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Place dossier plate
SheetMT-FLORENCE-MT · Florence, MT 993 pop · income 76th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Florence
Lowest/highest poles plus peers nearest Florence on median household income. Full ladder: /browse and /rankings.
median HH income
Browning · lowest
34,318
Browning · lowest
34,318 median HH income
23.7% of the leader · rank #1
Florence · this city
97,850
Florence · this city
97,850 median HH income
67.6% of the leader · rank #2
Newburg borou… · near
97,853
Newburg borou… · near
97,853 median HH income
67.6% of the leader · rank #3
Willowbrook · near
97,861
Willowbrook · near
97,861 median HH income
67.6% of the leader · rank #4
Clinton · near
97,868
Clinton · near
97,868 median HH income
67.6% of the leader · rank #5
Takoma Park · near
97,872
Takoma Park · near
97,872 median HH income
67.6% of the leader · rank #6
Ostrander · highest
144,821
Ostrander · highest
144,821 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Florence on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 993.
Out of every US city with 1,000+ residents, Florence places in the 76th percentile for household income. Source: Census ACS.
76th
percentile, household income
82nd
percentile, home value
61st
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Florence, MT
Census ACS 2023 estimates count 993 residents in Florence, a small town within Montana. Florence households earn a median of $97,850 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.9%. Florence's housing stock carries a median value of $460,000, and the median resident age is 53.8 years. 35.0% of adults here have a bachelor's degree or higher; 57.5% of working-age residents are in the labor force.
The city is served by 3 public schools according to NCES Common Core of Data.
Living costs in Montana run below the national norm: BEA Regional Price Parities 2024 puts Montana at 94.6 on a 100-equals-national-average scale (Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,336 per month statewide. EIA 2023 residential energy data puts Montana's average monthly utility costs around $175 (state average). Natural-hazard exposure scores 33.3 out of 100 on FEMA's National Risk Index (Very Low).
A decision-led reading path
Useful questions to ask of Florence's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to schools and households to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Florence, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles, annual population history, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Florence?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 77.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
The NCES join finds 3 public schools within the city match. 35.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Which cities make useful reference points for Florence?
Within Montana, the closest population matches are Superior (995 residents, $43,750 income); Browning (990 residents, $34,318 income); Absarokee (998 residents, $57,212 income). Outside the state, the closest population matches in this dataset are Togiak, AK (993 residents); Medora, IN (993 residents); Grant City, MO (993 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Florence?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.7 times median household income. The ACS poverty estimate is 4.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Near national cost · BEA RPP 2024, Montana average
B-
City profile score · Florence, MT
69/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income B+
$97,850
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B-
35.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B-
4.9%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living B-
94.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Florence profile (scored ACS/FBI dimensions)Read the chart values
Household income: 76/100 (B+) · $97,850
Bachelor's+ share: 67/100 (B-) · 35.0%
Poverty rate: 66/100 (B-) · 4.9%
Cost of living: 66/100 (B-) · 94.6 index
How does Florence compare to other US cities?
Florence measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income76% higher than other cities
Home value82% pricier than other cities
Median rent61% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Florence against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.
Montana-relative analysis
Median Gross Rent places Florence near the bottom of Montana's cities
Among the 317 Montana cities PlainCities tracks with reported median gross rent data, Florence ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Florence only against its own state's cities, not the full US field.
Median Household Income
#26 of 282
91st percentile in Montana
Median Gross Rent
#1 of 317
0th percentile in Montana
Median Home Value
#40 of 279
86th percentile in Montana
Poverty Rate
#185 of 315
41st percentile in Montana
Bachelor's Degree or Higher
#63 of 317
80th percentile in Montana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
76th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Florence's home value compares nationally
Median home value vs. every US city (population 1,000+)
$460,00018th percentilemore affordable than 18% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Florence's home-value-to-income ratio: 4.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,383 of 15,516
More affordable than 20% of tracked cities (pop. 1,000+)
Size class
#9,436 of 11,323
Micro cities (under 10,000)
At 4.7×, Florence sits in the moderate band:
national rank #12,383 of 15,516 and #9,436 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$97,850Florence, MT median household income (Census ACS)
Show U.S. national quintile / Lorenz context Florence, MT median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Florence, MT.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)35.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)57.5%
Census ACS S2301, share of working-age residents in the labor force
Population
993
Median Income
$97,850
Median Home Value
$460,000
Median Age
53.8
Poverty Rate
4.9%
Labor force participation
57.5%
Bachelor's Degree+
35.0%
Schools
Total Schools
3
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.1%
Carpool
2.2%
Public Transit
0.0%
Walk
4.4%
Work from Home
14.7%
Other
1.6%
Based on 450 workers 16 and over.
Monthly Utility Costs
Montana statewide monthly utility average (EIA 2023): $175
EIA 2023 residential energy data puts average monthly utilities across Montana at $175 (electricity about $80 , water and sewer about $40 ).
These are Montana statewide averages, not a meter reading for Florence. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Montana's BEA cost-of-living index is 94.6 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Florence is $1,336/mo. FEMA's National Risk Index, averaged to Montana statewide on PlainCities, rates natural-hazard exposure at 33.3 / 100 (Very Low).
Cost/risk geography note
Cost of living is a Montana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Florence sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Florence compares to similar-size Montana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.