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Place dossier plate
SheetMO-GERALD-MO · Gerald, MO 1,264 pop · income 29th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Gerald
Lowest/highest poles plus peers nearest Gerald on median household income. Full ladder: /browse and /rankings.
median HH income
Montegut · lowest
32,500
Montegut · lowest
32,500 median HH income
26.6% of the leader · rank #1
Gerald · this city
56,250
Gerald · this city
56,250 median HH income
46.1% of the leader · rank #2
St. Florian · near
56,250
St. Florian · near
56,250 median HH income
46.1% of the leader · rank #3
Koliganek · near
56,250
Koliganek · near
56,250 median HH income
46.1% of the leader · rank #4
Newhalen · near
56,250
Newhalen · near
56,250 median HH income
46.1% of the leader · rank #5
St. Michael · near
56,250
St. Michael · near
56,250 median HH income
46.1% of the leader · rank #6
LaBarque Creek · highest
121,961
LaBarque Creek · highest
121,961 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Gerald on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,264.
Measured against every US city with at least 1,000 residents, Gerald lands in the 29th percentile for household income. Source: Census ACS.
29th
percentile, household income
24th
percentile, home value
7th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Gerald, MO
Gerald is a small town in Missouri, home to 1,264 residents per U.S. Census Bureau ACS 2023 estimates. Households in Gerald report a median income of $56,250 per year, below the median for U.S. cities on this measure, with a poverty rate of 15.0%. Home values in Gerald run a median of $141,400, and the median resident age is 40.1 years. 16.9% of adults here have a bachelor's degree or higher; 58.4% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 3 residential units were authorized in 2024 (Construction Slowdown), down 50% from five years earlier.
Living costs in Missouri run below the national norm: the state registers 90.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $972 per month statewide. Monthly utility costs average around $219 across Missouri, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 50.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Gerald's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to schools and households to work and mobility to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Gerald, city-specific coverage includes matched public-school count, local building permits, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Gerald?
Within Missouri, the closest population matches are Dixon (1,267 residents, $50,260 income); Greenfield (1,276 residents, $32,930 income); Calverton Park (1,280 residents, $66,194 income). Outside the state, the closest population matches in this dataset are Cloverport, KY (1,264 residents); Montegut, LA (1,264 residents); Slaughter, LA (1,264 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
The NCES join finds 1 public school within the city match. 16.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
What does the journey to work look like in Gerald?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 79.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Gerald?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.5 times median household income. The ACS poverty estimate is 15.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Gerald growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -20 residents from 2020 to 2025, a -1.5% change. Separately, Census BPS recorded 3 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-1.5%
2025 estimate
1,350
2020 estimate
1,370
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Below median income · poverty 15.0% (High poverty)
Cost of Living Index (state)
90.8 (US=100)
Affordable · BEA RPP 2024, Missouri average
D
City profile score · Gerald, MO
40/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$56,250
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
16.9%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
15.0%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Gerald profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 83/100 (A-) · 90.8 index
Household income: 29/100 (F) · $56,250
Bachelor's+ share: 25/100 (F) · 16.9%
Poverty rate: 23/100 (F) · 15.0%
How does Gerald compare to other US cities?
Gerald measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income29% higher than other cities
Home value24% pricier than other cities
Median rent7% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Gerald against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Gerald near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Gerald ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Gerald only against its own state's cities, not the full US field.
Median Household Income
#357 of 842
57th percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#327 of 833
61st percentile in Missouri
Poverty Rate
#266 of 875
69th percentile in Missouri
Bachelor's Degree or Higher
#392 of 875
55th percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
29th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Gerald's home value compares nationally
Median home value vs. every US city (population 1,000+)
$141,400Among the most affordablemore affordable than 76% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Gerald's home-value-to-income ratio: 2.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#4,075 of 15,516
More affordable than 74% of tracked cities (pop. 1,000+)
Size class
#3,669 of 11,323
Micro cities (under 10,000)
At 2.5×, Gerald sits in the affordable band:
national rank #4,075 of 15,516 and #3,669 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$56,250Gerald, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Gerald, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Gerald, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)16.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)15.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)58.4%
Census ACS S2301, share of working-age residents in the labor force
Population
1,264
Median Income
$56,250
Median Home Value
$141,400
Median Age
40.1
Poverty Rate
15.0%
Labor force participation
58.4%
Bachelor's Degree+
16.9%
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Gerald's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,370 residents
2021
1,368 residents
2022
1,361 residents
2023
1,348 residents
2024
1,352 residents
2025
1,350 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
3
housing units authorized
Single-Family
3
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
6
2
4
$1.1M
2020
2
2
0
$0.5M
2021
0
0
0
-
2022
0
0
0
-
2023
3
3
0
$1.0M
2024
3
3
0
$1.1M
Permit volume decreased 50% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
79.0%
Carpool
5.4%
Public Transit
0.0%
Walk
2.5%
Work from Home
12.6%
Based on 610 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Gerald. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Gerald is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Gerald sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Gerald compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.