City profile · Montana · Census ACS 2023

Troy, MT

Population, income, housing, safety, climate and schools for Troy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

906
Residents
$36,641
Median income
$182,100
Median home
$1,170
Median rent (state)

Troy - the verdict

Measured against every US city with at least 1,000 residents, Troy lands in the 6th percentile for household income and the 25th percentile for safety. Source: Census ACS + FBI UCR.

6th
percentile, household income
37th
percentile, home value
34th
percentile, median rent
25th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Troy, MT

Montana's Troy is a small town, with 906 residents per the latest Census Bureau ACS figures. The typical household in Troy brings in $36,641 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 19.3%. Typical homes in Troy are valued around $182,100, and the median resident age is 29.6 years. About 10.6% of adults hold a bachelor's degree or higher, while 59.0% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Building Boom), up 100% from five years earlier. Crime here tracks close to the national norm: per-100,000 total crime stands at 2352.9 in FBI UCR data, near the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score). The annual average temperature per NOAA climate normals runs 46.8°F with 24.4 inches of precipitation per year.

Living costs in Montana run below the national norm: on BEA's 100-equals-national-average cost index, Montana scores 94.6 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,170 per month. Monthly utility costs average around $175 across Montana, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 64.3 out of 100 on FEMA's National Risk Index (Moderate).

Population

906 residents

Census ACS 2023 - Montana

Median Household Income

$36,641 /yr

Poverty 19.3%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Troy compare to other US cities?

Here's how Troy stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 6% higher than other cities
Home value 37% pricier than other cities
Median rent 34% pricier than other cities
Safety 25% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Montana alone, Troy ranks #29 of 39 Montana cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.

Montana-relative analysis

Median Gross Rent places Troy toward the bottom of Montana's cities

Among the 317 Montana cities PlainCities tracks with reported median gross rent data, Troy ranks #268 - the 12th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.

Median Household Income
#258 of 282
9th percentile in Montana
Median Gross Rent
#268 of 317
12th percentile in Montana
Median Home Value
#184 of 279
34th percentile in Montana
Poverty Rate
#60 of 315
81st percentile in Montana
Bachelor's Degree or Higher
#274 of 317
13th percentile in Montana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.

6thIncome percentile
25thSafety percentile

6th percentile nationally for median household income · 25th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Troy's profile vs. every US city

Income, affordability, and safety percentile

Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 32 Avg. percentile National median
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Troy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$182,100 Among the most affordable more affordable than 63% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Troy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Troy, MT Troy, MT's reported median household income shown against the U.S. national quintile-share pattern (not Troy, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Troy, MT median $36,641/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Troy, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Troy, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 10.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 19.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.0%

Census ACS S2301, share of working-age residents in the labor force

Population
906
Median Income
$36,641
Median Home Value
$182,100
Median Age
29.6
Poverty Rate
19.3%
Labor force participation
59.0%
Bachelor's Degree+
10.6%

Safety & Crime

Total Crime Rate
2352.9
per 100,000 residents
Violent Crime
641.7
per 100,000 residents
Property Crime
1711.2
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
46.8°F
Annual Precipitation
24.4"
Annual Snowfall
N/A

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
750 residents800 residents850 residents900 residents950 residents 202020212022202320242025 795 residents 916 residents ▲ +15.2%
Troy's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.2
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 0
2021 4
2022 4
2023 2
2024 2

Permit volume increased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
80.2%
Carpool
9.4%
Public Transit
0.0%
Walk
0.0%
Work from Home
9.7%
Other
0.7%

Based on 329 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Troy sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,170/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
64.3 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Montana

Rocky Boy West
905 people
Fairview
919 people
Clinton
884 people
Havre North
880 people
Harlem
879 people
Park
934 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Troy's 906 residents (Census ACS 5-Year 2023).

Mechanicsville, CT
906 people
Ray City, GA
906 people
Coyne Center, IL
906 people
Lawton, IA
906 people
Mechanicsville, IA
906 people
Goshen, OH
906 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Troy's $36,641 (Census ACS 5-Year 2023, table B19013).

Idabel, OK
$36,638 median income
Driscoll, TX
$36,638 median income
Waubay, SD
$36,635 median income
Kingfield, ME
$36,648 median income
Princeton, NC
$36,656 median income
Camargo, OK
$36,625 median income

Race & Ethnicity Composition

Race and ethnicity - Troy, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Troy, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.6% ETHNICITY, Hispanic or Latino (any race) 0.0% White 95.6% Black or African American 0.0% Asian 0.0% American Indian 0.1% Native Hawaiian 0.7% Some other race 0.0% Two or more races 3.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Troy compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Troy (this city) 906 $36,641
Rocky Boy West 905 N/A
Fairview 919 $80,903
Clinton 884 $89,482
Census ACS 5-year FIPS MT FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Troy, MT?

What is the population of Troy, MT? +

Troy, MT has a population of 906 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Troy, MT? +

In Troy, the typical household earns $36,641 per year, based on Census ACS 2023 data.

What is the cost of living in Troy? +

BEA does not publish a city-level cost-of-living figure for Troy; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

Is Troy, MT safe? +

Troy has a total crime rate of 2352.9 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Troy, MT? +

Homes in Troy carry a median value of $182,100, according to Census ACS 2023 estimates.

What is the climate like in Troy? +

The average annual temperature in Troy runs 46.8°F, 24.4 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.