton, CA (830 residents); Fisher Island, FL (830 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Ubly?
Driving alone is the largest reported mode at 80.1%. The reported mean trip to work is 18.1 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
80.1%
Work from home
6.1%
Public transit
0.0%
City-level Census ACS commuting estimates covering 342 workers age 16+.
The joined FBI UCR record reports 722.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 68% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
722.0
Violent rate
361.0
Property rate
361.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Below median income · poverty 13.2% (Above-median poverty)
Cost of Living Index (state)
96.2 (US=100)
Near national cost · BEA RPP 2024, Michigan average
F
City profile score · Ubly, MI
32/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C
96.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$56,042
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
13.2%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
361 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share F
15.0%
Adults with a bachelor's degree or higher; ACS.
Ubly profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 57/100 (C) · 96.2 index
Household income: 29/100 (F) · $56,042
Poverty rate: 27/100 (F) · 13.2%
Violent crime: 25/100 (F) · 361 /100k
Bachelor's+ share: 20/100 (F) · 15.0%
Where Ubly sits on home value vs crime among peer cities
Ubly's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Ubly highlighted among 22 peers.Read the chart values
Ubly, MI (this city): home $113,500, crime 722/100k
Mendon, MI : home $123,000, crime 4,983/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Ubly compare to other US cities?
Here's how Ubly stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income29% higher than other cities
Home value15% pricier than other cities
Median rent32% pricier than other cities
Safety76% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Michigan and the picture shifts: Ubly ranks #72 of 254 Michigan cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Ubly against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.
Michigan-relative analysis
Median Gross Rent places Ubly near the bottom of Michigan's cities
Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Ubly ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ubly only against its own state's cities, not the full US field.
Median Household Income
#421 of 718
41st percentile in Michigan
Median Gross Rent
#1 of 727
0th percentile in Michigan
Median Home Value
#505 of 721
30th percentile in Michigan
Poverty Rate
#209 of 727
71st percentile in Michigan
Bachelor's Degree or Higher
#477 of 727
34th percentile in Michigan
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.
Gauge source note
29th percentile nationally for median household income · 76th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Ubly's profile vs. every US city
Income, affordability, and safety percentile
Ubly's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Ubly's home value compares nationally
Median home value vs. every US city (population 1,000+)
$113,500Among the most affordablemore affordable than 85% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Ubly's home-value-to-income ratio: 2.0×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,713 of 15,516
More affordable than 89% of tracked cities (pop. 1,000+)
Size class
#1,641 of 11,323
Micro cities (under 10,000)
At 2.0×, Ubly sits in the affordable band:
national rank #1,713 of 15,516 and #1,641 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$56,042Ubly, MI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Ubly, MI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ubly, MI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)15.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)13.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)54.1%
Census ACS S2301, share of working-age residents in the labor force
Population
830
Median Income
$56,042
Median Home Value
$113,500
Median Age
40.5
Poverty Rate
13.2%
Labor force participation
54.1%
Bachelor's Degree+
15.0%
Safety & Crime
Total Crime Rate
722.0
per 100,000 residents
Violent Crime
361.0
per 100,000 residents
Property Crime
361.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Ubly's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
847 residents
2021
847 residents
2022
841 residents
2023
836 residents
2024
830 residents
2025
824 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
18.1 minutes
Drive Alone
80.1%
Carpool
11.4%
Public Transit
0.0%
Walk
2.3%
Work from Home
6.1%
Based on 342 workers 16 and over.
Monthly Utility Costs
Michigan statewide monthly utility average (EIA 2023): $238
EIA 2023 residential energy data puts average monthly utilities across Michigan at $238 (electricity about $105 , water and sewer about $48 ).
These are Michigan statewide averages, not a meter reading for Ubly. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Michigan's BEA cost-of-living index is 96.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ubly is $1,113/mo. FEMA's National Risk Index, averaged to Michigan statewide on PlainCities, rates natural-hazard exposure at 49.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Michigan statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ubly sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Ubly compares to similar-size Michigan cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.