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Place dossier plate
SheetMT-PABLO-MT · Pablo, MT 1,808 pop · income 7th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Pablo
Lowest/highest poles plus peers nearest Pablo on median household income. Full ladder: /browse and /rankings.
median HH income
Stafford · lowest
38,424
Stafford · lowest
38,424 median HH income
32.9% of the leader · rank #1
Fairchance · near
38,427
Fairchance · near
38,427 median HH income
32.9% of the leader · rank #2
Cloudcroft · near
38,428
Cloudcroft · near
38,428 median HH income
32.9% of the leader · rank #3
Pablo · this city
38,430
Pablo · this city
38,430 median HH income
32.9% of the leader · rank #4
Burns · near
38,430
Burns · near
38,430 median HH income
32.9% of the leader · rank #5
Dowagiac · near
38,433
Dowagiac · near
38,433 median HH income
32.9% of the leader · rank #6
Clancy · highest
116,800
Clancy · highest
116,800 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Pablo on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,808.
Nationally, Pablo sits in the 7th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
7th
percentile, household income
57th
percentile, home value
61st
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Pablo, MT
Pablo is a small town in Montana, home to 1,808 residents per U.S. Census Bureau ACS 2023 estimates. Households in Pablo report a median income of $38,430 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 25.9%. Typical homes in Pablo are valued around $255,200, and the median resident age is 30.9 years. About 17.9% of adults hold a bachelor's degree or higher, while 51.0% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
Living costs in Montana run below the national norm: BEA Regional Price Parities 2024 puts Montana at 94.6 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,336 monthly. Statewide, average monthly utility bills in Montana run around $175, per EIA 2023 residential energy data. Natural-hazard exposure scores 33.3 out of 100 on FEMA's National Risk Index (Very Low).
A decision-led reading path
Useful questions to ask of Pablo's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to schools and households to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Pablo, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles, annual population history, local building permits, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Pablo?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.6 times median household income. The ACS poverty estimate is 25.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 74.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
The NCES join finds 1 public school within the city match. 17.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Which cities make useful reference points for Pablo?
Within Montana, the closest population matches are South Browning (1,852 residents); East Helena (1,855 residents, $53,611 income); Clancy (1,729 residents, $116,800 income). Outside the state, the closest population matches in this dataset are Huachuca City, AZ (1,808 residents); Canajoharie, NY (1,808 residents); South Sumter, SC (1,808 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Lowest-decile income · poverty 25.9% (Highest-decile poverty)
Cost of Living Index (state)
94.6 (US=100)
Near national cost · BEA RPP 2024, Montana average
F
City profile score · Pablo, MT
25/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B-
94.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
17.9%
Adults with a bachelor's degree or higher; ACS.
Household income F
$38,430
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
25.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Pablo profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 66/100 (B-) · 94.6 index
Bachelor's+ share: 28/100 (F) · 17.9%
Household income: 5/100 (F) · $38,430
Poverty rate: 5/100 (F) · 25.9%
How does Pablo compare to other US cities?
Here's how Pablo stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income7% higher than other cities
Home value57% pricier than other cities
Median rent61% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Pablo against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.
Montana-relative analysis
Median Gross Rent places Pablo near the bottom of Montana's cities
Among the 317 Montana cities PlainCities tracks with reported median gross rent data, Pablo ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Pablo only against its own state's cities, not the full US field.
Median Household Income
#254 of 282
10th percentile in Montana
Median Gross Rent
#1 of 317
0th percentile in Montana
Median Home Value
#118 of 279
58th percentile in Montana
Poverty Rate
#41 of 315
87th percentile in Montana
Bachelor's Degree or Higher
#203 of 317
36th percentile in Montana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
7th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Pablo's home value compares nationally
Median home value vs. every US city (population 1,000+)
$255,20043rd percentilemore affordable than 43% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Pablo's home-value-to-income ratio: 6.6×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,500 of 15,516
More affordable than 7% of tracked cities (pop. 1,000+)
Size class
#10,700 of 11,323
Micro cities (under 10,000)
At 6.6×, Pablo sits in the pressured band:
national rank #14,500 of 15,516 and #10,700 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$38,430Pablo, MT median household income (Census ACS)
Show U.S. national quintile / Lorenz context Pablo, MT median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Pablo, MT.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)17.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)25.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)51.0%
Census ACS S2301, share of working-age residents in the labor force
Population
1,808
Median Income
$38,430
Median Home Value
$255,200
Median Age
30.9
Poverty Rate
25.9%
Labor force participation
51.0%
Bachelor's Degree+
17.9%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
74.9%
Carpool
16.0%
Public Transit
0.0%
Walk
0.9%
Work from Home
4.8%
Other
3.4%
Based on 705 workers 16 and over.
Monthly Utility Costs
Montana statewide monthly utility average (EIA 2023): $175
EIA 2023 residential energy data puts average monthly utilities across Montana at $175 (electricity about $80 , water and sewer about $40 ).
These are Montana statewide averages, not a meter reading for Pablo. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Montana's BEA cost-of-living index is 94.6 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Pablo is $1,336/mo. FEMA's National Risk Index, averaged to Montana statewide on PlainCities, rates natural-hazard exposure at 33.3 / 100 (Very Low).
Cost/risk geography note
Cost of living is a Montana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Pablo sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Pablo compares to similar-size Montana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.