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Place dossier plate
SheetMO-TROY-MO · Troy, MO 13,467 pop · income 57th pct · 13 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Troy
Lowest/highest poles plus peers nearest Troy on median household income. Full ladder: /browse and /rankings.
median HH income
Jennings · lowest
37,356
Jennings · lowest
37,356 median HH income
19.0% of the leader · rank #1
Bell Hill · near
75,765
Bell Hill · near
75,765 median HH income
38.6% of the leader · rank #2
Kenmore · near
75,768
Kenmore · near
75,768 median HH income
38.6% of the leader · rank #3
Troy · this city
75,777
Troy · this city
75,777 median HH income
38.6% of the leader · rank #4
Shelton · near
75,781
Shelton · near
75,781 median HH income
38.6% of the leader · rank #5
Troxelville · near
75,781
Troxelville · near
75,781 median HH income
38.6% of the leader · rank #6
Weddington · highest
196,159
Weddington · highest
196,159 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Troy on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 13,467.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Troy - the verdict
Troy ranks in the 57th percentile for household income and the 59th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
57th
percentile, household income
46th
percentile, home value
7th
percentile, median rent
59th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Troy, MO
Troy is a small town in Missouri, home to 13,467 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $75,777 per year, above the median for U.S. cities on this measure, with a poverty rate of 6.3%. Home values in Troy run a median of $212,100, and the median resident age is 34.8 years. 13.1% of adults here have a bachelor's degree or higher; 64.3% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 58 residential units authorized here in 2024 (Construction Slowdown), down 62% from five years earlier. Troy reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1122.0 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Living costs in Missouri run below the national norm: the state registers 90.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $972 per month. EIA 2023 residential energy data puts Missouri's average monthly utility costs around $219 (state average). Natural-hazard exposure scores 50.6 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Troy's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to population change to reported crime to work and mobility to within-city variation to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Troy, city-specific coverage includes within-city Census tract profiles, FBI reported-crime rates, annual population history, local building permits, commute-mode shares, matched public-school count.
All six city-specific enrichment layers used by this profile are present.
1. Comparison shortlist
Which cities make useful reference points for Troy?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Missouri, the closest population matches are Moberly (13,634 residents, $43,231 income); Marshall (13,699 residents, $54,815 income); Webb City (13,139 residents, $61,502 income). Outside the state, the closest population matches in this dataset are Weddington, NC (13,468 residents); Asbury Lake, FL (13,465 residents); Auburn, IN (13,464 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Troy?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 6.3%, which keeps the citywide median from describing every household.
Census PEP estimates show the population grew by +2,379 residents from 2020 to 2025, a +18.6% change. Separately, Census BPS recorded 58 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
PlainCities matches 13 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Troy?
The joined FBI UCR record reports 1122.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 51% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
1122.0
Violent rate
144.4
Property rate
977.7
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Driving alone is the largest reported mode at 76.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
76.5%
Work from home
8.4%
Public transit
0.8%
City-level Census ACS commuting estimates covering 6,525 workers age 16+.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 9 public schools within the city match. 13.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
6.3%
Bachelor's degree+
13.1%
Matched public schools
9
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above median income · poverty 6.3% (Below-median poverty)
Cost of Living Index (state)
90.8 (US=100)
Affordable · BEA RPP 2024, Missouri average
C
City profile score · Troy, MO
56/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime C+
144 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate C
6.3%
Share of residents below the poverty line; lower scores better on this axis.
Household income C
$75,777
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
13.1%
Adults with a bachelor's degree or higher; ACS.
Troy profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 83/100 (A-) · 90.8 index
Violent crime: 60/100 (C+) · 144 /100k
Poverty rate: 57/100 (C) · 6.3%
Household income: 55/100 (C) · $75,777
Bachelor's+ share: 15/100 (F) · 13.1%
Where Troy sits on home value vs crime among peer cities
Troy's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Troy highlighted among 9 peers.Read the chart values
Troy, MO (this city): home $212,100, crime 1,122/100k
Auburn, IN : home $172,800, crime 428/100k
Los Alamos, NM : home $458,200, crime 454/100k
Irondale, AL : home $250,000, crime 1,581/100k
Harrison, OH : home $221,900, crime 848/100k
Moberly, MO : home $140,000, crime 1,340/100k
Marshall, MO : home $145,900, crime 1,155/100k
Webb City, MO : home $156,200, crime 2,350/100k
Festus, MO : home $206,200, crime 1,212/100k
How does Troy compare to other US cities?
Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income57% higher than other cities
Home value46% pricier than other cities
Median rent7% pricier than other cities
Safety59% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Missouri alone, Troy ranks #92 of 234 Missouri cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Troy near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Troy ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.
Median Household Income
#173 of 842
79th percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#146 of 833
82nd percentile in Missouri
Poverty Rate
#568 of 875
35th percentile in Missouri
Bachelor's Degree or Higher
#527 of 875
40th percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
57th percentile nationally for median household income · 59th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Troy's profile vs. every US city
Income, affordability, and safety percentile
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Troy's home value compares nationally
Median home value vs. every US city (population 1,000+)
$212,100Among the most affordablemore affordable than 54% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Troy's home-value-to-income ratio: 2.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,589 of 15,516
More affordable than 64% of tracked cities (pop. 1,000+)
Size class
#656 of 3,317
Small cities (10,000–49,999)
At 2.8×, Troy sits in the affordable band:
national rank #5,589 of 15,516 and #656 of 3,317small cities (10,000–49,999).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$75,777Troy, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Troy, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Troy, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)13.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)64.3%
Census ACS S2301, share of working-age residents in the labor force
Population
13,467
Median Income
$75,777
Median Home Value
$212,100
Median Age
34.8
Poverty Rate
6.3%
Labor force participation
64.3%
Bachelor's Degree+
13.1%
Safety & Crime
Total Crime Rate
1122.0
per 100,000 residents
Violent Crime
144.4
per 100,000 residents
Property Crime
977.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
9
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Troy's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
12,822 residents
2021
13,461 residents
2022
13,969 residents
2023
14,599 residents
2024
14,945 residents
2025
15,201 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
58
housing units authorized
Single-Family
50
detached homes
Multifamily
8
apartments & condos
Supply Intensity
4.3
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
151
99
52
$19.5M
2020
155
153
2
$23.1M
2021
113
113
0
$18.5M
2022
165
67
98
$36.2M
2023
63
39
24
$10.6M
2024
58
50
8
$10.5M
Permit volume decreased 62% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
76.5%
Carpool
11.1%
Public Transit
0.8%
Walk
1.1%
Work from Home
8.4%
Other
2.1%
Based on 6,525 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Troy. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Troy is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Troy sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Troy compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.