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Place dossier plate
SheetMO-TWIN-OAKS-MO · Twin Oaks, MO 685 pop · income 86th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Twin Oaks
Lowest/highest poles plus peers nearest Twin Oaks on median household income. Full ladder: /browse and /rankings.
median HH income
Hermitage · lowest
22,813
Hermitage · lowest
22,813 median HH income
9.2% of the leader · rank #1
Beaver Dam La… · near
117,700
Beaver Dam La… · near
117,700 median HH income
47.6% of the leader · rank #2
Simi Valley · near
117,703
Simi Valley · near
117,703 median HH income
47.6% of the leader · rank #3
Twin Oaks · this city
117,713
Twin Oaks · this city
117,713 median HH income
47.6% of the leader · rank #4
Northvale · near
117,717
Northvale · near
117,717 median HH income
47.6% of the leader · rank #5
Jamesburg · near
117,719
Jamesburg · near
117,719 median HH income
47.6% of the leader · rank #6
North Chevy C… · highest
247,500
North Chevy C… · highest
247,500 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Twin Oaks on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 685.
Measured against every US city with at least 1,000 residents, Twin Oaks lands in the 86th percentile for household income. Source: Census ACS.
86th
percentile, household income
63rd
percentile, home value
7th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Twin Oaks, MO
Twin Oaks is a small town in Missouri, home to 685 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $117,713 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.5%. Home values in Twin Oaks run a median of $290,000, and the median resident age is 42.5 years. 77.7% of adults here have a bachelor's degree or higher; 74.9% of working-age residents are in the labor force.
Living costs in Missouri run below the national norm: the state registers 90.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $972 monthly. Statewide, average monthly utility bills in Missouri run around $219, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 50.6 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Twin Oaks's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to population change to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Twin Oaks, city-specific coverage includes annual population history, commute-mode shares.
No matched row is reported here for matched public-school count, local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Twin Oaks?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 87.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Is Twin Oaks growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -7 residents from 2020 to 2025, a -1.2% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Twin Oaks?
Within Missouri, the closest population matches are Fairfax (685 residents, $54,107 income); Hardin (683 residents, $75,606 income); Hermitage (683 residents, $22,813 income). Outside the state, the closest population matches in this dataset are Fouke, AR (685 residents); Waco, GA (685 residents); Hurst, IL (685 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Twin Oaks?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.5 times median household income. The ACS poverty estimate is 1.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
77.7%
Adults with a bachelor's degree or higher; ACS.
Poverty rate A
1.5%
Share of residents below the poverty line; lower scores better on this axis.
Household income A
$117,713
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Twin Oaks profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 100/100 (A+) · 77.7%
Poverty rate: 89/100 (A) · 1.5%
Household income: 85/100 (A) · $117,713
Cost of living: 83/100 (A-) · 90.8 index
How does Twin Oaks compare to other US cities?
Twin Oaks measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income86% higher than other cities
Home value63% pricier than other cities
Median rent7% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Twin Oaks against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Twin Oaks near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Twin Oaks ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Twin Oaks only against its own state's cities, not the full US field.
Median Household Income
#42 of 842
95th percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#71 of 833
91st percentile in Missouri
Poverty Rate
#761 of 875
13th percentile in Missouri
Bachelor's Degree or Higher
#9 of 875
99th percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
86th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Twin Oaks's home value compares nationally
Median home value vs. every US city (population 1,000+)
$290,00037th percentilemore affordable than 37% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Twin Oaks's home-value-to-income ratio: 2.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,810 of 15,516
More affordable than 75% of tracked cities (pop. 1,000+)
Size class
#3,446 of 11,323
Micro cities (under 10,000)
At 2.5×, Twin Oaks sits in the affordable band:
national rank #3,810 of 15,516 and #3,446 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$117,713Twin Oaks, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Twin Oaks, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Twin Oaks, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)77.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)74.9%
Census ACS S2301, share of working-age residents in the labor force
Population
685
Median Income
$117,713
Median Home Value
$290,000
Median Age
42.5
Poverty Rate
1.5%
Labor force participation
74.9%
Bachelor's Degree+
77.7%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Twin Oaks's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
590 residents
2021
588 residents
2022
584 residents
2023
583 residents
2024
585 residents
2025
583 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
87.3%
Carpool
0.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
12.0%
Based on 465 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Twin Oaks. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Twin Oaks is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Twin Oaks sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Twin Oaks compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.