City profile · Montana · Census ACS 2023

Cut Bank, MT

Population, income, housing, safety, climate and schools for Cut Bank - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,040
Residents
$55,848
Median income
$161,400
Median home
$1,254
Median rent (state)

Cut Bank - the verdict

Out of every US city with 1,000+ residents, Cut Bank places in the 29th percentile for household income and the 3rd percentile for safety. Source: Census ACS + FBI UCR.

29th
percentile, household income
31st
percentile, home value
41st
percentile, median rent
3rd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cut Bank, MT

3,040 people live in Cut Bank, Montana - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Cut Bank brings in $55,848 a year, below the median for U.S. cities on this measure, with a poverty rate of 17.7%. Typical homes in Cut Bank are valued around $161,400, and the median resident age is 40.2 years. Educational attainment runs 19.2% of adults with a bachelor's degree or higher. Separately, 48.9% of working-age residents are in the labor force.

In 2024, 0 residential building permits were authorized in Cut Bank (No Permits), per Census BPS data. Cut Bank's reported crime rate runs above the national norm: the FBI's Uniform Crime Reporting program logs 5692.5 total incidents per 100,000 residents here, above the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Living costs in Montana run below the national norm: on BEA's 100-equals-national-average cost index, Montana scores 94.6 (Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,254 monthly. Statewide, average monthly utility bills in Montana run around $175, per EIA 2023 residential energy data. Workers in Cut Bank report an average commute of 11.8 minutes, with 76.1% driving alone and 6.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 24.6 out of 100 (Very Low).

Population

3,040 residents

Census ACS 2023 - Montana

Median Household Income

$55,848 /yr

Poverty 17.7%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Cut Bank compare to other US cities?

Cut Bank measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 29% higher than other cities
Home value 31% pricier than other cities
Median rent 41% pricier than other cities
Safety 3% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Montana, Cut Bank ranks #38 of 39 Montana cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Cut Bank against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.

Montana-relative analysis

Poverty Rate places Cut Bank toward the top of Montana's cities

Among the 315 Montana cities PlainCities tracks with reported poverty rate data, Cut Bank ranks #63 - the 80th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cut Bank only against its own state's cities, not the full US field.

Median Household Income
#167 of 282
41st percentile in Montana
Median Gross Rent
#229 of 317
25th percentile in Montana
Median Home Value
#204 of 279
27th percentile in Montana
Poverty Rate
#63 of 315
80th percentile in Montana
Bachelor's Degree or Higher
#192 of 317
39th percentile in Montana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.

29thIncome percentile
3rdSafety percentile

29th percentile nationally for median household income · 3rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Cut Bank's profile vs. every US city

Income, affordability, and safety percentile

Cut Bank's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 32 Avg. percentile National median
Cut Bank's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Cut Bank's home value compares nationally

Median home value vs. every US city (population 1,000+)

$161,400 Among the most affordable more affordable than 69% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cut Bank $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cut Bank, MT Cut Bank, MT's reported median household income shown against the U.S. national quintile-share pattern (not Cut Bank, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cut Bank, MT median $55,848/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cut Bank, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cut Bank, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 19.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 17.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 48.9%

Census ACS S2301, share of working-age residents in the labor force

Population
3,040
Median Income
$55,848
Median Home Value
$161,400
Median Age
40.2
Poverty Rate
17.7%
Labor force participation
48.9%
Bachelor's Degree+
19.2%

Safety & Crime

Total Crime Rate
5692.5
per 100,000 residents
Violent Crime
1032.0
per 100,000 residents
Property Crime
4660.5
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
11
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,950 residents3,000 residents3,050 residents3,100 residents 202020212022202320242025 3,050 residents 2,976 residents ▼ -2.4%
Cut Bank's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
11.8 minutes
Drive Alone
76.1%
Carpool
12.6%
Public Transit
0.0%
Walk
5.2%
Work from Home
6.0%

Based on 1,044 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cut Bank sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,254/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
24.6 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Montana

Deer Lodge
3,035 people
Shelby
3,129 people
Libby
2,948 people
Montana
2,899 people
North Browning
2,894 people
Glasgow
3,194 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cut Bank's 3,040 residents (Census ACS 5-Year 2023).

Little Flock, AR
3,040 people
Chappaqua, NY
3,040 people
South Pittsburg, TN
3,040 people
North Sarasota, FL
3,041 people
Chaffee, MO
3,039 people
Central City, NE
3,039 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cut Bank's $55,848 (Census ACS 5-Year 2023, table B19013).

Lincoln, OH
$55,849 median income
Midway North, TX
$55,851 median income
Selma, CA
$55,839 median income
Baldwin, FL
$55,862 median income
Mesa del Caballo, AZ
$55,833 median income
Hazelton, ID
$55,833 median income

Race & Ethnicity Composition

Race and ethnicity - Cut Bank, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cut Bank, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 70.0% 18.3% 8.8% ETHNICITY, Hispanic or Latino (any race) 1.8% White 70.0% Black or African American 0.0% Asian 0.5% American Indian 18.3% Native Hawaiian 0.0% Some other race 2.4% Two or more races 8.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cut Bank compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cut Bank (this city) 3,040 $55,848
Deer Lodge 3,035 $53,676
Shelby 3,129 $53,357
Libby 2,948 $39,261
Census ACS 5-year FIPS MT FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cut Bank, MT?

What is the population of Cut Bank, MT? +

The population of Cut Bank, MT stands at 3,040 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cut Bank, MT? +

The median household income in Cut Bank is $55,848 per year, based on Census ACS 2023 data.

What is the cost of living in Cut Bank? +

BEA does not publish a city-level cost-of-living figure for Cut Bank; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

Is Cut Bank, MT safe? +

Cut Bank has a total crime rate of 5692.5 per 100,000 residents, which is above the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Cut Bank, MT? +

Cut Bank's median home value sits at $161,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.