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Place dossier plate
SheetNJ-MOUNT-EPHRAIM-NJ · Mount Ephraim, NJ 4,648 pop · income 74th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Mount Ephraim
Lowest/highest poles plus peers nearest Mount Ephraim on median household income. Full ladder: /browse and /rankings.
median HH income
Mansfield · lowest
33,726
Mansfield · lowest
33,726 median HH income
22.4% of the leader · rank #1
Racine · near
95,125
Racine · near
95,125 median HH income
63.0% of the leader · rank #2
Mount Ephraim · this city
95,137
Mount Ephraim · this city
95,137 median HH income
63.1% of the leader · rank #3
Huber Ridge · near
95,141
Huber Ridge · near
95,141 median HH income
63.1% of the leader · rank #4
Frederick · near
95,150
Frederick · near
95,150 median HH income
63.1% of the leader · rank #5
Kemah · near
95,152
Kemah · near
95,152 median HH income
63.1% of the leader · rank #6
Montebello · highest
150,882
Montebello · highest
150,882 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Mount Ephraim on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,648.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Mount Ephraim - the verdict
Out of every US city with 1,000+ residents, Mount Ephraim places in the 74th percentile for household income and the 3rd percentile for safety. Source: Census ACS + FBI UCR.
74th
percentile, household income
49th
percentile, home value
94th
percentile, median rent
3rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Mount Ephraim, NJ
Census ACS 2023 estimates count 4,648 residents in Mount Ephraim, a small town within New Jersey. Mount Ephraim households earn a median of $95,137 annually, above the median for U.S. cities on this measure, with a poverty rate of 6.0%. Mount Ephraim's housing stock carries a median value of $223,800, and the median resident age is 38.8 years. 23.1% of adults here have a bachelor's degree or higher; 66.1% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Mount Ephraim (No Permits), per Census BPS data. Mount Ephraim's reported crime rate runs above the national norm: the FBI's Uniform Crime Reporting program logs 5571.9 total incidents per 100,000 residents here, above the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
New Jersey carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New Jersey at 108.8 on a 100-equals-national-average scale (Well Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $2,132 per month statewide. Monthly utility costs average around $275 across New Jersey, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 90.8 out of 100 for natural-hazard exposure (Very High).
A decision-led reading path
Useful questions to ask of Mount Ephraim's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to reported crime to population change to comparison shortlist to schools and households to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Mount Ephraim, city-specific coverage includes matched public-school count, FBI reported-crime rates, annual population history, commute-mode shares, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Mount Ephraim?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.4 times median household income. The ACS poverty estimate is 6.0%, which keeps the citywide median from describing every household.
What can the FBI record say about safety in Mount Ephraim?
The joined FBI UCR record reports 5571.9 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 144% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Is Mount Ephraim growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +67 residents from 2020 to 2025, a +1.4% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Which cities make useful reference points for Mount Ephraim?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within New Jersey, the closest population matches are Panther Valley (4,622 residents, $128,484 income); Blackwood (4,615 residents, $81,154 income); Garwood (4,688 residents, $100,948 income). Outside the state, the closest population matches in this dataset are Florence, MS (4,647 residents); Montebello, NY (4,649 residents); West Pittston, PA (4,645 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Mount Ephraim?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 2 public schools within the city match. 23.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
6.0%
Bachelor's degree+
23.1%
Matched public schools
2
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What does the journey to work look like in Mount Ephraim?
Driving alone is the largest reported mode at 71.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
71.8%
Work from home
17.4%
Public transit
2.8%
City-level Census ACS commuting estimates covering 2,420 workers age 16+.
Above median income · poverty 6.0% (Below-median poverty)
Cost of Living Index (state)
108.8 (US=100)
High cost · BEA RPP 2024, New Jersey average
C-
City profile score · Mount Ephraim, NJ
52/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income B
$95,137
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime C+
126 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate C
6.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share D
23.1%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Mount Ephraim profile (scored ACS/FBI dimensions)Read the chart values
Household income: 74/100 (B) · $95,137
Violent crime: 64/100 (C+) · 126 /100k
Poverty rate: 59/100 (C) · 6.0%
Bachelor's+ share: 43/100 (D) · 23.1%
Cost of living: 10/100 (F) · 108.8 index
Where Mount Ephraim sits on home value vs crime among peer cities
Mount Ephraim's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Mount Ephraim highlighted among 24 peers.Read the chart values
Mount Ephraim, NJ (this city): home $223,800, crime 5,572/100k
Garwood, NJ : home $509,800, crime 1,116/100k
Neptune City, NJ : home $383,600, crime 2,735/100k
Highlands, NJ : home $394,800, crime 613/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Mount Ephraim compare to other US cities?
Where Mount Ephraim sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income74% higher than other cities
Home value49% pricier than other cities
Median rent94% pricier than other cities
Safety3% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to New Jersey alone, Mount Ephraim ranks #233 of 238 New Jersey cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Mount Ephraim against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Mount Ephraim near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Mount Ephraim ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Mount Ephraim only against its own state's cities, not the full US field.
Median Household Income
#410 of 659
38th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#591 of 672
12th percentile in New Jersey
Poverty Rate
#193 of 680
70th percentile in New Jersey
Bachelor's Degree or Higher
#565 of 686
18th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
74th percentile nationally for median household income · 3rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Mount Ephraim's profile vs. every US city
Income, affordability, and safety percentile
Mount Ephraim's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Mount Ephraim's home value compares nationally
Median home value vs. every US city (population 1,000+)
$223,800Among the most affordablemore affordable than 51% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Mount Ephraim's home-value-to-income ratio: 2.4×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,239 of 15,516
More affordable than 79% of tracked cities (pop. 1,000+)
Size class
#2,971 of 11,323
Micro cities (under 10,000)
At 2.4×, Mount Ephraim sits in the affordable band:
national rank #3,239 of 15,516 and #2,971 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$95,137Mount Ephraim, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Mount Ephraim, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Mount Ephraim, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)23.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)66.1%
Census ACS S2301, share of working-age residents in the labor force
Population
4,648
Median Income
$95,137
Median Home Value
$223,800
Median Age
38.8
Poverty Rate
6.0%
Labor force participation
66.1%
Bachelor's Degree+
23.1%
Safety & Crime
Total Crime Rate
5571.9
per 100,000 residents
Violent Crime
126.2
per 100,000 residents
Property Crime
5445.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Mount Ephraim's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
4,649 residents
2021
4,639 residents
2022
4,645 residents
2023
4,678 residents
2024
4,696 residents
2025
4,716 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
71.8%
Carpool
8.0%
Public Transit
2.8%
Walk
0.0%
Work from Home
17.4%
Based on 2,420 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Mount Ephraim. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Mount Ephraim is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Mount Ephraim sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Mount Ephraim compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.