Town · Mississippi
Coldwater, Mississippi
Coldwater, town, in Tate County, Mississippi. Coldwater had 1,326 residents on July 1, 2025 by the Census Bureau's estimate, down 4.3% since 2020; the 2020 Census counted 1,381 and the ACS 2020-2024 5-year estimates put it at 1,156 (±316). GEOID 2814900.
Residents, July 2025 estimate
1,326
Census Bureau estimate (no margin published)
2020 Census count: 1,381 · ACS 2020-2024: 1,156 ±316
Median household income
$44,054
±$15,528 (90% margin)
Mississippi: $56,447
Median home value
$91,300
±$13,168 (90% margin)
Mississippi: $169,800
Median gross rent
not published
Mississippi: $954
Where is Coldwater and what county is it in?
Coldwater is a town in Tate County, Mississippi. It covers 2.4 square miles of land, 581 residents per square mile in 2020.
Coldwater is in the Memphis, TN-MS-AR metropolitan statistical area, which takes in 9 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Coldwater, and is it growing?
The Census Bureau estimates that 1,326 people lived in Coldwater on July 1, 2025, down 4.3% since 2020, a steeper fall than Mississippi's (−0.2%). The 2020 Census counted 1,381 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 1,156 (±316).
| Measure | Coldwater | Tate County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 1,156 ±316 | 28,321 | −656 |
| Households | 484 ±135 | 11,018 | −227 |
| Average household size | 2.39 ±0.34 | 2.43 | no clear change |
| Housing units | 596 ±143 | 11,694 | no clear change |
Coldwater's population since 2000
From 1,674 in 2000 to 1,326 in 2025: down 20.8%. The 2000, 2010 and 2020 figures are census counts, each for Coldwater as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Coldwater?
The median resident of Coldwater is 41.0 years old; 19.6% are under 18 and 20.7% are 65 or older. The largest group is non-Hispanic Black residents at 77.6%, then non-Hispanic white residents at 17.6%.
| Measure | Coldwater | Tate County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 41.0 ±14.3 | 38.5 | no clear change |
| Under 18 years | 19.6% ±9.0 pts | 22.3% | – |
| 65 years and over | 20.7% ±8.1 pts | 16.8% | – |
| Male | 40.8% ±8.0 pts | 48.9% | – |
| Hispanic or Latino (any race) | 0.3% ±1.1 pts | 3.2% | – |
| White alone, not Hispanic | 17.6% ±7.5 pts | 64.0% | no clear change |
| Black or African American alone, not Hispanic | 77.6% ±8.2 pts | 29.2% | no clear change |
| Asian alone, not Hispanic | 0.0% ±3.8 pts | 0.1% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±3.8 pts | 0.0% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±3.8 pts | 0.0% | – |
| Two or more races, not Hispanic | 3.3% ±3.1 pts | 3.1% | – |
| Some other race alone, not Hispanic | 1.1% ±1.8 pts | 0.4% | – |
| Born outside the United States | 0.0% ±3.8 pts | 1.1% | – |
| Speak a language other than English at home (age 5+) | 0.6% ±1.1 pts | 2.9% | – |
| Civilian veterans (age 18+) | 3.4% ±2.3 pts | 5.1% | – |
| With a disability | 18.6% ±7.0 pts | 16.6% | – |
| No health insurance coverage | 13.7% ±8.3 pts | 11.1% | no clear change |
| High school graduate or higher (age 25+) | 80.6% ±8.5 pts | 84.5% | – |
| Bachelor's degree or higher (age 25+) | 7.3% ±5.0 pts | 23.6% | – |
| Graduate or professional degree (age 25+) | 4.3% ±4.2 pts | 9.9% | – |
| Lived in the same house a year earlier | 95.6% ±3.8 pts | 90.7% | – |
| Moved from another state in the past year | 0.0% ±3.8 pts | 2.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Coldwater earn?
