City profile · New Jersey · Census ACS 2023

Monmouth Beach, NJ

Population, income, housing, safety, climate and schools for Monmouth Beach - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,201
Residents
$140,074
Median income
$918,100
Median home
$2,328
Median rent (state)

Monmouth Beach - the verdict

Nationally, Monmouth Beach sits in the 92nd percentile for household income and the 94th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

92nd
percentile, household income
96th
percentile, home value
90th
percentile, median rent
94th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Monmouth Beach, NJ

Census ACS 2023 estimates count 3,201 residents in Monmouth Beach, a small town within New Jersey. Monmouth Beach households earn a median of $140,074 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.0%. Monmouth Beach's housing stock carries a median value of $918,100, and the median resident age is 58.3 years. Educational attainment runs 64.9% of adults with a bachelor's degree or higher. Separately, 58.8% of working-age residents are in the labor force.

In 2024, 22 residential building permits were authorized in Monmouth Beach (Building Boom), up 83% from five years earlier, per Census BPS data. Monmouth Beach reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 249.0 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

New Jersey carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New Jersey scores 108.8 (Well Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,328 monthly. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). On FEMA's National Risk Index, this area rates 96.3 out of 100 for natural-hazard exposure (Very High).

Population

3,201 residents

Census ACS 2023 - New Jersey

Median Household Income

$140,074 /yr

Poverty 1.0%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Monmouth Beach compare to other US cities?

Here's how Monmouth Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 92% higher than other cities
Home value 96% pricier than other cities
Median rent 90% pricier than other cities
Safety 94% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just New Jersey and the picture shifts: Monmouth Beach ranks #17 of 238 New Jersey cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Monmouth Beach against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Home Value is Monmouth Beach's strongest outlier among New Jersey cities

Among the 672 New Jersey cities PlainCities tracks with reported median home value data, Monmouth Beach ranks #45 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Monmouth Beach only against its own state's cities, not the full US field.

Median Household Income
#158 of 659
76th percentile in New Jersey
Median Gross Rent
#124 of 686
68th percentile in New Jersey
Median Home Value
#45 of 672
93rd percentile in New Jersey
Poverty Rate
#506 of 680
25th percentile in New Jersey
Bachelor's Degree or Higher
#120 of 686
82nd percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

92ndIncome percentile
94thSafety percentile

92nd percentile nationally for median household income · 94th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Monmouth Beach's profile vs. every US city

Income, affordability, and safety percentile

Monmouth Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 64 Avg. percentile National median
Monmouth Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Monmouth Beach's home value compares nationally

Median home value vs. every US city (population 1,000+)

$918,100 4th percentile more affordable than 4% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). This entry sits in this band. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Monmouth Beach $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Monmouth Beach, NJ Monmouth Beach, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Monmouth Beach, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Monmouth Beach, NJ median $140,074/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Monmouth Beach, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Monmouth Beach, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 64.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.8%

Census ACS S2301, share of working-age residents in the labor force

Population
3,201
Median Income
$140,074
Median Home Value
$918,100
Median Age
58.3
Poverty Rate
1.0%
Labor force participation
58.8%
Bachelor's Degree+
64.9%

Safety & Crime

Total Crime Rate
249.0
per 100,000 residents
Violent Crime
31.1
per 100,000 residents
Property Crime
217.9
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,160 residents3,180 residents3,200 residents3,220 residents3,240 residents 202020212022202320242025 3,175 residents 3,226 residents ▲ +1.6%
Monmouth Beach's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
22
housing units authorized
Single-Family
22
detached homes
Multifamily
0
apartments & condos
Supply Intensity
6.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 12
2020 16
2021 20
2022 14
2023 24
2024 22

Permit volume increased 83% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
56.7%
Carpool
2.3%
Public Transit
6.6%
Walk
0.6%
Work from Home
30.4%
Other
3.4%

Based on 1,601 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Monmouth Beach sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,328/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.3 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Sewaren
3,196 people
Six Mile Run
3,185 people
Leisuretowne
3,244 people
Rossmoor
3,136 people
Lawnside
3,124 people
Union
3,284 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Monmouth Beach's 3,201 residents (Census ACS 5-Year 2023).

Pottsville, AR
3,201 people
Pine Hills, CA
3,200 people
Garnett, KS
3,200 people
Wind Gap, PA
3,202 people
Lesslie, SC
3,202 people
Brackenridge, PA
3,203 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Monmouth Beach's $140,074 (Census ACS 5-Year 2023, table B19013).

Camas, WA
$140,053 median income
Franklin Square, NY
$140,051 median income
East Renton Highlands, WA
$140,048 median income
Westlake, FL
$140,000 median income
Wynnedale, IN
$140,000 median income
Arlington, VA
$140,160 median income

Race & Ethnicity Composition

Race and ethnicity - Monmouth Beach, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Monmouth Beach, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 88.8% ETHNICITY, Hispanic or Latino (any race) 7.8% White 88.8% Black or African American 0.6% Asian 2.9% American Indian 0.0% Native Hawaiian 0.0% Some other race 3.6% Two or more races 4.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Monmouth Beach compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Monmouth Beach (this city) 3,201 $140,074
Sewaren 3,196 $106,926
Six Mile Run 3,185 $141,181
Leisuretowne 3,244 $51,420
Census ACS 5-year FIPS NJ FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Monmouth Beach, NJ?

What is the population of Monmouth Beach, NJ? +

Monmouth Beach, NJ counts 3,201 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Monmouth Beach, NJ? +

Median annual household income in Monmouth Beach runs $140,074, based on Census ACS 2023 data.

What is the cost of living in Monmouth Beach? +

BEA does not publish a city-level cost-of-living figure for Monmouth Beach; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

Is Monmouth Beach, NJ safe? +

Monmouth Beach has a total crime rate of 249.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Monmouth Beach, NJ? +

Homes in Monmouth Beach carry a median value of $918,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.