City profile · New Jersey · Census ACS 2023

Oak Valley, NJ

Oak Valley's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

4,374
Residents
$90,563
Median income
$226,000
Median home
$2,132
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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See how it ranks

State rank, size-class rank, and four peer cities for Oak Valley.

Place dossier plate

Sheet NJ-OAK-VALLEY-NJ · Oak Valley, NJ 4,374 pop · income 71st pct

POP-VILLAGE · INC-HIGH · COL-ABOVE · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 4,374
  • INC-HIGH $90,563
  • COL-ABOVE 108.8
  • SAFE-UNK Safety pending
  • RANK-UPPER 71st
  • PHOTO-FINISH ≈ Melody Hill
  • HOME-MID $226,000
  • BOOK-UNK Tracts pending

Nearest income peer: Melody Hill, IN ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Oak Valley

Lowest/highest poles plus peers nearest Oak Valley on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Oak Valley on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 4,374.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $90,563. Population peers are excluded.

4 peers

Oak Valley - the verdict

Oak Valley ranks in the 71st percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

71st
percentile, household income
50th
percentile, home value
94th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oak Valley, NJ

Census ACS 2023 estimates count 4,374 residents in Oak Valley, a small town within New Jersey. Oak Valley households earn a median of $90,563 annually, above the median for U.S. cities on this measure, with a poverty rate of 12.1%. Oak Valley's housing stock carries a median value of $226,000, and the median resident age is 32.5 years. About 18.4% of adults hold a bachelor's degree or higher, while 63.9% of working-age residents are in the labor force.

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. Statewide, average monthly utility bills in New Jersey run around $275, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 90.8 out of 100 for natural-hazard exposure (Very High).

A decision-led reading path

Useful questions to ask of Oak Valley's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Oak Valley, city-specific coverage includes commute-mode shares. No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, matched public-school count, local building permits, annual population history; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

How far does income reach against housing in Oak Valley?

The home-value-to-income reference is relatively compact: the ACS median home value is 2.5 times median household income. The ACS poverty estimate is 12.1%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.

Compare the housing trade-off →

Question 2

Which cities make useful reference points for Oak Valley?

Within New Jersey, the closest population matches are Egg Harbor City (4,378 residents, $67,604 income); Magnolia (4,360 residents, $89,489 income); Wanamassa (4,344 residents, $167,712 income). Outside the state, the closest population matches in this dataset are Jasper, GA (4,374 residents); Breese, IL (4,373 residents); Placitas CDP (Sandoval County), NM (4,375 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Oak Valley?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 81.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Population

4,374 residents

Micro place (under 10k)

Median Household Income

$90,563 /yr

Above median income · poverty 12.1% (Above-median poverty)

Cost of Living Index (state)

108.8 (US=100)

High cost · BEA RPP 2024, New Jersey average

City profile score · Oak Valley, NJ

38/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income B
$90,563

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate F
12.1%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
18.4%

Adults with a bachelor's degree or higher; ACS.

Cost of living F
108.8 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Oak Valley profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Poverty rate, Bachelor's+ share, Cost of living. Household incomePoverty rateBachelor's+ shareCost of living 38 F
Oak Valley profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 70/100 (B) · $90,563
  • Poverty rate: 31/100 (F) · 12.1%
  • Bachelor's+ share: 30/100 (F) · 18.4%
  • Cost of living: 10/100 (F) · 108.8 index

How does Oak Valley compare to other US cities?

Here's how Oak Valley stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 71% higher than other cities
Home value 50% pricier than other cities
Median rent 94% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Oak Valley against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Gross Rent places Oak Valley near the bottom of New Jersey's cities

Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Oak Valley ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oak Valley only against its own state's cities, not the full US field.

Median Household Income
#440 of 659
33rd percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#584 of 672
13th percentile in New Jersey
Poverty Rate
#73 of 680
89th percentile in New Jersey
Bachelor's Degree or Higher
#619 of 686
10th percentile in New Jersey
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

71stIncome percentile
Gauge source note

71st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oak Valley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$226,000 Among the most affordable more affordable than 50% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oak Valley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Oak Valley's home-value-to-income ratio: 2.5×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#3,978 of 15,516
More affordable than 74% of tracked cities (pop. 1,000+)
Size class
#3,583 of 11,323
Micro cities (under 10,000)

At 2.5×, Oak Valley sits in the affordable band: national rank #3,978 of 15,516 and #3,583 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$90,563 Oak Valley, NJ median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Oak Valley, NJ Oak Valley, NJ's median household income ($90,563) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Oak Valley, NJ-specific shares. $ Household Income Distribution Oak Valley, NJ median $90,563/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oak Valley, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oak Valley, NJ.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.9%

Census ACS S2301, share of working-age residents in the labor force

Population
4,374
Median Income
$90,563
Median Home Value
$226,000
Median Age
32.5
Poverty Rate
12.1%
Labor force participation
63.9%
Bachelor's Degree+
18.4%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
81.1%
Carpool
4.0%
Public Transit
0.8%
Walk
1.2%
Work from Home
12.7%

Based on 1,959 workers 16 and over.

Monthly Utility Costs

New Jersey statewide monthly utility average (EIA 2023): $275

EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).

These are New Jersey statewide averages, not a meter reading for Oak Valley. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oak Valley is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).

Cost/risk geography note

Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oak Valley sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Oak Valley compares to similar-size New Jersey cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Oak Valley (this city) 4,374 $90,563
Egg Harbor City 4,378 $67,604
Magnolia 4,360 $89,489
Wanamassa 4,344 $167,712
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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