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Place dossier plate
SheetNJ-NEPTUNE-CITY-NJ · Neptune City, NJ 4,607 pop · income 65th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Neptune City
Lowest/highest poles plus peers nearest Neptune City on median household income. Full ladder: /browse and /rankings.
median HH income
Lindale · lowest
40,283
Lindale · lowest
40,283 median HH income
16.1% of the leader · rank #1
Mohawk · near
82,869
Mohawk · near
82,869 median HH income
33.1% of the leader · rank #2
Neptune City · this city
82,872
Neptune City · this city
82,872 median HH income
33.1% of the leader · rank #3
Emmaus · near
82,875
Emmaus · near
82,875 median HH income
33.1% of the leader · rank #4
Cascade · near
82,875
Cascade · near
82,875 median HH income
33.1% of the leader · rank #5
Colfax · near
82,878
Colfax · near
82,878 median HH income
33.2% of the leader · rank #6
Mountain Lakes · highest
250,001
Mountain Lakes · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Neptune City on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,607.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Neptune City - the verdict
Nationally, Neptune City sits in the 65th percentile for household income and the 19th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
65th
percentile, household income
76th
percentile, home value
94th
percentile, median rent
19th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Neptune City, NJ
Census ACS 2023 estimates count 4,607 residents in Neptune City, a small town within New Jersey. Median household income here is $82,872 per year, above the median for U.S. cities on this measure, with a poverty rate of 16.3%. Home values in Neptune City run a median of $383,600, and the median resident age is 40.9 years. Educational attainment runs 29.0% of adults with a bachelor's degree or higher. Separately, 69.4% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Neptune City (No Permits), down 100% from five years earlier, per Census BPS data. Crime here tracks close to the national norm: the FBI's Uniform Crime Reporting program logs 2734.6 total incidents per 100,000 residents here, near the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,132 per month statewide. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). Natural-hazard exposure scores 90.8 out of 100 on FEMA's National Risk Index (Very High).
A decision-led reading path
Useful questions to ask of Neptune City's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to reported crime to comparison shortlist to population change to schools and households to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Neptune City, city-specific coverage includes commute-mode shares, local building permits, annual population history, FBI reported-crime rates, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Neptune City?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.6 times median household income. The ACS poverty estimate is 16.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What can the FBI record say about safety in Neptune City?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 2734.6 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 20% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Which cities make useful reference points for Neptune City?
Within New Jersey, the closest population matches are Blackwood (4,615 residents, $81,154 income); Panther Valley (4,622 residents, $128,484 income); Highlands (4,575 residents, $90,082 income). Outside the state, the closest population matches in this dataset are Hollister, MO (4,608 residents); Folkston, GA (4,609 residents); Deer Park, WA (4,605 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Is Neptune City growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population grew by +5 residents from 2020 to 2025, a +0.1% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Neptune City?
The NCES join finds 1 public school within the city match. 29.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Matched public schools
1
Bachelor's degree+
29.0%
Poverty estimate
16.3%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What does the journey to work look like in Neptune City?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 80.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.7%
Work from home
5.5%
Drive alone
80.5%
City-level Census ACS commuting estimates covering 2,675 workers age 16+.
Above median income · poverty 16.3% (High poverty)
Cost of Living Index (state)
108.8 (US=100)
High cost · BEA RPP 2024, New Jersey average
D
City profile score · Neptune City, NJ
42/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income C+
$82,872
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime C
153 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share C
29.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
16.3%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Neptune City profile (scored ACS/FBI dimensions)Read the chart values
Household income: 62/100 (C+) · $82,872
Violent crime: 58/100 (C) · 153 /100k
Bachelor's+ share: 56/100 (C) · 29.0%
Poverty rate: 20/100 (F) · 16.3%
Cost of living: 10/100 (F) · 108.8 index
Where Neptune City sits on home value vs crime among peer cities
Neptune City's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Neptune City highlighted among 25 peers.Read the chart values
Neptune City, NJ (this city): home $383,600, crime 2,735/100k
Hollister, MO : home $154,900, crime 1,428/100k
Folkston, GA : home $76,800, crime 549/100k
Highlands, NJ : home $394,800, crime 613/100k
Mount Ephraim, NJ : home $223,800, crime 5,572/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Neptune City compare to other US cities?
Neptune City measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income65% higher than other cities
Home value76% pricier than other cities
Median rent94% pricier than other cities
Safety19% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at New Jersey, Neptune City ranks #211 of 238 New Jersey cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Neptune City against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Neptune City near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Neptune City ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Neptune City only against its own state's cities, not the full US field.
Median Household Income
#495 of 659
25th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#355 of 672
47th percentile in New Jersey
Poverty Rate
#43 of 680
94th percentile in New Jersey
Bachelor's Degree or Higher
#492 of 686
28th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
65th percentile nationally for median household income · 19th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Neptune City's profile vs. every US city
Income, affordability, and safety percentile
Neptune City's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Neptune City's home value compares nationally
Median home value vs. every US city (population 1,000+)
$383,60024th percentilemore affordable than 24% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Neptune City's home-value-to-income ratio: 4.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,242 of 15,516
More affordable than 21% of tracked cities (pop. 1,000+)
Size class
#9,344 of 11,323
Micro cities (under 10,000)
At 4.6×, Neptune City sits in the moderate band:
national rank #12,242 of 15,516 and #9,344 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$82,872Neptune City, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Neptune City, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Neptune City, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)29.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)16.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)69.4%
Census ACS S2301, share of working-age residents in the labor force
Population
4,607
Median Income
$82,872
Median Home Value
$383,600
Median Age
40.9
Poverty Rate
16.3%
Labor force participation
69.4%
Bachelor's Degree+
29.0%
Safety & Crime
Total Crime Rate
2734.6
per 100,000 residents
Violent Crime
153.1
per 100,000 residents
Property Crime
2581.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Neptune City's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
4,586 residents
2021
4,597 residents
2022
4,584 residents
2023
4,573 residents
2024
4,588 residents
2025
4,591 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.2M
2020
2
2
0
$0.3M
2021
0
0
0
-
2022
0
0
0
-
2023
1
1
0
$0.1M
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
80.5%
Carpool
9.5%
Public Transit
0.7%
Walk
1.0%
Work from Home
5.5%
Other
2.8%
Based on 2,675 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Neptune City. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Neptune City is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Neptune City sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Neptune City compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.