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Place dossier plate
SheetNJ-RED-BANK-NJ · Red Bank, NJ 12,864 pop · income 79th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Red Bank
Lowest/highest poles plus peers nearest Red Bank on median household income. Full ladder: /browse and /rankings.
median HH income
Holiday City-… · lowest
47,855
Holiday City-… · lowest
47,855 median HH income
29.4% of the leader · rank #1
Fripp Island · near
101,731
Fripp Island · near
101,731 median HH income
62.5% of the leader · rank #2
Red Bank · this city
101,738
Red Bank · this city
101,738 median HH income
62.5% of the leader · rank #3
Cadiz · near
101,750
Cadiz · near
101,750 median HH income
62.5% of the leader · rank #4
West Kennebunk · near
101,761
West Kennebunk · near
101,761 median HH income
62.5% of the leader · rank #5
Paramount-Lon… · near
101,763
Paramount-Lon… · near
101,763 median HH income
62.5% of the leader · rank #6
Oakland · highest
162,862
Oakland · highest
162,862 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Red Bank on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 12,864.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Red Bank - the verdict
Measured against every US city with at least 1,000 residents, Red Bank lands in the 79th percentile for household income and the 50th percentile for safety. Source: Census ACS + FBI UCR.
79th
percentile, household income
83rd
percentile, home value
94th
percentile, median rent
50th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Red Bank, NJ
Census ACS 2023 estimates count 12,864 residents in Red Bank, a small town within New Jersey. The typical household in Red Bank brings in $101,738 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.0%. Home values in Red Bank run a median of $477,000, and the median resident age is 39.7 years. Educational attainment runs 52.0% of adults with a bachelor's degree or higher. Separately, 67.6% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 60 residential units were authorized in 2024 (Growing), up 5% from five years earlier. Red Bank reports a comparatively low crime rate: per-100,000 total crime stands at 1366.1 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
New Jersey carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New Jersey at 108.8 on a 100-equals-national-average scale (Well Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,132 monthly. Statewide, average monthly utility bills in New Jersey run around $275, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).
A decision-led reading path
Useful questions to ask of Red Bank's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to population change to schools and households to work and mobility to comparison shortlist to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Red Bank, city-specific coverage includes local building permits, commute-mode shares, matched public-school count, annual population history, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Red Bank?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.7 times median household income. The ACS poverty estimate is 7.0%, which keeps the citywide median from describing every household.
Is Red Bank growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -7 residents from 2020 to 2025, a -0.1% change. Separately, Census BPS recorded 60 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 4 public schools within the city match. 52.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Red Bank?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within New Jersey, the closest population matches are Holiday City-Berkeley (12,896 residents, $47,855 income); Somerville (12,958 residents, $103,869 income); Oakland (12,700 residents, $162,862 income). Outside the state, the closest population matches in this dataset are St. Ann, MO (12,865 residents); Lakeland South, WA (12,869 residents); Neosho, MO (12,857 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Red Bank?
Driving alone is the largest reported mode at 64.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
64.3%
Work from home
13.5%
Public transit
4.8%
City-level Census ACS commuting estimates covering 7,030 workers age 16+.
What can the FBI record say about safety in Red Bank?
The joined FBI UCR record reports 1366.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 40% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
1366.1
Violent rate
204.1
Property rate
1162.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A
52.0%
Adults with a bachelor's degree or higher; ACS.
Household income B+
$101,738
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C-
7.0%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime D
204 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Red Bank profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 86/100 (A) · 52.0%
Household income: 78/100 (B+) · $101,738
Poverty rate: 53/100 (C-) · 7.0%
Violent crime: 47/100 (D) · 204 /100k
Cost of living: 10/100 (F) · 108.8 index
Where Red Bank sits on home value vs crime among peer cities
Red Bank's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Red Bank highlighted among 8 peers.Read the chart values
Red Bank, NJ (this city): home $477,000, crime 1,366/100k
St. Ann, MO : home $118,600, crime 1,618/100k
Neosho, MO : home $148,600, crime 2,415/100k
Manvel, TX : home $321,600, crime 1,168/100k
Somerville, NJ : home $403,600, crime 820/100k
Oakland, NJ : home $567,200, crime 371/100k
Florham Park, NJ : home $722,700, crime 602/100k
Ridgefield Park, NJ : home $459,400, crime 1,127/100k
How does Red Bank compare to other US cities?
Where Red Bank sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income79% higher than other cities
Home value83% pricier than other cities
Median rent94% pricier than other cities
Safety50% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at New Jersey, Red Bank ranks #153 of 238 New Jersey cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Red Bank against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Red Bank near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Red Bank ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Red Bank only against its own state's cities, not the full US field.
Median Household Income
#358 of 659
46th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#236 of 672
65th percentile in New Jersey
Poverty Rate
#165 of 680
75th percentile in New Jersey
Bachelor's Degree or Higher
#237 of 686
65th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
79th percentile nationally for median household income · 50th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Red Bank's profile vs. every US city
Income, affordability, and safety percentile
Red Bank's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Red Bank's home value compares nationally
Median home value vs. every US city (population 1,000+)
$477,00017th percentilemore affordable than 17% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Red Bank's home-value-to-income ratio: 4.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,369 of 15,516
More affordable than 20% of tracked cities (pop. 1,000+)
Size class
#2,463 of 3,317
Small cities (10,000–49,999)
At 4.7×, Red Bank sits in the moderate band:
national rank #12,369 of 15,516 and #2,463 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$101,738Red Bank, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Red Bank, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Red Bank, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)52.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)7.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.6%
Census ACS S2301, share of working-age residents in the labor force
Population
12,864
Median Income
$101,738
Median Home Value
$477,000
Median Age
39.7
Poverty Rate
7.0%
Labor force participation
67.6%
Bachelor's Degree+
52.0%
Safety & Crime
Total Crime Rate
1366.1
per 100,000 residents
Violent Crime
204.1
per 100,000 residents
Property Crime
1162.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Red Bank's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
12,903 residents
2021
12,900 residents
2022
12,860 residents
2023
12,842 residents
2024
12,848 residents
2025
12,896 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Growing
Total Permits (2024)
60
housing units authorized
Single-Family
20
detached homes
Multifamily
40
apartments & condos
Supply Intensity
4.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
57
18
39
$9.2M
2020
11
7
4
$2.5M
2021
4
4
0
$0.8M
2022
31
1
30
$2.8M
2023
18
7
11
$3.9M
2024
60
20
40
$12.2M
Permit volume increased 5% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
64.3%
Carpool
6.7%
Public Transit
4.8%
Walk
5.2%
Work from Home
13.5%
Other
5.5%
Based on 7,030 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Red Bank. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Red Bank is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Red Bank sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Red Bank compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.