Half of Coldwater's 484 households earn less than $44,054 a year (±$15,528), against $69,704 in Tate County and $56,447 in Mississippi. In 2015-2019 it was $49,292 in 2024 dollars; the margins of error cannot tell the two periods apart. 33.7% of residents live below the poverty line.
| Measure | Coldwater | Tate County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $44,054 ±$15,528 | $69,704 | no clear change |
| Mean household income | $61,793 ±$20,846 | $81,048 | – |
| Per capita income | $26,370 ±$8,783 | $32,011 | no clear change |
| People below the poverty line | 33.7% ±12.8 pts | 16.9% | no clear change |
| Children under 18 below the poverty line | 47.1% ±31.3 pts | 24.2% | – |
| Households receiving SNAP | 21.5% ±10.7 pts | 10.4% | – |
| Households with a computer | 92.6% ±6.8 pts | 92.7% | – |
| Households with a broadband subscription | 75.2% ±13.6 pts | 84.6% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Coldwater?
Owners occupy 61.4% of Coldwater's occupied homes and renters 38.6%. The median owner-occupied home is valued at $91,300 by its owner (±$13,168).
| Measure | Coldwater | Tate County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $91,300 ±$13,168 | $209,000 | no clear change |
| Renters paying 35% or more of income on rent | 59.7% ±25.2 pts | 49.7% | no clear change |
| Median monthly owner costs, with a mortgage | $1,092 ±$98 | $1,576 | – |
| Owner-occupied homes | 61.4% ±11.8 pts | 76.0% | no clear change |
| Renter-occupied homes | 38.6% ±11.8 pts | 24.0% | – |
| Housing units | 596 ±143 | 11,694 | no clear change |
| Homeowner vacancy rate | 2.2% ±5.3 pts | 0.3% | – |
| Rental vacancy rate | 13.4% ±14.7 pts | 2.1% | – |
| Single-family detached homes | 80.5% ±9.8 pts | 72.5% | – |
| Mobile homes | 4.0% ±4.1 pts | 20.5% | – |
| Built 2020 or later | 1.0% ±1.6 pts | 2.5% | – |
| Built 2010 to 2019 | 6.0% ±6.4 pts | 9.6% | – |
| Built 1939 or earlier | 4.0% ±3.5 pts | 2.9% | – |
| Households with no vehicle | 9.1% ±9.6 pts | 3.0% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Coldwater building?
Builders took permits for 1 new housing units in Coldwater in 2025 (1 in single-family houses), 0.8 per 1,000 residents against 2.8 across Mississippi.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Coldwater work and get to work?
84.9% of Coldwater's workers drive alone. The average trip to work takes 24.2 minutes.
| Measure | Coldwater | Tate County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 51.4% ±9.8 pts | 58.4% | – |
| Unemployment rate | 5.3% ±4.6 pts | 4.7% | – |
| Drove alone to work | 84.9% ±9.2 pts | 87.7% | – |
| Carpooled | 13.6% ±9.2 pts | 8.0% | – |
| Public transportation | 0.0% ±9.2 pts | 0.0% | – |
| Walked | 1.5% ±2.4 pts | 0.6% | – |
| Worked from home | 0.0% ±9.2 pts | 3.6% | – |
| Mean travel time to work | 24.2 min ±3.7 | 33.8 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Coldwater?
No census tract lies mostly in Coldwater; 2 tracts reach into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9503.01Tate County | 3,674 | $57,197 |
| Tract 9502.02Tate County | 3,099 | $83,438 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Coldwater) · Census block assignment files
How does Coldwater compare with other places in Mississippi?
By the Census Bureau's July 2025 estimates, Coldwater is the 9,224th-most populous of the 19,476 U.S. incorporated places that have one and the 135th-most populous of 299 in Mississippi.
Coldwater ranks 105th of 172 places in Mississippi with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 135th | 299 |
| Growth 2020-2025 (PEP) | 93rd | 148 |
| Residents per square mile | 96th | 187 |
| Median household income | 105th | 172 |
| Per capita income | 95th | 183 |
| Median home value | 149th | 178 |
| Poverty rate | 31st | 160 |
| Median age | 56th | 186 |
| Owner-occupied share | 104th | 182 |
| Travel time to work | 83rd | 185 |
Coldwater's figures with every place in Mississippi (CSV)
Every place in Mississippi, sortable · Compare Coldwater with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Coldwater?
25 of the 56 figures for Coldwater on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Coldwater are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Coldwater.