Census-designated place · Missouri

Terre du Lac, Missouri

Terre du Lac, census-designated place, mostly in St. Francois County (97.7% of its 2020 residents), with a part in Washington County, Missouri. Terre du Lac had 2,478 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 2,516 (±496). GEOID 2972772.

Residents, 2020 Census

2,478

Census count or controlled total
ACS 2020-2024 estimate: 2,516 ±496

Median household income

$86,019

±$25,124 (90% margin)
Missouri: $70,702

Median home value

$199,300

±$43,462 (90% margin)
Missouri: $230,300

Median gross rent

not published


Missouri: $1,033

Where is Terre du Lac and what county is it in?

Terre du Lac is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, mostly in St. Francois County (97.7% of its 2020 residents), with a part in Washington County, Missouri. It covers 7.0 square miles of land, 355 residents per square mile in 2020.

Terre du Lac is in the Farmington, MO micropolitan statistical area (Census Bureau delineation, July 2023).

Terre du Lac's 2020 Census population by county (Census place-by-county parts)
County2020 residentsShare
St. Francois County2,42097.7%
Washington County582.3%
Terre du Lac (marked with a dot) in St. Francois County, Missouri. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Terre du Lac, and is it growing?

The 2020 Census counted 2,478 residents in Terre du Lac, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 2,516 (±496).

The Census Bureau publishes yearly population estimates for incorporated places only; Terre du Lac is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Terre du LacSt. Francois CountyMissouri Change since 2015-2019
Total population 2,516 ±496 66,999 6,191,814 no clear change
Households 958 ±173 24,816 2,508,227 no clear change
Average household size 2.63 ±0.33 2.48 2.40 no clear change
Housing units 1,287 ±212 28,945 2,825,287 no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Terre du Lac?

The median resident of Terre du Lac is 42.5 years old; 23.4% are under 18 and 19.9% are 65 or older. The largest group is non-Hispanic white residents at 94.5%, then non-Hispanic residents of some other race at 2.3%.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Terre du LacSt. Francois CountyMissouri Change since 2015-2019
Median age 42.5 ±11.6 39.5 39.0 no clear change
Under 18 years 23.4% ±8.5 pts 20.9% 22.3% –
65 years and over 19.9% ±6.4 pts 17.2% 17.9% –
Male 49.1% ±5.2 pts 52.5% 49.3% –
Hispanic or Latino (any race) 1.0% ±1.2 pts 1.9% 5.2% –
White alone, not Hispanic 94.5% ±4.6 pts 89.9% 76.3% no clear change
Black or African American alone, not Hispanic 0.0% ±1.4 pts 2.7% 10.9% –
Asian alone, not Hispanic 0.9% ±1.8 pts 0.4% 2.1% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.4 pts 0.3% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.4 pts 0.0% 0.1% –
Two or more races, not Hispanic 1.3% ±1.7 pts 4.1% 4.8% –
Some other race alone, not Hispanic 2.3% ±3.4 pts 0.7% 0.4% –
Born outside the United States 1.0% ±1.4 pts 1.5% 4.5% –
Speak a language other than English at home (age 5+) 1.7% ±2.0 pts 1.3% 6.7% –
Civilian veterans (age 18+) 12.0% ±7.0 pts 8.5% 7.3% –
With a disability 18.1% ±8.1 pts 21.4% 14.9% –
No health insurance coverage 3.0% ±3.2 pts 10.3% 8.8% –
High school graduate or higher (age 25+) 96.3% ±3.0 pts 87.0% 91.9% –
Bachelor's degree or higher (age 25+) 27.1% ±8.3 pts 17.2% 32.4% +13.9 pts
Graduate or professional degree (age 25+) 7.5% ±4.8 pts 6.2% 12.6% –
Lived in the same house a year earlier 96.8% ±2.3 pts 85.7% 87.4% –
Moved from another state in the past year 0.0% ±1.4 pts 1.0% 2.5% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Terre du Lac earn?

