City profile · Missouri · Census ACS 2023

Terre du Lac, MO

Population, income, housing, safety, climate and schools for Terre du Lac — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,460
Residents
$93,115
Median income
$186,400
Median home
$972
Median rent

Data Snapshot: Terre du Lac, MO

Terre du Lac is a city in Missouri with a population of 2,460 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $93,115 per year, while the poverty rate sits at 9.8%. Typical homes in Terre du Lac are valued around $186,400, and the median resident age is 44.8 years. About 29.1% of adults hold a bachelor's degree or higher, while 56.1% of working-age residents are in the labor force.

On a cost-of-living index where 100 equals the national average, Missouri registers 90.8 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $972 per month. Average monthly utility bills run around $219 based on EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 50.6 out of 100 (Low).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

2,460 residents

Census ACS 2023 — Missouri

Median Household Income

$93,115 /yr

Poverty 9.8%

Cost of Living Index

90.8 (US=100)

Near Average — BEA RPP 2024

How does Terre du Lac compare to other US cities?

Where Terre du Lac sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 73% higher than other cities
Home value 39% pricier than other cities
Median rent 7% pricier than other cities

Percentiles compare Terre du Lac against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Terre du Lac, MO Quintile shares of aggregate household income for Terre du Lac, MO. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Terre du Lac, MO — median $93,115/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Terre du Lac, MO — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.1%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 9.8%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 56.1%

Census ACS S2301 — share of working-age residents in the labor force

Population
2,460
Median Income
$93,115
Median Home Value
$186,400
Median Age
44.8
Poverty Rate
9.8%
Labor force participation
56.1%
Bachelor's Degree+
29.1%

Commute Patterns

How workers travel to work — Census ACS 2023

Drive Alone
74.1%
Carpool
6.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
18.9%

Based on 1,172 workers 16 and over.

Monthly Utility Costs

State-average estimates for Missouri — EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$72
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$219
estimated/month

Estimates reflect Missouri state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Missouri state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
90.8
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$972/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
50.6 / 100
Low
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Terre du Lac, MO Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Terre du Lac, MO — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Terre du Lac compares to nearby Missouri cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Terre du Lac) plus the nearest peer cities in Missouri, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MO

Terre du Lac

93.12% top marginal rate
Structure
Progressive
Burden @ $100K
$93,115
Brackets
2
Selected

MO

Cabool

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$250
Brackets
2
Selected

MO

Weatherby Lake

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$250
Brackets
2
Selected

MO

Lake Ozark

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$250
Brackets
2
Census ACS 5-year FIPS MO OMB Bulletin 23-01

What do people ask about Terre du Lac, MO?

What is the population of Terre du Lac, MO? +

Terre du Lac, MO has a population of 2,460 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Terre du Lac, MO? +

The median household income in Terre du Lac is $93,115 per year, based on Census ACS 2023 data.

What is the cost of living in Terre du Lac? +

Terre du Lac has a cost of living index of 90.8 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

What is the median home value in Terre du Lac, MO? +

The median home value in Terre du Lac is $186,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →