City profile · Mississippi · Census ACS 2023

Coldwater, MS

Population, income, housing, safety, climate and schools for Coldwater - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,293
Residents
$41,484
Median income
$85,400
Median home
$1,089
Median rent (state)

Coldwater - the verdict

Out of every US city with 1,000+ residents, Coldwater places in the 9th percentile for household income. Source: Census ACS.

9th
percentile, household income
5th
percentile, home value
27th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Coldwater, MS

Mississippi's Coldwater is a small town, with 1,293 residents per the latest Census Bureau ACS figures. Coldwater households earn a median of $41,484 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 23.2%. Home values in Coldwater run a median of $85,400, and the median resident age is 44.6 years. About 9.8% of adults hold a bachelor's degree or higher, while 50.0% of working-age residents are in the labor force.

In 2024, 1 residential building permits were authorized in Coldwater (Construction Slowdown), down 83% from five years earlier, per Census BPS data.

Living costs in Mississippi run below the national norm: the state registers 87.0 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,089 monthly. EIA 2023 residential energy data puts Mississippi's average monthly utility costs around $223 (state average). Natural-hazard exposure scores 41.2 out of 100 on FEMA's National Risk Index (Low).

Population

1,293 residents

Census ACS 2023 - Mississippi

Median Household Income

$41,484 /yr

Poverty 23.2%

Cost of Living Index (state)

87.0 (US=100)

Well Below Average - BEA RPP 2024, Mississippi average

How does Coldwater compare to other US cities?

Coldwater measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 9% higher than other cities
Home value 5% pricier than other cities
Median rent 27% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Coldwater's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Mississippi, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

9thIncome percentile

9th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Coldwater's home value compares nationally

Median home value vs. every US city (population 1,000+)

$85,400 Among the most affordable more affordable than 95% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Coldwater $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Coldwater, MS Coldwater, MS's reported median household income shown against the U.S. national quintile-share pattern (not Coldwater, MS-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Coldwater, MS median $41,484/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Coldwater, MS's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Coldwater, MS. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 9.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 23.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.0%

Census ACS S2301, share of working-age residents in the labor force

Population
1,293
Median Income
$41,484
Median Home Value
$85,400
Median Age
44.6
Poverty Rate
23.2%
Labor force participation
50.0%
Bachelor's Degree+
9.8%

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,320 residents1,340 residents1,360 residents1,380 residents1,400 residents 202020212022202320242025 1,386 residents 1,326 residents ▼ -4.3%
Coldwater's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 6
2020 3
2021 3
2022 0
2023 1
2024 1

Permit volume decreased 83% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
89.7%
Carpool
10.0%
Public Transit
0.0%
Walk
0.4%
Work from Home
0.0%

Based on 522 workers 16 and over.

Monthly Utility Costs

State-average estimates for Mississippi - EIA 2023 residential energy data

Electricity
$135
avg/month
Natural Gas
$50
avg/month
Water & Sewer
$38
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Mississippi state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Mississippi state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Coldwater sits in

Cost of Living Index
87.0
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,089/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
41.2 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Mississippi

Nellieburg
1,297 people
Caledonia
1,283 people
Robinhood
1,304 people
Hurley
1,305 people
Monticello
1,277 people
Vaiden
1,311 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Coldwater's 1,293 residents (Census ACS 5-Year 2023).

Steele, AL
1,293 people
Plano, KY
1,293 people
Antrim, NH
1,293 people
Southmont, NC
1,293 people
Saxonburg, PA
1,293 people
Ruston, WA
1,293 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Coldwater's $41,484 (Census ACS 5-Year 2023, table B19013).

New Castle, PA
$41,478 median income
Bastian, VA
$41,490 median income
LaGrange, GA
$41,491 median income
Fremont, NC
$41,477 median income
Vintondale, PA
$41,477 median income
Knox City, TX
$41,477 median income

Race & Ethnicity Composition

Race and ethnicity - Coldwater, MS Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Coldwater, MS - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 20.1% 77.4% ETHNICITY, Hispanic or Latino (any race) 0.2% White 20.1% Black or African American 77.4% Asian 0.0% American Indian 0.5% Native Hawaiian 0.0% Some other race 0.9% Two or more races 1.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Coldwater compares to nearby Mississippi cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Coldwater (this city) 1,293 $41,484
Nellieburg 1,297 $24,227
Caledonia 1,283 $81,741
Robinhood 1,304 $59,706
Census ACS 5-year FIPS MS NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Coldwater, MS?

What is the population of Coldwater, MS? +

Coldwater, MS has a population of 1,293 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Coldwater, MS? +

Median annual household income in Coldwater runs $41,484, based on Census ACS 2023 data.

What is the cost of living in Coldwater? +

BEA does not publish a city-level cost-of-living figure for Coldwater; the closest available measure is the Mississippi state average, a cost of living index of 87.0 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Mississippi vary by metro area.

What is the median home value in Coldwater, MS? +

A typical home in Coldwater is worth $85,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.