City profile · Missouri · Census ACS 2023

Spanish Lake, MO

Population, income, housing, safety, climate and schools for Spanish Lake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

18,183
Residents
$51,125
Median income
$121,300
Median home
$1,218
Median rent (state)

Spanish Lake - the verdict

Out of every US city with 1,000+ residents, Spanish Lake places in the 21st percentile for household income. Source: Census ACS.

21st
percentile, household income
18th
percentile, home value
38th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Spanish Lake, MO

Census ACS 2023 estimates count 18,183 residents in Spanish Lake, a small town within Missouri. Median household income here is $51,125 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 13.8%. Home values in Spanish Lake run a median of $121,300, and the median resident age is 34.5 years. About 13.2% of adults hold a bachelor's degree or higher, while 60.9% of working-age residents are in the labor force.

Living costs in Missouri run below the national norm: BEA Regional Price Parities 2024 puts Missouri at 90.8 on a 100-equals-national-average scale (Well Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,218 monthly. Statewide, average monthly utility bills in Missouri run around $219, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 98.7 out of 100 for natural-hazard exposure (Very High).

Population

18,183 residents

Census ACS 2023 - Missouri

Median Household Income

$51,125 /yr

Poverty 13.8%

Cost of Living Index (state)

90.8 (US=100)

Well Below Average - BEA RPP 2024, Missouri average

How does Spanish Lake compare to other US cities?

Where Spanish Lake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 21% higher than other cities
Home value 18% pricier than other cities
Median rent 38% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Spanish Lake against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.

Missouri-relative analysis

Median Gross Rent sits close to the middle of Missouri's city distribution

Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Spanish Lake ranks #108 - the 69th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spanish Lake only against its own state's cities, not the full US field.

Median Household Income
#470 of 842
44th percentile in Missouri
Median Gross Rent
#108 of 875
69th percentile in Missouri
Median Home Value
#408 of 833
51st percentile in Missouri
Poverty Rate
#290 of 875
66th percentile in Missouri
Bachelor's Degree or Higher
#522 of 875
40th percentile in Missouri

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.

21stIncome percentile

21st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Spanish Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$121,300 Among the most affordable more affordable than 82% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Spanish Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Spanish Lake, MO Spanish Lake, MO's reported median household income shown against the U.S. national quintile-share pattern (not Spanish Lake, MO-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Spanish Lake, MO median $51,125/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Spanish Lake, MO's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Spanish Lake, MO. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 13.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.9%

Census ACS S2301, share of working-age residents in the labor force

Population
18,183
Median Income
$51,125
Median Home Value
$121,300
Median Age
34.5
Poverty Rate
13.8%
Labor force participation
60.9%
Bachelor's Degree+
13.2%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
72.6%
Carpool
13.1%
Public Transit
0.2%
Walk
3.0%
Work from Home
10.0%
Other
1.1%

Based on 8,266 workers 16 and over.

Monthly Utility Costs

State-average estimates for Missouri - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$72
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$219
estimated/month

Estimates reflect Missouri state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Missouri state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Spanish Lake sits in

Cost of Living Index
90.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,218/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.7 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Missouri

Manchester
18,189 people
Concord
18,028 people
Ferguson
18,350 people
Farmington
17,999 people
Creve Coeur
18,643 people
Lake St. Louis
17,538 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Spanish Lake's 18,183 residents (Census ACS 5-Year 2023).

Laurel, VA
18,180 people
North Druid Hills, GA
18,172 people
Woodmere, NY
18,198 people
Bluffdale, UT
18,168 people
Amsterdam, NY
18,162 people
North Babylon, NY
18,208 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Spanish Lake's $51,125 (Census ACS 5-Year 2023, table B19013).

Correctionville, IA
$51,125 median income
Long Beach, WA
$51,125 median income
Benson, MN
$51,124 median income
Franklin, NE
$51,121 median income
Seaford, DE
$51,120 median income
Toledo, OR
$51,131 median income

Race & Ethnicity Composition

Race and ethnicity - Spanish Lake, MO Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Spanish Lake, MO - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 13.4% 81.3% ETHNICITY, Hispanic or Latino (any race) 1.1% White 13.4% Black or African American 81.3% Asian 0.2% American Indian 0.1% Native Hawaiian 0.0% Some other race 1.1% Two or more races 3.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Spanish Lake compares to nearby Missouri cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Spanish Lake (this city) 18,183 $51,125
Manchester 18,189 $92,839
Concord 18,028 $84,389
Ferguson 18,350 $46,106
Census ACS 5-year FIPS MO OMB Bulletin 23-01

What do people ask about Spanish Lake, MO?

What is the population of Spanish Lake, MO? +

The population of Spanish Lake, MO stands at 18,183 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Spanish Lake, MO? +

The median household income in Spanish Lake is $51,125 per year, based on Census ACS 2023 data.

What is the cost of living in Spanish Lake? +

BEA does not publish a city-level cost-of-living figure for Spanish Lake; the closest available measure is the Missouri state average, a cost of living index of 90.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Missouri vary by metro area.

What is the median home value in Spanish Lake, MO? +

A typical home in Spanish Lake is worth $121,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.