Half of Terre du Lac's 958 households earn less than $86,019 a year (±$25,124), against $57,477 in St. Francois County and $70,702 in Missouri. In 2015-2019 it was $77,075 in 2024 dollars; the margins of error cannot tell the two periods apart.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Terre du LacSt. Francois CountyMissouri Change since 2015-2019
Median household income $86,019 ±$25,124 $57,477 $70,702 no clear change
Mean household income $89,497 ±$12,482 $75,389 $96,247 –
Per capita income $36,155 ±$5,821 $28,659 $39,695 no clear change
People below the poverty line 6.4% ±5.8 pts 15.9% 12.6% –
Children under 18 below the poverty line 13.9% ±16.8 pts 16.9% 15.8% –
Households receiving SNAP 3.1% ±2.9 pts 15.6% 9.8% –
Households with a computer 96.5% ±3.9 pts 93.9% 94.8% –
Households with a broadband subscription 95.7% ±3.9 pts 85.9% 89.3% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Terre du Lac?

Owners occupy 97.4% of Terre du Lac's occupied homes and renters 2.6%. The median owner-occupied home is valued at $199,300 by its owner (±$43,462).

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Terre du LacSt. Francois CountyMissouri Change since 2015-2019
Median home value (owner-occupied) $199,300 ±$43,462 $169,300 $230,300 no clear change
Renters paying 35% or more of income on rent 0.0% ±61.6 pts 33.0% 36.6% –
Median monthly owner costs, with a mortgage $1,261 ±$158 $1,197 $1,524 –
Owner-occupied homes 97.4% ±3.8 pts 68.2% 68.1% +19.5 pts
Renter-occupied homes 2.6% ±3.8 pts 31.8% 31.9% –
Housing units 1,287 ±212 28,945 2,825,287 no clear change
Homeowner vacancy rate 0.0% ±3.7 pts 1.1% 0.9% –
Rental vacancy rate 0.0% ±61.6 pts 5.2% 5.0% –
Single-family detached homes 89.6% ±7.1 pts 68.1% 70.5% –
Mobile homes 4.3% ±4.5 pts 10.4% 5.2% –
Built 2020 or later 0.5% ±1.1 pts 1.5% 1.6% –
Built 2010 to 2019 1.2% ±1.9 pts 8.3% 8.0% –
Built 1939 or earlier 0.0% ±2.7 pts 12.9% 13.3% –
Households with no vehicle 1.3% ±2.0 pts 6.6% 6.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Terre du Lac work and get to work?

65.6% of Terre du Lac's workers drive alone and 22.3% work from home. The average trip to work takes 35.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Terre du LacSt. Francois CountyMissouri Change since 2015-2019
In the labor force (age 16+) 63.5% ±10.8 pts 52.0% 63.1% –
Unemployment rate 4.8% ±5.6 pts 4.5% 4.0% –
Drove alone to work 65.6% ±12.9 pts 79.5% 74.8% –
Carpooled 12.1% ±8.3 pts 8.9% 8.1% –
Public transportation 0.0% ±2.9 pts 0.2% 0.8% –
Walked 0.0% ±2.9 pts 1.6% 1.8% –
Worked from home 22.3% ±8.6 pts 7.6% 13.0% –
Mean travel time to work 35.5 min ±6.2 25.9 min 23.5 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Terre du Lac?

1 census tract lies mostly in Terre du Lac, and 1 more reaches into it (2020 census blocks).

Census tracts in Terre du Lac, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Terre du Lac
Tract 9501.03St. Francois County2,969 $81,081 $199,80086%
Tract 4604Washington County4,280 $53,581 $102,0003%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Terre du Lac) · Census block assignment files

How does Terre du Lac compare with other places in Missouri?

Terre du Lac ranks 74th of 416 places in Missouri with 1,000 or more residents and a reliable estimate, by median household income.

Terre du Lac's rank in Missouri (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)259th420
Residents per square mile355th420
Median household income74th416
Per capita income114th420
Median home value132nd416
Bachelor's degree or higher129th404
Median age89th420
Owner-occupied share6th418
Work from home29th270
Travel time to work14th420

Terre du Lac's figures with every place in Missouri (CSV)

Every place in Missouri, sortable · Compare Terre du Lac with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Terre du Lac?

27 of the 56 figures for Terre du Lac on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Terre du Lac are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.